WallStSmart

Berkshire Hathaway Inc (BRK-B)vsVersaBank (VBNK)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

Berkshire Hathaway Inc generates 290365% more annual revenue ($375.39B vs $129.24M). VBNK leads profitability with a 24.3% profit margin vs 19.3%. BRK-B trades at a lower P/E of 15.2x. VBNK earns a higher WallStSmart Score of 64/100 (C+).

BRK-B

Buy

62

out of 100

Grade: C+

Growth: 6.7Profit: 6.5Value: 5.0Quality: 8.0
Piotroski: 3/9Altman Z: 2.59

VBNK

Buy

64

out of 100

Grade: C+

Growth: 6.7Profit: 6.5Value: 5.3Quality: 5.0

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

BRK-B6 strengths · Avg: 9.2/10
Market CapQuality
$1.02T10/10

Mega-cap, among the largest globally

Price/BookValuation
0.0x10/10

Reasonable price relative to book value

EPS GrowthGrowth
119.6%10/10

Earnings expanding 119.6% YoY

Debt/EquityHealth
0.199/10

Conservative balance sheet, low leverage

P/E RatioValuation
15.2x8/10

Attractively priced relative to earnings

Free Cash FlowQuality
$5.45B8/10

Generating 5.5B in free cash flow

VBNK5 strengths · Avg: 9.4/10
Price/BookValuation
1.5x10/10

Reasonable price relative to book value

Operating MarginProfitability
42.6%10/10

Strong operational efficiency at 42.6%

Revenue GrowthGrowth
33.6%10/10

Revenue surging 33.6% year-over-year

Profit MarginProfitability
24.3%9/10

Keeps 24 of every $100 in revenue as profit

EPS GrowthGrowth
23.7%8/10

Earnings expanding 23.7% YoY

Areas to Watch

BRK-B3 concerns · Avg: 3.0/10
Revenue GrowthGrowth
4.4%4/10

4.4% revenue growth

Piotroski F-ScoreQuality
3/93/10

Weak financial health signals

PEG RatioValuation
10.062/10

Expensive relative to growth rate

VBNK3 concerns · Avg: 3.3/10
P/E RatioValuation
25.5x4/10

Moderate valuation

Market CapQuality
$581.91M3/10

Smaller company, higher risk/reward

Return on EquityProfitability
5.9%3/10

ROE of 5.9% — below average capital efficiency

Comparative Analysis Report

WallStSmart Research

Bull Case : BRK-B

The strongest argument for BRK-B centers on Market Cap, Price/Book, EPS Growth. Profitability is solid with margins at 19.3% and operating margin at 14.3%.

Bull Case : VBNK

The strongest argument for VBNK centers on Price/Book, Operating Margin, Revenue Growth. Profitability is solid with margins at 24.3% and operating margin at 42.6%. Revenue growth of 33.6% demonstrates continued momentum.

Bear Case : BRK-B

The primary concerns for BRK-B are Revenue Growth, Piotroski F-Score, PEG Ratio.

Bear Case : VBNK

The primary concerns for VBNK are P/E Ratio, Market Cap, Return on Equity.

Key Dynamics to Monitor

BRK-B profiles as a value stock while VBNK is a growth play — different risk/reward profiles.

VBNK carries more volatility with a beta of 1.03 — expect wider price swings.

VBNK is growing revenue faster at 33.6% — sustainability is the question.

BRK-B generates stronger free cash flow (5.5B), providing more financial flexibility.

Bottom Line

VBNK scores higher overall (64/100 vs 62/100), backed by strong 24.3% margins and 33.6% revenue growth. Both earn "Buy" and "Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

Berkshire Hathaway Inc

FINANCIAL SERVICES · INSURANCE - DIVERSIFIED · USA

Berkshire Hathaway Inc. is an American multinational conglomerate holding company headquartered in Omaha, Nebraska, United States. The company wholly owns GEICO, Duracell, Dairy Queen, BNSF, Lubrizol, Fruit of the Loom, Helzberg Diamonds, Long & Foster, FlightSafety International, Pampered Chef, Forest River, and NetJets, and also owns 38.6% of Pilot Flying J; and significant minority holdings in public companies Kraft Heinz Company (26.7%), American Express (18.8%), The Coca-Cola Company (9.32%), Bank of America (11.9%), and Apple (6.3%).

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VersaBank

FINANCIAL SERVICES · BANKS - REGIONAL · USA

VersaBank (VBNK) is a pioneering digital bank headquartered in London, Ontario, recognized for its innovative technology-driven banking solutions. Specializing in both commercial and residential lending, the bank operates on a robust cloud-based infrastructure that not only drives operational efficiency but also ensures a high level of security for its clients. With a strong commitment to cybersecurity, VersaBank is well-positioned to leverage the ongoing digital transformation in the financial services sector, adapting to changing consumer preferences while expanding its diverse suite of financial offerings. As a leader in the Canadian digital banking arena, VersaBank is strategically equipped to navigate complex financial landscapes and capitalize on emerging opportunities.

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