UMBF
UMB Financial Corporation
NASDAQ: UMBF · FINANCIAL SERVICES · BANKS - REGIONAL
$124.22
-0.90% today
Updated 2026-04-29
Market cap
$9.44B
P/E ratio
10.87
P/S ratio
3.78x
EPS (TTM)
$11.43
Dividend yield
—
52W range
$96 – $136
Volume
0.6M
WallStSmart proprietary scores
75
out of 100
Grade: B+
Buy
Investment rating
8.7
Growth
A4.5
Quality
C7.5
Profitability
B+5.7
Valuation
C+4/9
Piotroski F-Score
Moderate
-0.8
Altman Z-Score
Distress
—
Industry rank
—
View all highly rated stocks (75+) →202 stocks currently score above 75
Price targets
Analyst target
$144.75
+16.53%
12-Month target
$111.81
-9.99%
Intrinsic (DCF)
—
Margin of safety
—
5 Strong Buy6 Buy2 Hold0 Sell0 Strong Sell
Price chart
X-Ray snapshot
Strengths
+ Profit margin 28.10% — above average
+ Free cash flow $95.32M — positive
+ Revenue growth 67.60% QoQ
+ Debt/equity 0.49x — low leverage
Risks
- Altman Z -0.81 — distress zone
Key financials
Revenue Net Income Free Cash Flow
| Metric | 2022 | 2023 | 2024 | 2025 | TTM |
|---|---|---|---|---|---|
| Revenue | $1.58B | $2.24B | $2.64B | $4.44B | $2.50B |
| Net income | $431.68M | $350.02M | $441.24M | $702.40M | $215.35M |
| EPS | — | — | — | — | $11.43 |
| Free cash flow | $717.84M | $445.69M | $201.08M | $978.11M | $95.32M |
| Profit margin | 27.27% | 15.59% | 16.73% | 15.81% | 28.10% |
Recent insider activity
| Date | Insider | Type | Shares | Price |
|---|---|---|---|---|
| 2026-02-11 | WILSON, UMA | Sale | 83 | $132.16 |
| 2026-02-11 | TERRY, THOMAS S | Sale | 57 | $132.16 |
| 2026-02-11 | SHANKAR, RAM | Sale | 129 | $132.16 |
Peer comparison
Smart narrative
UMB Financial Corporation trades at $124.22. representing a P/E of 10.87x trailing earnings. Our Smart Value Score of 75/100 indicates the stock is good. The company scores 4/9 on the Piotroski F-Score. With an Altman Z-Score of -0.81, it sits in the distress. TTM revenue stands at $2.50B. with profit margins at 28.10%.
Frequently asked questions
What is UMB Financial Corporation's stock price?
UMB Financial Corporation (UMBF) trades at $124.22.
Is UMB Financial Corporation overvalued?
Smart Value Score 75/100 (Grade B+, Buy).
What is the price target of UMB Financial Corporation (UMBF)?
The analyst target price is $144.75, representing +16.5% upside from the current price of $124.22.
What is UMB Financial Corporation's revenue?
TTM revenue is $2.50B.
Piotroski F-Score?
4/9 — moderate financial health.
Altman Z-Score?
-0.81 — distress.
Company info
SectorFINANCIAL SERVICES
IndustryBANKS - REGIONAL
CountryUSA
ExchangeNASDAQ
CurrencyUSD
Quick metrics
P/S ratio3.78x
ROE12.60%
Beta0.77
50D MA$117.45
200D MA$116.97
Shares out0.08B
Float0.07B
Short ratio—
Avg volume0.6M
Performance
1 week—
1 month—
3 months—
YTD—
1 year—
3 years—
5 years—