UMBF
UMB Financial Corporation
NASDAQ: UMBF · FINANCIAL SERVICES · BANKS - REGIONAL
$124.22
-0.90% today
Updated 2026-04-29
Market cap
$9.44B
P/E ratio
10.87
P/S ratio
3.78x
EPS (TTM)
$11.43
Dividend yield
—
52W range
$96 – $136
Volume
0.6M
UMB Financial Corporation (UMBF) Earnings
Quarterly earnings history, analyst estimates, and stock price reaction.
EPS beat streak
8 of 8
Last 8 quarters
Avg EPS surprise
+17.2%
Last 4 quarters
Revenue YoY growth
+59.5%
Most recent quarter
EPS YoY growth
+23.7%
Most recent quarter
When is the next earnings report?
Reporting date
March 31, 2026
Consensus EPS estimate
—
Fiscal period ending
2026-03-31
Earnings surprise history (last 12 quarters)
Beat estimate Missed estimate
Quarterly EPS and revenue trend
Quarterly revenue EPS (diluted)
How the stock reacts to earnings
Avg 1-day reaction
-0.1%
Last 3 reports
Positive reaction rate
67%
2 of 3 quarters
Largest single-day move
-3.3%
2025-10-28
| Report date | EPS actual | Surprise | Close before | Close after | 1-day reaction |
|---|---|---|---|---|---|
| 2026-01-26 | $3.08 | +17.1% | $123.16 | $124.86 | +1.4% |
| 2025-10-28 | $2.70 | +8.9% | $112.44 | $108.68 | -3.3% |
| 2025-07-29 | $2.96 | +24.9% | $108.95 | $110.80 | +1.7% |
Quarterly earnings history
| Fiscal quarter ending | EPS estimate | EPS actual | Surprise | Revenue | YoY revenue |
|---|---|---|---|---|---|
| 2026-03-31 | — | — | — | — | — |
| 2025-12-31 | $2.63 | $3.08 | +17.1% | $1.09B | +59.5% |
| 2025-09-30 | $2.48 | $2.70 | +8.9% | $1.49B | +121.2% |
| 2025-06-30 | $2.37 | $2.96 | +24.9% | $1.02B | +58.4% |
| 2025-03-31 | $2.19 | $2.58 | +17.8% | $850.52M | +32.7% |
| 2024-12-31 | $2.26 | $2.49 | +10.2% | $680.22M | +13.2% |
| 2024-09-30 | $2.20 | $2.25 | +2.3% | $674.26M | +18.2% |
| 2024-06-30 | $2.01 | $2.07 | +3.0% | $641.68M | — |
| 2024-03-31 | $1.76 | $2.25 | +27.8% | $640.81M | — |
| 2023-12-31 | $1.76 | $1.45 | -17.6% | $600.91M | — |
| 2023-09-30 | $1.77 | $1.98 | +11.9% | $570.42M | — |
Frequently asked questions
When does UMB Financial Corporation report next earnings?
UMB Financial Corporation (UMBF) is scheduled to report earnings on March 31, 2026.
Has UMB Financial Corporation beaten earnings estimates?
UMB Financial Corporation has beaten Wall Street EPS estimates in 8 of its last 8 quarterly reports, with an average EPS surprise of +17.2% over the last 4 quarters.
How does UMBF stock react to earnings?
UMBF stock has moved an average of -0.1% in the trading day following earnings over its last 3 reports, with positive reactions in 67% of those quarters.
What is UMB Financial Corporation's revenue growth rate?
UMB Financial Corporation reported year-over-year revenue growth of +59.5% in its most recent quarter, with EPS growing +23.7% year-over-year.