UBFO
United Security Bancshares
NASDAQ: UBFO · FINANCIAL SERVICES · BANKS - REGIONAL
$10.51
+0.00% today
Updated 2026-04-30
Market cap
$185.03M
P/E ratio
15.01
P/S ratio
3.83x
EPS (TTM)
$0.70
Dividend yield
4.57%
52W range
$8 – $12
Volume
0.0M
WallStSmart proprietary scores
63
out of 100
Grade: C+
Hold
Investment rating
8.0
Growth
A5.0
Quality
C+7.5
Profitability
B+6.0
Valuation
B—/9
Piotroski F-Score
—
—
Altman Z-Score
—
—
Industry rank
—
View all highly rated stocks (75+) →206 stocks currently score above 75
Price targets
Analyst target
$0.00
-100.00%
12-Month target
$9.73
-7.42%
Intrinsic (DCF)
—
Margin of safety
—
Price chart
X-Ray snapshot
Strengths
+ Profit margin 25.50% — above average
+ Free cash flow $2.63M — positive
+ Revenue growth 15.80% QoQ
Risks
No major risks identified
Key financials
Revenue Net Income Free Cash Flow
| Metric | 2022 | 2023 | 2024 | 2025 | TTM |
|---|---|---|---|---|---|
| Revenue | $51.00M | $65.95M | $65.46M | $65.90M | $48.28M |
| Net income | $15.69M | $19.80M | $14.78M | $12.29M | $3.41M |
| EPS | — | — | — | — | $0.70 |
| Free cash flow | $21.56M | $20.59M | $18.60M | $19.77M | $2.63M |
| Profit margin | 30.76% | 30.02% | 22.58% | 18.65% | 25.50% |
Peer comparison
Smart narrative
United Security Bancshares trades at $10.51. representing a P/E of 15.01x trailing earnings. Our Smart Value Score of 63/100 indicates the stock is good. TTM revenue stands at $48.28M. with profit margins at 25.50%.
Frequently asked questions
What is United Security Bancshares's stock price?
United Security Bancshares (UBFO) trades at $10.51.
Is United Security Bancshares overvalued?
Smart Value Score 63/100 (Grade C+, Hold).
What is the price target of United Security Bancshares (UBFO)?
The analyst target price is $0.00, representing -100.0% downside from the current price of $10.51.
What is United Security Bancshares's revenue?
TTM revenue is $48.28M.
Company info
SectorFINANCIAL SERVICES
IndustryBANKS - REGIONAL
CountryUSA
ExchangeNASDAQ
CurrencyUSD
Quick metrics
P/S ratio3.83x
ROE9.10%
Beta0.29
50D MA$10.60
200D MA$9.71
Shares out0.02B
Float0.01B
Short ratio—
Avg volume0.0M
Performance
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YTD—
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3 years—
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