UBFO
United Security Bancshares
NASDAQ: UBFO · FINANCIAL SERVICES · BANKS - REGIONAL
$10.51
+0.00% today
Updated 2026-06-05
Market cap
$185.03M
P/E ratio
15.01
P/S ratio
3.83x
EPS (TTM)
$0.70
Dividend yield
4.57%
52W range
$8 – $12
Volume
0.1M
United Security Bancshares (UBFO) Earnings
Quarterly earnings history, analyst estimates, and stock price reaction.
EPS beat streak
1 of 8
Last 8 quarters
Avg EPS surprise
—
Last 4 quarters
Revenue YoY growth
+6.1%
Most recent quarter
EPS YoY growth
+31.3%
Most recent quarter
When is the next earnings report?
Reporting date
March 31, 2026
Consensus EPS estimate
—
Fiscal period ending
2026-03-31
Quarterly EPS and revenue trend
Quarterly revenue EPS (diluted)
How the stock reacts to earnings
Avg 1-day reaction
+0.9%
Last 2 reports
Positive reaction rate
50%
1 of 2 quarters
Largest single-day move
+1.9%
2025-10-16
| Report date | EPS actual | Surprise | Close before | Close after | 1-day reaction |
|---|---|---|---|---|---|
| 2026-01-22 | $0.19 | — | $10.66 | $10.65 | -0.1% |
| 2025-10-16 | $0.23 | — | $8.83 | $9.00 | +1.9% |
Quarterly earnings history
| Fiscal quarter ending | EPS estimate | EPS actual | Surprise | Revenue | YoY revenue |
|---|---|---|---|---|---|
| 2026-03-31 | — | — | — | — | — |
| 2025-12-31 | $0.00 | $0.19 | — | $16.24M | +6.1% |
| 2025-09-30 | — | $0.23 | — | $15.63M | -12.0% |
| 2025-06-30 | — | $0.13 | — | $15.76M | -4.3% |
| 2025-03-31 | — | $0.16 | — | $16.64M | +4.5% |
| 2024-12-31 | — | $0.14 | — | $15.30M | -16.7% |
| 2024-09-30 | — | $0.22 | — | $17.77M | +15.2% |
| 2024-06-30 | — | $0.25 | — | $16.48M | — |
| 2024-03-31 | — | $0.24 | — | $15.93M | — |
| 2023-12-31 | — | $0.31 | — | $18.38M | — |
| 2023-09-30 | — | $0.22 | — | $15.42M | — |
Frequently asked questions
When does United Security Bancshares report next earnings?
United Security Bancshares (UBFO) is scheduled to report earnings on March 31, 2026.
Has United Security Bancshares beaten earnings estimates?
United Security Bancshares has beaten Wall Street EPS estimates in 1 of its last 8 quarterly reports. A consistent beat record suggests management guides conservatively and the business has predictable momentum, which tends to support the stock through earnings season.
How does UBFO stock react to earnings?
UBFO has moved an average of +0.9% the day after earnings over its last 2 reports, finishing higher after 1 of them. Next-day moves show how the market digests results in the short term, and repeated dips on strong reports usually mean expectations were already priced in.
What is United Security Bancshares's revenue growth rate?
United Security Bancshares reported year-over-year revenue growth of +6.1% in its most recent quarter, with EPS up +31.3%. EPS outpacing revenue is operating leverage at work, meaning profit is compounding faster than sales.