Berkshire Hathaway Inc (BRK-B)vsUnited Security Bancshares (UBFO)
BRK-B
Berkshire Hathaway Inc
$488.13
+1.98%
FINANCIAL SERVICES · Cap: $1.02T
UBFO
United Security Bancshares
$10.51
0.00%
FINANCIAL SERVICES · Cap: $185.03M
Smart Verdict
WallStSmart Research — data-driven comparison
Berkshire Hathaway Inc generates 777387% more annual revenue ($375.39B vs $48.28M). UBFO leads profitability with a 25.5% profit margin vs 19.3%. BRK-B trades at a lower P/E of 14.1x. UBFO earns a higher WallStSmart Score of 63/100 (C+).
BRK-B
Buy62
out of 100
Grade: C+
UBFO
Buy63
out of 100
Grade: C+
Key Strengths & Concerns
Side-by-side fundamental analysis
Key Strengths
Mega-cap, among the largest globally
Reasonable price relative to book value
Earnings expanding 119.6% YoY
Conservative balance sheet, low leverage
Attractively priced relative to earnings
Generating 5.5B in free cash flow
Reasonable price relative to book value
Strong operational efficiency at 39.2%
Conservative balance sheet, low leverage
Keeps 26 of every $100 in revenue as profit
Attractively priced relative to earnings
15.8% revenue growth
Areas to Watch
4.4% revenue growth
Weak financial health signals
Expensive relative to growth rate
Smaller company, higher risk/reward
Weak financial health signals
Comparative Analysis Report
WallStSmart ResearchBull Case : BRK-B
The strongest argument for BRK-B centers on Market Cap, Price/Book, EPS Growth. Profitability is solid with margins at 19.3% and operating margin at 14.3%.
Bull Case : UBFO
The strongest argument for UBFO centers on Price/Book, Operating Margin, Debt/Equity. Profitability is solid with margins at 25.5% and operating margin at 39.2%. Revenue growth of 15.8% demonstrates continued momentum.
Bear Case : BRK-B
The primary concerns for BRK-B are Revenue Growth, Piotroski F-Score, PEG Ratio.
Bear Case : UBFO
The primary concerns for UBFO are Market Cap, Piotroski F-Score.
Key Dynamics to Monitor
BRK-B profiles as a value stock while UBFO is a growth play — different risk/reward profiles.
BRK-B carries more volatility with a beta of 0.62 — expect wider price swings.
UBFO is growing revenue faster at 15.8% — sustainability is the question.
BRK-B generates stronger free cash flow (5.5B), providing more financial flexibility.
Bottom Line
UBFO scores higher overall (63/100 vs 62/100), backed by strong 25.5% margins and 15.8% revenue growth. Both earn "Buy" and "Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.
This analysis is generated from publicly available financial data. Not financial advice.
Berkshire Hathaway Inc
FINANCIAL SERVICES · INSURANCE - DIVERSIFIED · USA
Berkshire Hathaway Inc. is an American multinational conglomerate holding company headquartered in Omaha, Nebraska, United States. The company wholly owns GEICO, Duracell, Dairy Queen, BNSF, Lubrizol, Fruit of the Loom, Helzberg Diamonds, Long & Foster, FlightSafety International, Pampered Chef, Forest River, and NetJets, and also owns 38.6% of Pilot Flying J; and significant minority holdings in public companies Kraft Heinz Company (26.7%), American Express (18.8%), The Coca-Cola Company (9.32%), Bank of America (11.9%), and Apple (6.3%).
Visit Website →United Security Bancshares
FINANCIAL SERVICES · BANKS - REGIONAL · USA
United Security Bancshares is the banking holding company for United Security Bank, a state-licensed bank that provides a variety of commercial banking services to the business and professional community and individuals in California. The company is headquartered in Fresno, California.
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