What is Summit State Bank (SSBI) stock price today?

Summit State Bank (SSBI) currently trades at $13.66 per share. The stock has a market capitalization of $92.50M and a P/E ratio of 13.52x.

Is SSBI stock a buy, sell, or hold in 2026?

Based on WallStSmart's proprietary analysis, Summit State Bank has a Smart Value Score of 64/100 (Grade C+), resulting in a "Hold" investment rating. The Piotroski F-Score is 4/9 and Altman Z-Score is —.

What is Summit State Bank's revenue and earnings?

Summit State Bank has trailing twelve-month (TTM) revenue of $32.81M with profit margins of 20.70%. Earnings per share (EPS) is $1.01.

Is Summit State Bank financially healthy?

Summit State Bank's Piotroski F-Score is 4/9 (moderate financial health). The Altman Z-Score of — places it in the —.

SSBI

Summit State Bank

NASDAQ: SSBI · FINANCIAL SERVICES · BANKS - REGIONAL

$13.66

-0.65% today

Updated 2026-04-29

Market cap

$92.50M

P/E ratio

13.52

P/S ratio

2.82x

EPS (TTM)

$1.01

Dividend yield

—

52W range

$9 – $14

Volume

0.0M

Market cap

$92.50M

P/E ratio

13.52

P/S ratio

2.82x

EPS (TTM)

$1.01

Dividend yield

—

52W range

$9 – $14

Volume

0.0M

WallStSmart proprietary scores

out of 100

Grade: C+

Hold

Investment rating

8.0

Growth

5.8

Quality

C+

6.0

Profitability

6.0

Valuation

4/9

Piotroski F-Score

Moderate

—

Altman Z-Score

—

Industry rank

—

View all highly rated stocks (75+) →200 stocks currently score above 75

Price targets

Analyst target

$7.20

-47.29%

12-Month target

—

Intrinsic (DCF)

—

Margin of safety

—

Price chart

X-Ray snapshot

Strengths

+ Profit margin 20.70% — above average

+ Free cash flow $2.63M — positive

+ Revenue growth 327.50% QoQ

+ Debt/equity 0.06x — low leverage

Risks

No major risks identified

Key financials

Revenue Net Income Free Cash Flow

Metric	2022	2023	2024	2025	TTM
Revenue	$56.16M	$65.06M	$62.03M	$58.82M	$32.81M
Net income	$16.97M	$10.82M	$-4.19M	$6.80M	$1.67M
EPS	—	—	—	—	$1.01
Free cash flow	$13.54M	$-2.62M	$5.62M	$6.55M	$2.63M
Profit margin	30.22%	16.63%	-6.76%	11.55%	20.70%

Peer comparison

Company	Mkt Cap	Score	Growth	Profit	Value	Quality	MoS	Rating
SSBI	$92.50M	64	8.0	6.0	6.0	5.8	—	Buy
BRK-A	$1.01T	53	3.3	7.5	5.0	8.0	—	Buy
BRK-B	$1.01T	54	3.3	7.5	5.0	8.0	—	Buy
JPM	$844.23B	73	8.0	8.0	5.7	5.5	—	Strong Buy
V	$596.57B	68	7.3	10.0	5.0	5.5	—	Strong Buy
MA	$449.94B	70	8.0	10.0	4.3	6.0	—	Strong Buy

Smart narrative

Summit State Bank trades at $13.66. representing a P/E of 13.52x trailing earnings. Our Smart Value Score of 64/100 indicates the stock is good. The company scores 4/9 on the Piotroski F-Score. TTM revenue stands at $32.81M. with profit margins at 20.70%.

Frequently asked questions

What is Summit State Bank's stock price?

Summit State Bank (SSBI) trades at $13.66.

Is Summit State Bank overvalued?

Smart Value Score 64/100 (Grade C+, Hold).

What is the price target of Summit State Bank (SSBI)?

The analyst target price is $7.20, representing -47.3% downside from the current price of $13.66.

What is Summit State Bank's revenue?

TTM revenue is $32.81M.

Piotroski F-Score?

4/9 — moderate financial health.

Company info

SectorFINANCIAL SERVICES

IndustryBANKS - REGIONAL

CountryUSA

ExchangeNASDAQ

CurrencyUSD

summitstatebank.com

Quick metrics

P/S ratio2.82x

ROE7.05%

Beta0.17

50D MA$13.37

200D MA$12.26

Shares out0.01B

Float0.01B

Short ratio—

Avg volume0.0M

Performance

1 week—

1 month—

3 months—

YTD—

1 year—

3 years—

5 years—

Compare

SSBI vs BRK-A →SSBI vs BRK-B →SSBI vs JPM →Stock screener →