SSBI
Summit State Bank
NASDAQ: SSBI · FINANCIAL SERVICES · BANKS - REGIONAL
$13.67
+0.22% today
Updated 2026-06-05
Market cap
$91.77M
P/E ratio
15.23
P/S ratio
2.83x
EPS (TTM)
$0.89
Dividend yield
—
52W range
$9 – $14
Volume
0.0M
WallStSmart proprietary scores
46
out of 100
Grade: C
Sell
Investment rating
2.7
Growth
F6.5
Quality
B6.5
Profitability
B6.0
Valuation
B5/9
Piotroski F-Score
Moderate
—
Altman Z-Score
—
—
Industry rank
—
View all highly rated stocks (75+) →202 stocks currently score above 75
Price targets
Analyst target
$7.20
-47.33%
12-Month target
—
—
Intrinsic (DCF)
—
Margin of safety
—
Price chart
Stock snapshot
Strengths
+ Free cash flow $3.77M — positive
+ Debt/equity 0.06x — low leverage
Risks
- Revenue declining -3.60% QoQ
Key financials
Revenue Net Income Free Cash Flow
| Metric | 2022 | 2023 | 2024 | 2025 | TTM |
|---|---|---|---|---|---|
| Revenue | $56.16M | $65.06M | $62.03M | $58.82M | $32.47M |
| Net income | $16.97M | $10.82M | $-4.19M | $6.80M | $1.67M |
| EPS | — | — | — | — | $0.89 |
| Free cash flow | $13.54M | $-2.62M | $5.62M | $6.55M | $3.77M |
| Profit margin | 30.22% | 16.63% | -6.76% | 11.55% | 18.40% |
Peer comparison
Smart narrative
Summit State Bank trades at $13.67. representing a P/E of 15.23x trailing earnings. Our Smart Value Score of 46/100 indicates the stock is fair. The company scores 5/9 on the Piotroski F-Score. TTM revenue stands at $32.47M. with profit margins at 18.40%.
Frequently asked questions
What is Summit State Bank's stock price?
Summit State Bank (SSBI) trades at $13.67, on a P/E of 15.2x and a P/S of 2.8x. Those multiples show what the market is paying for each dollar of earnings and sales, which is the real starting point for judging whether the price is reasonable.
Is Summit State Bank overvalued?
Summit State Bank carries a Smart Value Score of 46/100 (Grade C), which we rate Sell. That score blends growth, quality, and valuation into one read.
What is the price target of Summit State Bank (SSBI)?
The 12-month analyst consensus target is $7.20, about 47.3% below the current $13.67. A consensus target is the average of Wall Street's 12-month forecasts, so it works as a sentiment gauge rather than a guarantee, and it resets with every earnings cycle.
What is Summit State Bank's revenue?
Summit State Bank's trailing twelve-month revenue is $32.47M. Revenue scale anchors the valuation multiples and shows whether growth is reaching the top line, so it is best read alongside margin and growth trends to see if that revenue is getting more profitable over time.
Company info
SectorFINANCIAL SERVICES
IndustryBANKS - REGIONAL
CountryUSA
ExchangeNASDAQ
CurrencyUSD
Quick metrics
P/S ratio2.83x
ROE5.82%
Beta0.18
50D MA$13.54
200D MA$12.46
Shares out0.01B
Float0.01B
Short ratio—
Avg volume0.0M
Performance
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YTD—
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