SSBI
Summit State Bank
NASDAQ: SSBI · FINANCIAL SERVICES · BANKS - REGIONAL
$13.66
-0.65% today
Updated 2026-04-29
Market cap
$92.50M
P/E ratio
13.52
P/S ratio
2.82x
EPS (TTM)
$1.01
Dividend yield
—
52W range
$9 – $14
Volume
0.0M
Summit State Bank (SSBI) Earnings
Quarterly earnings history, analyst estimates, and stock price reaction.
EPS beat streak
0 of 8
Last 8 quarters
Avg EPS surprise
—
Last 4 quarters
Revenue YoY growth
-0.9%
Most recent quarter
EPS YoY growth
-33.0%
Most recent quarter
Quarterly EPS and revenue trend
Quarterly revenue EPS (diluted)
How the stock reacts to earnings
Avg 1-day reaction
-1.9%
Last 3 reports
Positive reaction rate
67%
2 of 3 quarters
Largest single-day move
-7.7%
2025-10-28
| Report date | EPS actual | Surprise | Close before | Close after | 1-day reaction |
|---|---|---|---|---|---|
| 2026-04-27 | $0.25 | — | $13.71 | $13.75 | +0.3% |
| 2026-01-26 | $0.16 | — | $13.53 | $13.74 | +1.6% |
| 2025-10-28 | $0.12 | — | $11.75 | $10.85 | -7.7% |
Quarterly earnings history
| Fiscal quarter ending | EPS estimate | EPS actual | Surprise | Revenue | YoY revenue |
|---|---|---|---|---|---|
| 2026-03-31 | — | $0.25 | — | $15.06M | -0.9% |
| 2025-12-31 | — | $0.16 | — | $13.03M | -15.4% |
| 2025-09-30 | — | $0.12 | — | $15.13M | -5.6% |
| 2025-06-30 | — | $0.36 | — | $15.49M | +2.1% |
| 2025-03-31 | — | $0.37 | — | $15.19M | -1.5% |
| 2024-12-31 | — | $-0.98 | — | $15.40M | +2.9% |
| 2024-09-30 | — | $0.09 | — | $16.03M | -2.3% |
| 2024-06-30 | — | $0.14 | — | $15.17M | -11.1% |
| 2024-03-31 | — | $0.21 | — | $15.43M | — |
| 2023-12-31 | — | $0.28 | — | $14.98M | — |
| 2023-09-30 | — | $0.27 | — | $16.40M | — |
| 2023-06-30 | — | $0.45 | — | $17.07M | — |
Frequently asked questions
Has Summit State Bank beaten earnings estimates?
Summit State Bank has beaten Wall Street EPS estimates in 0 of its last 8 quarterly reports.
How does SSBI stock react to earnings?
SSBI stock has moved an average of -1.9% in the trading day following earnings over its last 3 reports, with positive reactions in 67% of those quarters.
What is Summit State Bank's revenue growth rate?
Summit State Bank reported year-over-year revenue growth of -0.9% in its most recent quarter, with EPS growing -33.0% year-over-year.