Berkshire Hathaway Inc (BRK-B)vsSummit State Bank (SSBI)
BRK-B
Berkshire Hathaway Inc
$474.07
-0.28%
FINANCIAL SERVICES · Cap: $1.03T
SSBI
Summit State Bank
$13.66
-0.65%
FINANCIAL SERVICES · Cap: $92.50M
Smart Verdict
WallStSmart Research — data-driven comparison
Berkshire Hathaway Inc generates 1132075% more annual revenue ($371.44B vs $32.81M). SSBI leads profitability with a 20.7% profit margin vs 18.0%. SSBI trades at a lower P/E of 13.5x. SSBI earns a higher WallStSmart Score of 64/100 (C+).
BRK-B
Buy54
out of 100
Grade: C-
SSBI
Buy64
out of 100
Grade: C+
Key Strengths & Concerns
Side-by-side fundamental analysis
Key Strengths
Mega-cap, among the largest globally
Reasonable price relative to book value
Strong operational efficiency at 33.0%
Conservative balance sheet, low leverage
Attractively priced relative to earnings
Generating 5.0B in free cash flow
Reasonable price relative to book value
Revenue surging 327.5% year-over-year
Conservative balance sheet, low leverage
Keeps 21 of every $100 in revenue as profit
Attractively priced relative to earnings
Earnings expanding 33.3% YoY
Areas to Watch
Weak financial health signals
Expensive relative to growth rate
Revenue declined 0.7%
Earnings declined 2.5%
Smaller company, higher risk/reward
ROE of 7.0% — below average capital efficiency
Comparative Analysis Report
WallStSmart ResearchBull Case : BRK-B
The strongest argument for BRK-B centers on Market Cap, Price/Book, Operating Margin. Profitability is solid with margins at 18.0% and operating margin at 33.0%.
Bull Case : SSBI
The strongest argument for SSBI centers on Price/Book, Revenue Growth, Debt/Equity. Profitability is solid with margins at 20.7% and operating margin at 19.1%. Revenue growth of 327.5% demonstrates continued momentum.
Bear Case : BRK-B
The primary concerns for BRK-B are Piotroski F-Score, PEG Ratio, Revenue Growth.
Bear Case : SSBI
The primary concerns for SSBI are Market Cap, Return on Equity.
Key Dynamics to Monitor
BRK-B profiles as a declining stock while SSBI is a growth play — different risk/reward profiles.
BRK-B carries more volatility with a beta of 0.70 — expect wider price swings.
SSBI is growing revenue faster at 327.5% — sustainability is the question.
BRK-B generates stronger free cash flow (5.0B), providing more financial flexibility.
Bottom Line
SSBI scores higher overall (64/100 vs 54/100), backed by strong 20.7% margins and 327.5% revenue growth. Both earn "Buy" and "Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.
This analysis is generated from publicly available financial data. Not financial advice.
Berkshire Hathaway Inc
FINANCIAL SERVICES · INSURANCE - DIVERSIFIED · USA
Berkshire Hathaway Inc. is an American multinational conglomerate holding company headquartered in Omaha, Nebraska, United States. The company wholly owns GEICO, Duracell, Dairy Queen, BNSF, Lubrizol, Fruit of the Loom, Helzberg Diamonds, Long & Foster, FlightSafety International, Pampered Chef, Forest River, and NetJets, and also owns 38.6% of Pilot Flying J; and significant minority holdings in public companies Kraft Heinz Company (26.7%), American Express (18.8%), The Coca-Cola Company (9.32%), Bank of America (11.9%), and Apple (6.3%).
Visit Website →Summit State Bank
FINANCIAL SERVICES · BANKS - REGIONAL · USA
Summit State Bank offers a variety of banking products and services to individuals and businesses primarily in Sonoma County, California. The company is headquartered in Santa Rosa, California.
Visit Website →Compare with Other INSURANCE - DIVERSIFIED Stocks
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