SOFI
SoFi Technologies Inc.
NASDAQ: SOFI · FINANCIAL SERVICES · CREDIT SERVICES
$15.53
-15.44% today
Updated 2026-04-29
Market cap
$19.89B
P/E ratio
34.50
P/S ratio
5.09x
EPS (TTM)
$0.45
Dividend yield
—
52W range
$12 – $33
Volume
66.9M
WallStSmart proprietary scores
73
out of 100
Grade: B
Buy
Investment rating
10.0
Growth
A+7.0
Quality
B+5.5
Profitability
C+5.7
Valuation
C+4/9
Piotroski F-Score
Moderate
0.5
Altman Z-Score
Distress
—
Industry rank
—
View all highly rated stocks (75+) →202 stocks currently score above 75
Price targets
Analyst target
$23.43
+50.92%
12-Month target
$11.63
-25.09%
Intrinsic (DCF)
—
Margin of safety
—
3 Strong Buy5 Buy11 Hold2 Sell2 Strong Sell
Price chart
X-Ray snapshot
Strengths
+ Revenue growth 42.50% QoQ
+ Debt/equity 0.17x — low leverage
Risks
- Altman Z 0.45 — distress zone
- Negative free cash flow $-1.06B
Key financials
Revenue Net Income Free Cash Flow
| Metric | 2022 | 2023 | 2024 | 2025 | TTM | 2026 (E) |
|---|---|---|---|---|---|---|
| Revenue | $1.76B | $2.05B | $2.61B | $4.77B | $3.91B | $4.8B |
| Net income | $-320.41M | $-300.74M | $498.67M | $481.32M | $173.55M | — |
| EPS | — | — | — | — | $0.45 | $0.61 |
| Free cash flow | $-7.36B | $-7.35B | $-1.28B | $-3.98B | $-1.06B | — |
| Profit margin | -18.18% | -14.66% | 19.09% | 10.09% | 14.80% | — |
Recent insider activity
| Date | Insider | Type | Shares | Price |
|---|---|---|---|---|
| 2026-03-31 | BORDEN, WILLIAM A. | Buy | 1,191 | — |
| 2026-03-20 | KEOUGH, KELLI | Sale | 9,742 | $16.94 |
| 2026-03-18 | RISHEL, JEREMY | Sale | 94,958 | $17.43 |
Peer comparison
Smart narrative
SoFi Technologies Inc. trades at $15.53. representing a P/E of 34.50x trailing earnings. Our Smart Value Score of 73/100 indicates the stock is good. The company scores 4/9 on the Piotroski F-Score. With an Altman Z-Score of 0.45, it sits in the distress. TTM revenue stands at $3.91B. with profit margins at 14.80%.
Frequently asked questions
What is SoFi Technologies Inc.'s stock price?
SoFi Technologies Inc. (SOFI) trades at $15.53.
Is SoFi Technologies Inc. overvalued?
Smart Value Score 73/100 (Grade B, Buy).
What is the price target of SoFi Technologies Inc. (SOFI)?
The analyst target price is $23.43, representing +50.9% upside from the current price of $15.53.
What is the future stock price of SOFI by 2030?
Our research-backed model estimates SoFi Technologies Inc. could reach $51.46 by 2030, based on analyst consensus, management guidance, and sector analysis.
What is SoFi Technologies Inc.'s revenue?
TTM revenue is $3.91B.
Piotroski F-Score?
4/9 — moderate financial health.
Altman Z-Score?
0.45 — distress.
Company info
SectorFINANCIAL SERVICES
IndustryCREDIT SERVICES
CountryUSA
ExchangeNASDAQ
CurrencyUSD
Quick metrics
P/S ratio5.09x
ROE6.60%
Beta2.25
50D MA$17.73
200D MA$23.81
Shares out1.28B
Float1.26B
Short ratio—
Avg volume66.9M
Performance
1 week-15.81%
1 month-0.67%
3 months-31.94%
YTD-40.70%
1 year—
3 years—
5 years—