What is Midland States Bancorp Inc (MSBI) stock price today?

Midland States Bancorp Inc (MSBI) currently trades at $25.61 per share. The stock has a market capitalization of $537.83M and a P/E ratio of 21.53x.

Is MSBI stock a buy, sell, or hold in 2026?

Based on WallStSmart's proprietary analysis, Midland States Bancorp Inc has a Smart Value Score of 65/100 (Grade B), resulting in a "Buy" investment rating. The Piotroski F-Score is —/9 and Altman Z-Score is —.

What is Midland States Bancorp Inc's revenue and earnings?

Midland States Bancorp Inc has trailing twelve-month (TTM) revenue of $274.47M with profit margins of 12.80%. Earnings per share (EPS) is $1.20.

Does MSBI pay a dividend?

Yes, Midland States Bancorp Inc pays a dividend with a yield of 3.80%. The dividend per share is $0.95.

MSBI

Midland States Bancorp Inc

NASDAQ: MSBI · FINANCIAL SERVICES · BANKS - REGIONAL

$25.61

-1.42% today

Updated 2026-04-29

Market cap

$537.83M

P/E ratio

21.53

P/S ratio

1.96x

EPS (TTM)

$1.20

Dividend yield

3.80%

52W range

$14 – $27

Volume

0.1M

Market cap

$537.83M

P/E ratio

21.53

P/S ratio

1.96x

EPS (TTM)

$1.20

Dividend yield

3.80%

52W range

$14 – $27

Volume

0.1M

WallStSmart proprietary scores

out of 100

Grade: B

Buy

Investment rating

4.0

Growth

5.0

Quality

C+

6.0

Profitability

5.7

Valuation

C+

—/9

Piotroski F-Score

—

Altman Z-Score

—

Industry rank

—

View all highly rated stocks (75+) →201 stocks currently score above 75

Price targets

Analyst target

$25.62

+0.04%

12-Month target

—

Intrinsic (DCF)

—

Margin of safety

—

0 Strong Buy0 Buy5 Hold0 Sell0 Strong Sell

Price chart

X-Ray snapshot

Strengths

+ Revenue growth 14.30% QoQ

Risks

- Negative free cash flow $-8.91M

Key financials

Revenue Net Income Free Cash Flow

Metric	2022	2023	2024	2025	TTM
Revenue	$436.51M	$66.59M	$546.05M	$467.59M	$274.47M
Net income	$100.24M	$75.46M	$38.04M	$-124.28M	$18.46M
EPS	—	—	—	—	$1.20
Free cash flow	$233.28M	$145.91M	$169.65M	$120.33M	$-8.91M
Profit margin	22.96%	113.32%	6.97%	-26.58%	12.80%

Recent insider activity

Date	Insider	Type	Shares	Price
2026-03-31	SMITH, JEFFREY C.	Buy	319	$22.31
2026-03-31	SMITH, JEFFREY C.	Buy	300	$22.97
2026-03-31	SCHULTZ, ROBERT F.	Buy	1,612	$22.97

Peer comparison

Company	Mkt Cap	Score	Growth	Profit	Value	Quality	MoS	Rating
MSBI	$537.83M	65	4.0	6.0	5.7	5.0	—	Strong Buy
BRK-B	$1.03T	54	3.3	7.5	5.0	8.0	—	Buy
BRK-A	$1.01T	53	3.3	7.5	5.0	8.0	—	Buy
JPM	$828.64B	73	8.0	8.0	5.7	5.5	—	Strong Buy
V	$636.99B	68	7.3	10.0	5.0	5.5	—	Strong Buy
MA	$449.94B	70	8.0	10.0	4.3	6.0	—	Strong Buy

Smart narrative

Midland States Bancorp Inc trades at $25.61. representing a P/E of 21.53x trailing earnings. Our Smart Value Score of 65/100 indicates the stock is good. TTM revenue stands at $274.47M. with profit margins at 12.80%.

Frequently asked questions

What is Midland States Bancorp Inc's stock price?

Midland States Bancorp Inc (MSBI) trades at $25.61.

Is Midland States Bancorp Inc overvalued?

Smart Value Score 65/100 (Grade B, Buy).

What is the price target of Midland States Bancorp Inc (MSBI)?

The analyst target price is $25.62, representing +0.0% upside from the current price of $25.61.

What is Midland States Bancorp Inc's revenue?

TTM revenue is $274.47M.

Company info

SectorFINANCIAL SERVICES

IndustryBANKS - REGIONAL

CountryUSA

ExchangeNASDAQ

CurrencyUSD

Quick metrics

P/S ratio1.96x

ROE6.22%

Beta0.56

50D MA$22.61

200D MA$19.71

Shares out0.02B

Float0.02B

Short ratio—

Avg volume0.1M

Performance

1 week+11.81%

1 month+18.86%

3 months+12.20%

YTD+22.06%

1 year—

3 years—

5 years—

Compare

MSBI vs BRK-B →MSBI vs BRK-A →MSBI vs JPM →Stock screener →