MSBI
Midland States Bancorp Inc
NASDAQ: MSBI · FINANCIAL SERVICES · BANKS - REGIONAL
$25.61
-1.42% today
Updated 2026-04-29
Market cap
$537.83M
P/E ratio
21.53
P/S ratio
1.96x
EPS (TTM)
$1.20
Dividend yield
3.80%
52W range
$14 – $27
Volume
0.1M
Midland States Bancorp Inc (MSBI) Earnings
Quarterly earnings history, analyst estimates, and stock price reaction.
EPS beat streak
3 of 8
Last 8 quarters
Avg EPS surprise
-20.6%
Last 4 quarters
Revenue YoY growth
+59.7%
Most recent quarter
EPS YoY growth
+38.6%
Most recent quarter
Earnings surprise history (last 12 quarters)
Beat estimate Missed estimate
Quarterly EPS and revenue trend
Quarterly revenue EPS (diluted)
How the stock reacts to earnings
Avg 1-day reaction
-6.3%
Last 2 reports
Positive reaction rate
0%
0 of 2 quarters
Largest single-day move
-9.4%
2025-10-30
| Report date | EPS actual | Surprise | Close before | Close after | 1-day reaction |
|---|---|---|---|---|---|
| 2026-01-22 | $0.53 | -29.3% | $23.74 | $23.00 | -3.1% |
| 2025-10-30 | $0.24 | -62.5% | $16.16 | $14.64 | -9.4% |
Quarterly earnings history
| Fiscal quarter ending | EPS estimate | EPS actual | Surprise | Revenue | YoY revenue |
|---|---|---|---|---|---|
| 2026-03-31 | $0.61 | $0.79 | +29.5% | $108.14M | +59.7% |
| 2025-12-31 | $0.75 | $0.53 | -29.3% | $107.34M | +91.6% |
| 2025-09-30 | $0.64 | $0.24 | -62.5% | $115.51M | -16.0% |
| 2025-06-30 | $0.55 | $0.44 | -20.0% | $118.08M | -12.3% |
| 2025-03-31 | $0.52 | $0.57 | +9.6% | $67.70M | -51.1% |
| 2024-12-31 | $0.67 | $-2.52 | -476.1% | $56.03M | -52.3% |
| 2024-09-30 | $0.64 | $0.74 | +15.6% | $137.57M | +20.4% |
| 2024-06-30 | $0.70 | $0.20 | -71.4% | $134.57M | +14.2% |
| 2024-03-31 | $0.72 | $0.53 | -26.4% | $138.40M | — |
| 2023-12-31 | $0.79 | $0.89 | +12.7% | $117.45M | — |
| 2023-09-30 | $0.77 | $0.78 | +1.3% | $114.26M | — |
| 2023-06-30 | $0.80 | $0.87 | +8.7% | $117.82M | — |
Frequently asked questions
Has Midland States Bancorp Inc beaten earnings estimates?
Midland States Bancorp Inc has beaten Wall Street EPS estimates in 3 of its last 8 quarterly reports, with an average EPS surprise of -20.6% over the last 4 quarters.
How does MSBI stock react to earnings?
MSBI stock has moved an average of -6.3% in the trading day following earnings over its last 2 reports, with positive reactions in 0% of those quarters.
What is Midland States Bancorp Inc's revenue growth rate?
Midland States Bancorp Inc reported year-over-year revenue growth of +59.7% in its most recent quarter, with EPS growing +38.6% year-over-year.