MCHB
Mechanics Bank
NASDAQ: MCHB · FINANCIAL SERVICES · BANKS - REGIONAL
$14.50
+1.45% today
Updated 2026-05-29
Market cap
$3.26B
P/E ratio
0.03
P/S ratio
4.74x
EPS (TTM)
$451.48
Dividend yield
4.20%
52W range
$11 – $15
Volume
0.5M
WallStSmart proprietary scores
59
out of 100
Grade: C+
Hold
Investment rating
6.7
Growth
B7.5
Quality
B+7.0
Profitability
B+6.7
Valuation
B6/9
Piotroski F-Score
Moderate
0.3
Altman Z-Score
Distress
—
Industry rank
—
View all highly rated stocks (75+) →210 stocks currently score above 75
Price targets
Analyst target
$16.50
+13.79%
12-Month target
—
—
Intrinsic (DCF)
—
Margin of safety
—
0 Strong Buy1 Buy1 Hold0 Sell0 Strong Sell
Price chart
Stock snapshot
Strengths
+ Profit margin 38.70% — above average
+ Free cash flow $9.49M — positive
+ Revenue growth 30.70% QoQ
+ Debt/equity 0.08x — low leverage
Risks
- Altman Z 0.26 — distress zone
Key financials
Revenue Net Income Free Cash Flow
| Metric | 2022 | 2023 | 2024 | 2025 | TTM |
|---|---|---|---|---|---|
| Revenue | $703.83M | $779.42M | $589.62M | $1.03B | $687.87M |
| Net income | $216.58M | $201.91M | $29.00M | $265.74M | $44.09M |
| EPS | — | — | — | — | $451.48 |
| Free cash flow | $308.70M | $9.91M | $285.89M | $187.08M | $9.49M |
| Profit margin | 30.77% | 25.91% | 4.92% | 25.78% | 38.70% |
Peer comparison
Smart narrative
Mechanics Bank trades at $14.50. representing a P/E of 0.03x trailing earnings. Our Smart Value Score of 59/100 indicates the stock is fair. The company scores 6/9 on the Piotroski F-Score. With an Altman Z-Score of 0.26, it sits in the distress. TTM revenue stands at $687.87M. with profit margins at 38.70%.
Frequently asked questions
What is Mechanics Bank's stock price?
Mechanics Bank (MCHB) trades at $14.50.
Is Mechanics Bank overvalued?
Smart Value Score 59/100 (Grade C+, Hold).
What is the price target of Mechanics Bank (MCHB)?
The analyst target price is $16.50, representing +13.8% upside from the current price of $14.50.
What is Mechanics Bank's revenue?
TTM revenue is $687.87M.
Piotroski F-Score?
6/9 — moderate financial health.
Altman Z-Score?
0.26 — distress.
Company info
SectorFINANCIAL SERVICES
IndustryBANKS - REGIONAL
CountryUSA
ExchangeNASDAQ
CurrencyUSD
Quick metrics
P/S ratio4.74x
ROE7.85%
Beta0.17
50D MA$14.83
200D MA$14.31
Shares out0.22B
Float0.04B
Short ratio—
Avg volume0.5M
Performance
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YTD—
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