MCHB
Mechanics Bank
NASDAQ: MCHB · FINANCIAL SERVICES · BANKS - REGIONAL
$16.28
-2.16% today
Updated 2026-07-17
Market cap
$3.56B
P/E ratio
—
P/S ratio
5.17x
EPS (TTM)
$-674.02
Dividend yield
3.76%
52W range
$11 – $17
Volume
0.5M
WallStSmart proprietary scores
57
out of 100
Grade: C+
Hold
Investment rating
6.7
Growth
B7.5
Quality
B+7.0
Profitability
B+5.0
Valuation
C+6/9
Piotroski F-Score
Moderate
0.3
Altman Z-Score
Distress
—
Industry rank
—
View all highly rated stocks (75+) →199 stocks currently score above 75
Price targets
Analyst target
$16.50
+1.35%
12-Month target
—
—
Intrinsic (DCF)
—
Margin of safety
—
1 Strong Buy1 Buy1 Hold0 Sell0 Strong Sell
Price chart
Stock snapshot
Strengths
+ Profit margin 38.70% — above average
+ Free cash flow $8.76M — positive
+ Revenue growth 30.70% QoQ
+ Debt/equity 0.08x — low leverage
Risks
- Altman Z 0.26 — distress zone
Key financials
Revenue Net Income Free Cash Flow
| Metric | 2022 | 2023 | 2024 | 2025 | TTM |
|---|---|---|---|---|---|
| Revenue | $703.83M | $779.42M | $589.62M | $1.03B | $687.87M |
| Net income | $216.58M | $201.91M | $29.00M | $265.74M | $44.09M |
| EPS | — | — | — | — | $-674.02 |
| Free cash flow | $308.70M | $9.91M | $285.89M | $187.08M | $8.76M |
| Profit margin | 30.77% | 25.91% | 4.92% | 25.78% | 38.70% |
Peer comparison
Smart narrative
Mechanics Bank trades at $16.28. Our Smart Value Score of 57/100 indicates the stock is fair. The company scores 6/9 on the Piotroski F-Score. With an Altman Z-Score of 0.26, it sits in the distress. TTM revenue stands at $687.87M. with profit margins at 38.70%.
Frequently asked questions
What is Mechanics Bank's stock price?
Mechanics Bank (MCHB) trades at $16.28, on a P/S of 5.2x. Those multiples show what the market is paying for each dollar of earnings and sales, which is the real starting point for judging whether the price is reasonable.
Is Mechanics Bank overvalued?
Mechanics Bank carries a Smart Value Score of 57/100 (Grade C+), which we rate Hold. That score blends growth, quality, and valuation into one read.
What is the price target of Mechanics Bank (MCHB)?
The 12-month analyst consensus target is $16.50, about 1.4% above the current $16.28. A consensus target is the average of Wall Street's 12-month forecasts, so it works as a sentiment gauge rather than a guarantee, and it resets with every earnings cycle.
What is Mechanics Bank's revenue?
Mechanics Bank's trailing twelve-month revenue is $687.87M. Revenue scale anchors the valuation multiples and shows whether growth is reaching the top line, so it is best read alongside margin and growth trends to see if that revenue is getting more profitable over time.
Altman Z-Score?
Mechanics Bank's Altman Z-Score is 0.26, which places it in the distress. The Altman Z-Score gauges bankruptcy risk from profitability, leverage, and asset efficiency, and a higher reading points to lower financial distress risk.
Company info
SectorFINANCIAL SERVICES
IndustryBANKS - REGIONAL
CountryUSA
ExchangeNASDAQ
CurrencyUSD
Quick metrics
P/S ratio5.17x
ROE7.85%
Beta0.15
50D MA$15.03
200D MA$14.54
Shares out0.22B
Float0.04B
Short ratio—
Avg volume0.5M
Performance
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