WallStSmart

Berkshire Hathaway Inc (BRK-B)vsMechanics Bank (MCHB)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

Berkshire Hathaway Inc generates 51712% more annual revenue ($384.69B vs $742.47M). MCHB leads profitability with a 37.9% profit margin vs 22.3%. MCHB trades at a lower P/E of 12.3x. BRK-B earns a higher WallStSmart Score of 74/100 (B).

BRK-B

Strong Buy

74

out of 100

Grade: B

Growth: 7.3Profit: 7.5Value: 5.0Quality: 8.0
Piotroski: 3/9Altman Z: 2.59

MCHB

Buy

65

out of 100

Grade: C+

Growth: 8.7Profit: 7.0Value: 6.0Quality: 7.0
Piotroski: 5/9Altman Z: 0.26

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

BRK-B6 strengths · Avg: 9.7/10
Market CapQuality
$1.08T10/10

Mega-cap, among the largest globally

Price/BookValuation
0.0x10/10

Reasonable price relative to book value

Operating MarginProfitability
32.6%10/10

Strong operational efficiency at 32.6%

EPS GrowthGrowth
107.8%10/10

Earnings expanding 107.8% YoY

Profit MarginProfitability
22.3%9/10

Keeps 22 of every $100 in revenue as profit

Debt/EquityHealth
0.179/10

Conservative balance sheet, low leverage

MCHB6 strengths · Avg: 9.7/10
Price/BookValuation
1.3x10/10

Reasonable price relative to book value

Profit MarginProfitability
37.9%10/10

Keeps 38 of every $100 in revenue as profit

Operating MarginProfitability
46.8%10/10

Strong operational efficiency at 46.8%

Revenue GrowthGrowth
35.7%10/10

Revenue surging 35.7% year-over-year

Debt/EquityHealth
0.0810/10

Conservative balance sheet, low leverage

P/E RatioValuation
12.3x8/10

Attractively priced relative to earnings

Areas to Watch

BRK-B2 concerns · Avg: 2.5/10
Piotroski F-ScoreQuality
3/93/10

Weak financial health signals

PEG RatioValuation
10.062/10

Expensive relative to growth rate

MCHB2 concerns · Avg: 2.5/10
Return on EquityProfitability
7.8%3/10

ROE of 7.8% — below average capital efficiency

Altman Z-ScoreHealth
0.262/10

Distress zone — elevated risk

Comparative Analysis Report

WallStSmart Research

Bull Case : BRK-B

The strongest argument for BRK-B centers on Market Cap, Price/Book, Operating Margin. Profitability is solid with margins at 22.3% and operating margin at 32.6%.

Bull Case : MCHB

The strongest argument for MCHB centers on Price/Book, Profit Margin, Operating Margin. Profitability is solid with margins at 37.9% and operating margin at 46.8%. Revenue growth of 35.7% demonstrates continued momentum.

Bear Case : BRK-B

The primary concerns for BRK-B are Piotroski F-Score, PEG Ratio.

Bear Case : MCHB

The primary concerns for MCHB are Return on Equity, Altman Z-Score.

Key Dynamics to Monitor

BRK-B profiles as a mature stock while MCHB is a growth play — different risk/reward profiles.

BRK-B carries more volatility with a beta of 0.61 — expect wider price swings.

MCHB is growing revenue faster at 35.7% — sustainability is the question.

BRK-B generates stronger free cash flow (5.6B), providing more financial flexibility.

Bottom Line

BRK-B scores higher overall (74/100 vs 65/100), backed by strong 22.3% margins. Both earn "Strong Buy" and "Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

Berkshire Hathaway Inc

FINANCIAL SERVICES · INSURANCE - DIVERSIFIED · USA

Berkshire Hathaway Inc. is an American multinational conglomerate holding company headquartered in Omaha, Nebraska, United States. The company wholly owns GEICO, Duracell, Dairy Queen, BNSF, Lubrizol, Fruit of the Loom, Helzberg Diamonds, Long & Foster, FlightSafety International, Pampered Chef, Forest River, and NetJets, and also owns 38.6% of Pilot Flying J; and significant minority holdings in public companies Kraft Heinz Company (26.7%), American Express (18.8%), The Coca-Cola Company (9.32%), Bank of America (11.9%), and Apple (6.3%).

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Mechanics Bank

FINANCIAL SERVICES · BANKS - REGIONAL · USA

Mechanics Bancorp is the holding company for Mechanics Bank that provides banking services in California, Oregon, Washington, and Hawaii. The company is headquartered in Walnut Creek, California.

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