MCHB
Mechanics Bank
NASDAQ: MCHB · FINANCIAL SERVICES · BANKS - REGIONAL
$14.50
+1.45% today
Updated 2026-05-29
Market cap
$3.26B
P/E ratio
0.03
P/S ratio
4.74x
EPS (TTM)
$451.48
Dividend yield
4.20%
52W range
$11 – $15
Volume
0.5M
Mechanics Bank (MCHB) Financial statements
SEC filings — annual and quarterly data.
Income statement — annual
| Item | 2006 | 2007 | 2008 | 2009 | 2010 | 2011 | 2012 | 2013 | 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | $118.62M | $189.62M | $207.96M | $170.60M | $190.53M | $177.16M | $303.04M | $262.65M | $296.95M | $414.07M | $578.22M | $550.37M | $301.93M | $352.11M | $401.38M | $364.27M | $703.83M | $779.42M | $589.62M | $1.03B |
| Revenue growth (YoY) | — | +59.9% | +9.7% | -18.0% | +11.7% | -7.0% | +71.1% | -13.3% | +13.1% | +39.4% | +39.6% | -4.8% | -45.1% | +16.6% | +14.0% | -9.2% | +93.2% | +10.7% | -24.4% | +74.8% |
| Cost of revenue | — | — | $126.14M | $233.38M | $91.87M | $34.00M | $31.45M | $15.43M | $11.62M | $22.88M | $33.59M | $43.99M | $64.50M | $87.72M | $63.82M | $2.24M | $46.46M | $156.50M | $215.04M | $245.56M |
| Gross profit | $118.62M | — | $81.82M | $-62.78M | $98.67M | $143.16M | $271.60M | $247.22M | $285.33M | $391.19M | $544.63M | $506.37M | $237.44M | $264.39M | $337.56M | $362.03M | $657.37M | $622.92M | $374.58M | $785.37M |
| Gross margin | 100.0% | 0.0% | 39.3% | -36.8% | 51.8% | 80.8% | 89.6% | 94.1% | 96.1% | 94.5% | 94.2% | 92.0% | 78.6% | 75.1% | 84.1% | 99.4% | 93.4% | 79.9% | 63.5% | 76.2% |
| R&D | — | — | — | — | — | — | — | — | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | — | — | — | — | — | — | — |
| SG&A | $49.02M | — | $45.53M | $46.41M | $57.17M | $60.28M | $129.81M | $180.85M | $186.49M | $263.61M | $345.18M | $332.14M | $136.94M | $144.43M | $161.43M | $144.87M | $212.02M | $210.22M | $205.80M | $228.32M |
| Operating income | $37.17M | $41.02M | $11.63M | $-157.23M | $-33.55M | $15.90M | $103.67M | $34.79M | $33.31M | $56.42M | $90.78M | $66.19M | $28.25M | $48.71M | $101.89M | $146.69M | $302.13M | $277.94M | $35.70M | $319.55M |
| Operating margin | 31.3% | 21.6% | 5.6% | -92.2% | -17.6% | 9.0% | 34.2% | 13.2% | 11.2% | 13.6% | 15.7% | 12.0% | 9.4% | 13.8% | 25.4% | 40.3% | 42.9% | 35.7% | 6.1% | 31.0% |
| EBITDA | $99.98M | $41.02M | $11.63M | $-157.23M | $-33.55M | $15.90M | $103.67M | $34.79M | $33.31M | $56.42M | $90.78M | $66.19M | $28.25M | $48.71M | $112.61M | $157.66M | $333.80M | $305.93M | $58.52M | $330.17M |
| EBITDA margin | 84.3% | 21.6% | 5.6% | -92.2% | -17.6% | 9.0% | 34.2% | 13.2% | 11.2% | 13.6% | 15.7% | 12.0% | 9.4% | 13.8% | 28.1% | 43.3% | 47.4% | 39.3% | 9.9% | 32.0% |
| EBIT | $96.12M | — | $11.63M | $-157.23M | $-33.55M | $15.90M | $103.67M | $34.79M | $33.31M | $56.42M | $90.78M | $25.77M | $28.25M | $48.71M | $101.89M | $146.69M | $302.13M | $277.94M | $35.70M | $319.55M |
| Interest expense | $58.95M | — | $91.72M | $79.87M | $54.57M | $30.70M | $19.95M | $14.53M | $12.62M | $16.78M | $29.49M | $43.24M | $61.50M | $88.22M | $43.35M | $17.24M | $19.84M | $155.75M | $216.55M | $226.05M |
| Income tax | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — |
| Effective tax rate | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% |
| Net income | $26.51M | $29.01M | $8.43M | $-110.28M | $-34.25M | $16.12M | $82.13M | $23.81M | $22.26M | $41.32M | $58.15M | $68.95M | $40.03M | $39.11M | $79.99M | $115.42M | $216.58M | $201.91M | $29.00M | $265.74M |
| Net income growth (YoY) | — | +9.4% | -70.9% | -1408.3% | +68.9% | +147.1% | +409.5% | -71.0% | -6.5% | +85.6% | +40.7% | +18.6% | -41.9% | -2.3% | +104.5% | +44.3% | +87.6% | -6.8% | -85.6% | +816.4% |
| Profit margin | 22.3% | 15.3% | 4.1% | -64.6% | -18.0% | 9.1% | 27.1% | 9.1% | 7.5% | 10.0% | 10.1% | 12.5% | 13.3% | 11.1% | 19.9% | 31.7% | 30.8% | 25.9% | 4.9% | 25.8% |