WallStSmart
LYG

Lloyds Banking Group PLC ADR

NYSE: LYG · FINANCIAL SERVICES · BANKS - REGIONAL

$5.25
-4.55% today

Updated 2026-10-29

Market cap
$78.55B
P/E ratio
12.74
P/S ratio
3.99x
EPS (TTM)
$0.43
Dividend yield
0.73%
52W range
$4 – $6
Volume
16.1M

WallStSmart proprietary scores

73
out of 100
Grade: B
Buy
Investment rating
8.0
Growth
A
3.8
Quality
D
7.5
Profitability
B+
7.0
Valuation
B+
4/9
Piotroski F-Score
Moderate
—
Altman Z-Score
—
—
Industry rank
—
View all highly rated stocks (75+) →271 stocks currently score above 75

Price targets

Analyst target
$6,410.00
+121995.24%
12-Month target
$6.04
+15.05%
Intrinsic (DCF)
—
Margin of safety
—
0 Strong Buy1 Buy3 Hold0 Sell0 Strong Sell

Price chart

Stock snapshot

Strengths
+ Profit margin 26.40% — above average
+ Revenue growth 12.30% QoQ
Risks
- Debt/equity 2.18x — high leverage

Key financials

Revenue Net Income Free Cash Flow
Metric2022202320242025TTM2026 (E)
Revenue$20.77B$33.95B$37.61B$65.00B$19.69B$21.1B
Net income$3.83B$5.46B$4.42B$4.66B$1.53B—
EPS————$0.43$0.10
Free cash flow$18.16B$1.35B$-8.76B$-625.00M——
Profit margin18.42%16.08%11.75%7.17%26.40%—

Peer comparison

CompanyMkt CapScoreGrowthProfitValueQualityMoSRating
LYG$78.55B738.07.57.03.8—Strong Buy
BRK-B$1.14T747.37.55.08.5—Strong Buy
BRK-A$1.14T747.37.55.08.5—Strong Buy
JPM$902.16B717.38.05.73.0—Strong Buy
V$755.84B686.710.04.35.0—Strong Buy
MA$540.87B727.310.05.05.5—Strong Buy

Smart narrative

Lloyds Banking Group PLC ADR trades at $5.25. representing a P/E of 12.74x trailing earnings. Our Smart Value Score of 73/100 indicates the stock is good. The company scores 4/9 on the Piotroski F-Score. TTM revenue stands at $19.69B. with profit margins at 26.40%.

Frequently asked questions

What is Lloyds Banking Group PLC ADR's stock price?

Lloyds Banking Group PLC ADR (LYG) trades at $5.25, on a P/E of 12.7x and a P/S of 4.0x. Those multiples show what the market is paying for each dollar of earnings and sales, which is the real starting point for judging whether the price is reasonable.

Is Lloyds Banking Group PLC ADR overvalued?

Lloyds Banking Group PLC ADR carries a Smart Value Score of 73/100 (Grade B), which we rate Buy. That score blends growth, quality, and valuation into one read.

What is the price target of Lloyds Banking Group PLC ADR (LYG)?

The 12-month analyst consensus target is $6,410.00, about 121995.2% above the current $5.25. A consensus target is the average of Wall Street's 12-month forecasts, so it works as a sentiment gauge rather than a guarantee, and it resets with every earnings cycle.

What is the future stock price of LYG by 2030?

Our research-backed model puts the 2030 base case at $21.36, built from revenue projections, a growth-adjusted P/S multiple, net debt, and share dilution. It is a scenario rather than a prediction, and the bull and bear cases around it matter more than the single number when you are sizing a position.

What is Lloyds Banking Group PLC ADR's revenue?

Lloyds Banking Group PLC ADR's trailing twelve-month revenue is $19.69B, and our model projects it reaching about $26.20B by 2030. Revenue scale anchors the valuation multiples and shows whether growth is reaching the top line, so it is best read alongside margin and growth trends to see if that revenue is getting more profitable over time.

Company info

SectorFINANCIAL SERVICES
IndustryBANKS - REGIONAL
CountryUSA
ExchangeNYSE
CurrencyUSD

Quick metrics

P/S ratio3.99x
ROE10.80%
Beta0.94
50D MA$5.83
200D MA$5.63
Shares out14.33B
Float13.65B
Short ratio—
Avg volume16.1M

Performance

1 week+2.32%
1 month-3.25%
3 months-11.92%
YTD+3.87%
1 year+17.63%
3 years—
5 years—