LYG
Lloyds Banking Group PLC ADR
NYSE: LYG · FINANCIAL SERVICES · BANKS - REGIONAL
$5.44
+3.62% today
Updated 2026-04-30
Market cap
$79.41B
P/E ratio
13.27
P/S ratio
4.15x
EPS (TTM)
$0.41
Dividend yield
0.70%
52W range
$4 – $6
Volume
22.0M
Lloyds Banking Group PLC ADR (LYG) Financial statements
SEC filings — annual and quarterly data.
Income statement — annual
| Item | 2009 | 2010 | 2011 | 2012 | 2013 | 2014 | 2015 | 2015 | 2016 | 2016 | 2017 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | $41.64B | $41.59B | $34.26B | $36.29B | $32.24B | $24.85B | $19.83B | $23.65B | $18.99B | $24.38B | $18.80B | $23.71B | $21.58B | $24.79B | $18.69B | $18.71B | $20.77B | $33.95B | $37.61B | $65.00B |
| Revenue growth (YoY) | — | -0.1% | -17.6% | +5.9% | -11.1% | -22.9% | -20.2% | +19.3% | -19.7% | +28.4% | -22.9% | +26.1% | -9.0% | +14.9% | -24.6% | +0.1% | +11.0% | +63.4% | +10.8% | +72.8% |
| Cost of revenue | $19.21B | $16.79B | $13.62B | $15.83B | $13.82B | $8.55B | $15.45B | $6.30B | $14.36B | $7.35B | $14.79B | $5.09B | $2.95B | $6.68B | $3.56B | $2.39B | $4.72B | $14.75B | $19.01B | $45.58B |
| Gross profit | $22.43B | $24.79B | $20.64B | $20.46B | $18.42B | $16.30B | $4.38B | $17.35B | $4.63B | $17.04B | $4.01B | $18.62B | $18.63B | $18.11B | $15.13B | $16.32B | $16.05B | $19.20B | $18.60B | $19.42B |
| Gross margin | 53.9% | 59.6% | 60.3% | 56.4% | 57.1% | 65.6% | 22.1% | 73.4% | 24.4% | 69.9% | 21.3% | 78.5% | 86.3% | 73.1% | 81.0% | 87.2% | 77.3% | 56.5% | 49.5% | 29.9% |
| R&D | — | — | — | — | — | — | — | $0.00 | — | $0.00 | — | $0.00 | $0.00 | $0.00 | — | — | — | — | — | — |
| SG&A | $3.04B | $742.00M | $576.00M | $550.00M | $425.00M | $481.00M | — | $262.00M | — | $265.00M | — | $328.00M | $287.00M | $226.00M | $189.00M | $210.00M | $265.00M | — | — | — |
| Operating income | $1.04B | $281.00M | $-3.75B | $-606.00M | $415.00M | $1.76B | $4.38B | $1.64B | $4.63B | $3.89B | $4.01B | $5.63B | $5.96B | $4.39B | $1.23B | $6.90B | $4.78B | $7.50B | $5.97B | $6.66B |
| Operating margin | 2.5% | 0.7% | -10.9% | -1.7% | 1.3% | 7.1% | 22.1% | 7.0% | 24.4% | 15.9% | 21.3% | 23.7% | 27.6% | 17.7% | 6.6% | 36.9% | 23.0% | 22.1% | 15.9% | 10.2% |
| EBITDA | $3.60B | $2.71B | $-1.58B | $1.52B | $2.35B | $3.70B | — | $3.76B | — | $6.27B | — | $8.00B | $8.37B | $7.05B | $3.96B | $9.73B | $7.18B | $10.41B | $9.40B | $6.66B |
| EBITDA margin | 8.7% | 6.5% | -4.6% | 4.2% | 7.3% | 14.9% | 0.0% | 15.9% | 0.0% | 25.7% | 0.0% | 33.7% | 38.8% | 28.4% | 21.2% | 52.0% | 34.6% | 30.7% | 25.0% | 10.2% |
| EBIT | $1.04B | $281.00M | $-3.75B | $-606.00M | $415.00M | $1.76B | $4.50B | $1.64B | $4.75B | $3.89B | $4.16B | $5.63B | $5.96B | $4.39B | $1.23B | $6.90B | $4.78B | $7.50B | $5.97B | — |
| Interest expense | $19.21B | $16.79B | $13.62B | $15.83B | $13.82B | $8.55B | $0.00 | $6.30B | $0.00 | $7.35B | $0.00 | $5.09B | $2.95B | $6.68B | $3.56B | $2.39B | $4.72B | $14.75B | $19.01B | $17.14B |
| Income tax | $-1.91B | $539.00M | $-861.00M | $781.00M | $1.22B | $263.00M | $693.00M | $688.00M | $614.00M | $1.72B | $468.00M | $1.63B | $1.45B | $1.39B | $-161.00M | $1.02B | $859.00M | $1.99B | $1.49B | $1.90B |
| Effective tax rate | -208.6% | 246.1% | 22.5% | -113.2% | 321.1% | 15.7% | 18.8% | 44.4% | 14.1% | 45.5% | 4.6% | 29.4% | 24.8% | 32.2% | -13.9% | 15.0% | 18.3% | 26.7% | 25.3% | 29.0% |
| Net income | $2.83B | $-320.00M | $-2.96B | $-1.47B | $-838.00M | $1.41B | $2.98B | $860.00M | $3.73B | $2.06B | $9.75B | $3.91B | $4.41B | $2.92B | $1.32B | $5.78B | $3.83B | $5.46B | $4.42B | $4.66B |
| Net income growth (YoY) | — | -111.3% | -825.9% | +50.4% | +43.0% | +268.5% | +111.4% | -71.2% | +333.5% | -44.7% | +372.4% | -59.9% | +12.8% | -33.6% | -54.9% | +338.8% | -33.8% | +42.7% | -19.0% | +5.4% |
| Profit margin | 6.8% | -0.8% | -8.6% | -4.1% | -2.6% | 5.7% | 15.1% | 3.6% | 19.6% | 8.5% | 51.8% | 16.5% | 20.4% | 11.8% | 7.1% | 30.9% | 18.4% | 16.1% | 11.8% | 7.2% |