LYG

Lloyds Banking Group PLC ADR

NYSE: LYG · FINANCIAL SERVICES · BANKS - REGIONAL

$5.50

+1.48% today

Updated 2026-06-12

Market cap

$79.12B

P/E ratio

13.24

P/S ratio

4.14x

EPS (TTM)

$0.41

Dividend yield

0.68%

52W range

$4 – $6

Volume

19.5M

Market cap

$79.12B

P/E ratio

13.24

P/S ratio

4.14x

EPS (TTM)

$0.41

Dividend yield

0.68%

52W range

$4 – $6

Volume

19.5M

Lloyds Banking Group PLC ADR (LYG) Financial Forecast & Price Target 2030

Research-backed projections from analyst consensus, management guidance, and sector analysis.

LYG · Lloyds Banking Group PLC ADR · Price target summary

Current

$5.50

Consensus

$6,410.00

+116445.45%

2030 Target

$21.36

+288.36%

DCF

—

Current price

$5.50

Analyst consensus

$6,410.00

+116445.45%

2030 Target

$21.36

+288.36%

Intrinsic (DCF)

—

19 analysts:

1 Buy3 Hold0 Sell

Management guidance

No specific revenue targets or growth guidance found in recent CEO statements. Management has focused on capital return (£1.75B buyback program), profitability targets, and motor finance remediation costs (£2B provision). No explicit 2026-2030 revenue CAGR or target revenue figures disclosed in available guidance.

Sources: Management guidance, analyst consensus, sector analysishigh confidence

LYG · Lloyds Banking Group PLC ADR · Revenue & price projection · 2023–2030E

Actual revenue Projected revenue Base case Bull to bear range

Bear case (2030)

$14.59

$26.2B Rev × 8x P/S

Base case (2030)

$21.36

$26.2B Rev × 12x P/S

Bull case (2030)

$35.95

$26.2B Rev × 20x P/S

WallStSmart.com

Financial forecast — research-backed

Metric	2025	2026 (E)	2027 (E)	2028 (E)	2029 (E)	2030 (E)
Revenue	$65.0B	$21.1B	$22.6B	$23.9B	$25.1B	$26.2B
Revenue growth	72.8%	13.4%	7.1%	5.8%	4.8%	4.4%
EPS	$0.39	$0.10	$0.12	$0.14	$0.16	$0.17
P/S ratio	—	12.0x	12.0x	12.0x	12.0x	12.0x
Implied price	—	$17.19	$18.76	$19.80	$20.84	$21.36

LYG · Lloyds Banking Group PLC ADR · Catalysts & risks

Growth catalysts

+ Resolution of motor finance redress scheme (FCA revised rules requiring £2B provision vs prior £11B estimate)

+ Ongoing £1.75B share buyback program reducing share count and boosting EPS

+ Digital innovation and AI banker rollout (multi-feature AI financial assistant launched Nov 2025)

+ Capital requirement reductions from BOE stress tests creating excess capital for distributions

Key risks

- IT systems vulnerabilities (447,936 customers affected by March 2026 data glitch)

- UK regulatory headwinds and compliance costs (Treasury Committee scrutiny, FCA rules changes)

- Motor finance litigation risk if FCA scheme resolution differs from current £2B provision

- Interest rate sensitivity in UK economy and impact on net interest margins

- Competitive pressure from digital-native fintech and other regional UK banks

Methodology

Lloyds Banking Group PLC ADR's forward estimates are derived from AI-powered research synthesis combining analyst consensus from 19 Wall Street analysts, management guidance from the latest earnings call, and sector growth forecasts from industry research. Revenue and EPS projections use analyst consensus where available and conservative extrapolation with growth deceleration for outer years. Price targets are calculated using a tiered Price-to-Sales (P/S) methodology, where the P/S multiple is determined by the projected revenue growth rate.

WallStSmart proprietary research model · Not financial advice · Past performance is not indicative of future results · Last researched: April 6, 2026.