FCNC
First Citizens BancShares, Inc.
NASDAQ: FCNCA · FINANCIAL SERVICES · BANKS - REGIONAL
$1,919.94
+1.36% today
Updated 2026-06-05
Market cap
$24.43B
P/E ratio
12.17
P/S ratio
2.67x
EPS (TTM)
$173.33
Dividend yield
0.38%
52W range
$1,619 – $2,228
Volume
0.1M
WallStSmart proprietary scores
75
out of 100
Grade: B+
Buy
Investment rating
7.3
Growth
B+3.5
Quality
D7.0
Profitability
B+6.3
Valuation
B4/9
Piotroski F-Score
Moderate
0.3
Altman Z-Score
Distress
—
Industry rank
—
View all highly rated stocks (75+) →202 stocks currently score above 75
Price targets
Analyst target
$2,170.00
+13.02%
12-Month target
$1,856.80
-3.29%
Intrinsic (DCF)
—
Margin of safety
—
2 Strong Buy2 Buy8 Hold0 Sell0 Strong Sell
Price chart
Stock snapshot
Strengths
+ Profit margin 24.70% — above average
Risks
- Altman Z 0.32 — distress zone
- Negative free cash flow $-22.00M
Key financials
Revenue Net Income Free Cash Flow
| Metric | 2022 | 2023 | 2024 | 2025 | TTM | 2026 (E) |
|---|---|---|---|---|---|---|
| Revenue | $5.10B | $12.64B | $14.94B | $14.50B | $9.14B | $9.7B |
| Net income | $1.10B | $11.47B | $2.78B | $2.21B | $534.00M | — |
| EPS | — | — | — | — | $173.33 | $195.00 |
| Free cash flow | $1.86B | $1.23B | $1.45B | $2.07B | $-22.00M | — |
| Profit margin | 21.55% | 90.73% | 18.59% | 15.22% | 24.70% | — |
Recent insider activity
| Date | Insider | Type | Shares | Price |
|---|---|---|---|---|
| 2030-12-21 | MASON, ROBERT E IV | Sale | 200 | — |
| 2026-05-12 | HOLDING, FRANK B JR | Buy | 5,940 | $1,726.82 |
| 2026-05-12 | HOLDING, FRANK B JR | Sale | 5,346 | $1,918.69 |
Peer comparison
Smart narrative
First Citizens BancShares, Inc. trades at $1,919.94. representing a P/E of 12.17x trailing earnings. Our Smart Value Score of 75/100 indicates the stock is good. The company scores 4/9 on the Piotroski F-Score. With an Altman Z-Score of 0.32, it sits in the distress. TTM revenue stands at $9.14B. with profit margins at 24.70%.
Frequently asked questions
What is First Citizens BancShares, Inc.'s stock price?
First Citizens BancShares, Inc. (FCNCA) trades at $1,919.94, on a P/E of 12.2x and a P/S of 2.7x. Those multiples show what the market is paying for each dollar of earnings and sales, which is the real starting point for judging whether the price is reasonable.
Is First Citizens BancShares, Inc. overvalued?
First Citizens BancShares, Inc. carries a Smart Value Score of 75/100 (Grade B+), which we rate Buy. That score blends growth, quality, and valuation into one read.
What is the price target of First Citizens BancShares, Inc. (FCNCA)?
The 12-month analyst consensus target is $2,170.00, about 13.0% above the current $1,919.94. A consensus target is the average of Wall Street's 12-month forecasts, so it works as a sentiment gauge rather than a guarantee, and it resets with every earnings cycle.
What is the future stock price of FCNCA by 2030?
Our research-backed model puts the 2030 base case at $11,439.78, built from revenue projections, a growth-adjusted P/S multiple, net debt, and share dilution. It is a scenario rather than a prediction, and the bull and bear cases around it matter more than the single number when you are sizing a position.
What is First Citizens BancShares, Inc.'s revenue?
First Citizens BancShares, Inc.'s trailing twelve-month revenue is $9.14B, and our model projects it reaching about $11.32B by 2030. Revenue scale anchors the valuation multiples and shows whether growth is reaching the top line, so it is best read alongside margin and growth trends to see if that revenue is getting more profitable over time.
Altman Z-Score?
First Citizens BancShares, Inc.'s Altman Z-Score is 0.32, which places it in the distress. The Altman Z-Score gauges bankruptcy risk from profitability, leverage, and asset efficiency, and a higher reading points to lower financial distress risk.
Company info
SectorFINANCIAL SERVICES
IndustryBANKS - REGIONAL
CountryUSA
ExchangeNASDAQ
CurrencyUSD
Quick metrics
P/S ratio2.67x
ROE10.24%
Beta0.62
50D MA$1,989.31
200D MA$1,951.86
Shares out0.01B
Float0.01B
Short ratio—
Avg volume0.1M
Performance
1 week+0.00%
1 month+7.72%
3 months+17.63%
YTD-3.31%
1 year—
3 years—
5 years—