FCNC
First Citizens BancShares Inc
NASDAQ: FCNCA · FINANCIAL SERVICES · BANKS - REGIONAL
$1,972.41
-0.55% today
Updated 2026-04-29
Market cap
$22.92B
P/E ratio
11.37
P/S ratio
2.51x
EPS (TTM)
$173.48
Dividend yield
0.41%
52W range
$1,620 – $2,230
Volume
0.1M
WallStSmart proprietary scores
73
out of 100
Grade: B
Buy
Investment rating
7.3
Growth
B+3.8
Quality
D7.0
Profitability
B+7.0
Valuation
B+3/9
Piotroski F-Score
Weak
0.3
Altman Z-Score
Distress
—
Industry rank
—
View all highly rated stocks (75+) →206 stocks currently score above 75
Price targets
Analyst target
$2,212.92
+12.19%
12-Month target
$1,856.80
-5.86%
Intrinsic (DCF)
—
Margin of safety
—
3 Strong Buy5 Buy6 Hold0 Sell0 Strong Sell
Price chart
X-Ray snapshot
Strengths
+ Profit margin 24.70% — above average
+ Free cash flow $720.00M — positive
Risks
- Piotroski 3/9 — weak financial health
- Altman Z 0.32 — distress zone
Key financials
Revenue Net Income Free Cash Flow
| Metric | 2022 | 2023 | 2024 | 2025 | TTM | 2026 (E) |
|---|---|---|---|---|---|---|
| Revenue | $5.10B | $12.64B | $14.94B | $14.50B | $9.14B | $9.7B |
| Net income | $1.10B | $11.47B | $2.78B | $2.21B | $534.00M | — |
| EPS | — | — | — | — | $173.48 | $195.00 |
| Free cash flow | $1.86B | $1.23B | $1.45B | $2.07B | $720.00M | — |
| Profit margin | 21.55% | 90.73% | 18.59% | 15.22% | 24.70% | — |
Recent insider activity
| Date | Insider | Type | Shares | Price |
|---|---|---|---|---|
| 2030-12-21 | MASON, ROBERT E IV | Sale | 200 | — |
| 2026-04-14 | HOLDING, FRANK B JR | Buy | 33 | — |
| 2026-04-10 | HOLDING, FRANK B JR | Buy | 33 | — |
Peer comparison
Smart narrative
First Citizens BancShares Inc trades at $1,972.41. representing a P/E of 11.37x trailing earnings. Our Smart Value Score of 73/100 indicates the stock is good. The company scores 3/9 on the Piotroski F-Score. With an Altman Z-Score of 0.32, it sits in the distress. TTM revenue stands at $9.14B. with profit margins at 24.70%.
Frequently asked questions
What is First Citizens BancShares Inc's stock price?
First Citizens BancShares Inc (FCNCA) trades at $1,972.41.
Is First Citizens BancShares Inc overvalued?
Smart Value Score 73/100 (Grade B, Buy).
What is the price target of First Citizens BancShares Inc (FCNCA)?
The analyst target price is $2,212.92, representing +12.2% upside from the current price of $1,972.41.
What is the future stock price of FCNCA by 2030?
Our research-backed model estimates First Citizens BancShares Inc could reach $11,439.78 by 2030, based on analyst consensus, management guidance, and sector analysis.
What is First Citizens BancShares Inc's revenue?
TTM revenue is $9.14B.
Piotroski F-Score?
3/9 — weak financial health.
Altman Z-Score?
0.32 — distress.
Company info
SectorFINANCIAL SERVICES
IndustryBANKS - REGIONAL
CountryUSA
ExchangeNASDAQ
CurrencyUSD
Quick metrics
P/S ratio2.51x
ROE10.20%
Beta0.65
50D MA$1,931.15
200D MA$1,949.78
Shares out0.01B
Float0.01B
Short ratio—
Avg volume0.1M
Performance
1 week+2.09%
1 month+4.12%
3 months-4.69%
YTD-8.10%
1 year—
3 years—
5 years—