Berkshire Hathaway Inc (BRK-B)vsFirst Citizens BancShares, Inc. (FCNCA)
BRK-B
Berkshire Hathaway Inc
$488.13
+1.98%
FINANCIAL SERVICES · Cap: $1.02T
FCNCA
First Citizens BancShares, Inc.
$2,075.10
+1.36%
FINANCIAL SERVICES · Cap: $24.43B
Smart Verdict
WallStSmart Research — data-driven comparison
Berkshire Hathaway Inc generates 4007% more annual revenue ($375.39B vs $9.14B). FCNCA leads profitability with a 24.7% profit margin vs 19.3%. FCNCA appears more attractively valued with a PEG of 1.30. FCNCA earns a higher WallStSmart Score of 75/100 (B).
BRK-B
Buy62
out of 100
Grade: C+
FCNCA
Strong Buy75
out of 100
Grade: B
Key Strengths & Concerns
Side-by-side fundamental analysis
Key Strengths
Mega-cap, among the largest globally
Reasonable price relative to book value
Earnings expanding 119.6% YoY
Conservative balance sheet, low leverage
Attractively priced relative to earnings
Generating 5.5B in free cash flow
Reasonable price relative to book value
Strong operational efficiency at 34.2%
Keeps 25 of every $100 in revenue as profit
Attractively priced relative to earnings
Earnings expanding 23.6% YoY
Areas to Watch
4.4% revenue growth
Weak financial health signals
Expensive relative to growth rate
4.9% revenue growth
Elevated debt levels
Negative free cash flow — burning cash
Distress zone — elevated risk
Comparative Analysis Report
WallStSmart ResearchBull Case : BRK-B
The strongest argument for BRK-B centers on Market Cap, Price/Book, EPS Growth. Profitability is solid with margins at 19.3% and operating margin at 14.3%.
Bull Case : FCNCA
The strongest argument for FCNCA centers on Price/Book, Operating Margin, Profit Margin. Profitability is solid with margins at 24.7% and operating margin at 34.2%. PEG of 1.30 suggests the stock is reasonably priced for its growth.
Bear Case : BRK-B
The primary concerns for BRK-B are Revenue Growth, Piotroski F-Score, PEG Ratio.
Bear Case : FCNCA
The primary concerns for FCNCA are Revenue Growth, Debt/Equity, Free Cash Flow. Debt-to-equity of 1.54 is elevated, increasing financial risk.
Key Dynamics to Monitor
BRK-B carries more volatility with a beta of 0.62 — expect wider price swings.
FCNCA is growing revenue faster at 4.9% — sustainability is the question.
BRK-B generates stronger free cash flow (5.5B), providing more financial flexibility.
Monitor INSURANCE - DIVERSIFIED industry trends, competitive dynamics, and regulatory changes.
Bottom Line
FCNCA scores higher overall (75/100 vs 62/100), backed by strong 24.7% margins. Both earn "Strong Buy" and "Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.
This analysis is generated from publicly available financial data. Not financial advice.
Berkshire Hathaway Inc
FINANCIAL SERVICES · INSURANCE - DIVERSIFIED · USA
Berkshire Hathaway Inc. is an American multinational conglomerate holding company headquartered in Omaha, Nebraska, United States. The company wholly owns GEICO, Duracell, Dairy Queen, BNSF, Lubrizol, Fruit of the Loom, Helzberg Diamonds, Long & Foster, FlightSafety International, Pampered Chef, Forest River, and NetJets, and also owns 38.6% of Pilot Flying J; and significant minority holdings in public companies Kraft Heinz Company (26.7%), American Express (18.8%), The Coca-Cola Company (9.32%), Bank of America (11.9%), and Apple (6.3%).
Visit Website →First Citizens BancShares, Inc.
FINANCIAL SERVICES · BANKS - REGIONAL · USA
First Citizens BancShares, Inc. is the parent company of First-Citizens Bank & Trust Company providing retail and business banking services to individuals, businesses and professionals. The company is headquartered in Raleigh, North Carolina.
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