FCNC
First Citizens BancShares Inc
NASDAQ: FCNCA · FINANCIAL SERVICES · BANKS - REGIONAL
$1,972.41
-0.55% today
Updated 2026-04-29
Market cap
$22.92B
P/E ratio
11.37
P/S ratio
2.51x
EPS (TTM)
$173.48
Dividend yield
0.41%
52W range
$1,620 – $2,230
Volume
0.1M
First Citizens BancShares Inc (FCNCA) Earnings
Quarterly earnings history, analyst estimates, and stock price reaction.
EPS beat streak
7 of 8
Last 8 quarters
Avg EPS surprise
+12.1%
Last 4 quarters
Revenue YoY growth
-1.3%
Most recent quarter
EPS YoY growth
+18.7%
Most recent quarter
Earnings surprise history (last 12 quarters)
Beat estimate Missed estimate
Quarterly EPS and revenue trend
Quarterly revenue EPS (diluted)
How the stock reacts to earnings
Avg 1-day reaction
-3.2%
Last 3 reports
Positive reaction rate
33%
1 of 3 quarters
Largest single-day move
-7.6%
2026-01-22
| Report date | EPS actual | Surprise | Close before | Close after | 1-day reaction |
|---|---|---|---|---|---|
| 2026-04-22 | $44.86 | +13.2% | $2,053.90 | $1,976.37 | -3.8% |
| 2026-01-22 | $51.27 | +16.2% | $2,182.73 | $2,016.56 | -7.6% |
| 2025-10-23 | $44.62 | +4.6% | $1,742.49 | $1,775.21 | +1.9% |
Quarterly earnings history
| Fiscal quarter ending | EPS estimate | EPS actual | Surprise | Revenue | YoY revenue |
|---|---|---|---|---|---|
| 2026-03-31 | $39.63 | $44.86 | +13.2% | $3.48B | -1.3% |
| 2025-12-31 | $44.13 | $51.27 | +16.2% | $3.65B | -0.9% |
| 2025-09-30 | $42.65 | $44.62 | +4.6% | $3.69B | -2.4% |
| 2025-06-30 | $39.09 | $44.78 | +14.6% | $3.62B | -2.3% |
| 2025-03-31 | $37.69 | $37.79 | +0.3% | $3.52B | -4.8% |
| 2024-12-31 | $39.11 | $45.10 | +15.3% | $3.69B | +0.4% |
| 2024-09-30 | $47.50 | $45.87 | -3.4% | $3.78B | +2.2% |
| 2024-06-30 | $44.78 | $50.87 | +13.6% | $3.71B | — |
| 2024-03-31 | $43.34 | $52.92 | +22.1% | $3.70B | — |
| 2023-12-31 | $47.98 | $46.58 | -2.9% | $3.68B | — |
| 2023-09-30 | $47.94 | $55.92 | +16.6% | $3.70B | — |
Analyst EPS and revenue estimates for upcoming years
| Period | EPS estimate | Revenue estimate | Revenue growth | Analysts | Confidence |
|---|---|---|---|---|---|
| 2026 (E) | $195.00 | $9.7B | +7.3% | 10 | medium |
| 2027 (E) | $210.00 | $10.2B | +4.6% | 10 | medium |
| 2029 (E) | $238.00 | $10.9B | +3.5% | 10 | low |
| 2030 (E) | $250.00 | $11.3B | +3.4% | 10 | low |
Frequently asked questions
Has First Citizens BancShares Inc beaten earnings estimates?
First Citizens BancShares Inc has beaten Wall Street EPS estimates in 7 of its last 8 quarterly reports, with an average EPS surprise of +12.1% over the last 4 quarters.
How does FCNCA stock react to earnings?
FCNCA stock has moved an average of -3.2% in the trading day following earnings over its last 3 reports, with positive reactions in 33% of those quarters.
What is First Citizens BancShares Inc's revenue growth rate?
First Citizens BancShares Inc reported year-over-year revenue growth of -1.3% in its most recent quarter, with EPS growing +18.7% year-over-year.
What is the expected EPS for FCNCA in 2026?
Analysts expect First Citizens BancShares Inc to report EPS of $195.00 for fiscal year 2026, on revenue of $9.7B, based on estimates from 10 analysts.