WallStSmart
ECBK

ECB Bancorp Inc.

NASDAQ: ECBK · FINANCIAL SERVICES · BANKS - REGIONAL

$18.15
+0.44% today

Updated 2026-06-05

Market cap
$158.88M
P/E ratio
15.65
P/S ratio
4.57x
EPS (TTM)
$1.16
Dividend yield
52W range
$15 – $20
Volume
0.0M

WallStSmart proprietary scores

67
out of 100
Grade: B
Buy
Investment rating
10.0
Growth
A+
5.0
Quality
C+
7.0
Profitability
B+
6.0
Valuation
B
5/9
Piotroski F-Score
Moderate
Altman Z-Score
Industry rank
View all highly rated stocks (75+) →201 stocks currently score above 75

Price targets

Analyst target
$20.54
+13.17%
12-Month target
$20.54
+13.17%
Intrinsic (DCF)
Margin of safety

Price chart

Stock snapshot

Strengths
+ Profit margin 27.60% — above average
+ Free cash flow $2.81M — positive
+ Revenue growth 44.40% QoQ
Risks
No major risks identified

Key financials

Revenue Net Income Free Cash Flow
Metric2022202320242025TTM
Revenue$30.56M$55.83M$68.27M$79.51M$34.79M
Net income$2.72M$4.46M$3.99M$7.77M$3.12M
EPS$1.16
Free cash flow$7.55M$6.10M$6.24M$9.01M$2.81M
Profit margin8.90%7.98%5.85%9.78%27.60%

Peer comparison

CompanyMkt CapScoreGrowthProfitValueQualityMoSRating
ECBK$158.88M6710.07.06.05.0Strong Buy
BRK-B$1.02T626.76.55.08.0Buy
BRK-A$1.02T616.76.55.07.0Buy
JPM$806.43B738.08.05.73.0Strong Buy
V$603.46B748.710.05.75.5Strong Buy
MA$422.07B708.010.05.05.5Strong Buy

Smart narrative

ECB Bancorp Inc. trades at $18.15. representing a P/E of 15.65x trailing earnings. Our Smart Value Score of 67/100 indicates the stock is good. The company scores 5/9 on the Piotroski F-Score. TTM revenue stands at $34.79M. with profit margins at 27.60%.

Frequently asked questions

What is ECB Bancorp Inc.'s stock price?

ECB Bancorp Inc. (ECBK) trades at $18.15, on a P/E of 15.7x and a P/S of 4.6x. Those multiples show what the market is paying for each dollar of earnings and sales, which is the real starting point for judging whether the price is reasonable.

Is ECB Bancorp Inc. overvalued?

ECB Bancorp Inc. carries a Smart Value Score of 67/100 (Grade B), which we rate Buy. That score blends growth, quality, and valuation into one read.

What is the price target of ECB Bancorp Inc. (ECBK)?

The 12-month analyst consensus target is $20.54, about 13.2% above the current $18.15. A consensus target is the average of Wall Street's 12-month forecasts, so it works as a sentiment gauge rather than a guarantee, and it resets with every earnings cycle.

What is ECB Bancorp Inc.'s revenue?

ECB Bancorp Inc.'s trailing twelve-month revenue is $34.79M. Revenue scale anchors the valuation multiples and shows whether growth is reaching the top line, so it is best read alongside margin and growth trends to see if that revenue is getting more profitable over time.

Company info

SectorFINANCIAL SERVICES
IndustryBANKS - REGIONAL
CountryUSA
ExchangeNASDAQ
CurrencyUSD

Quick metrics

P/S ratio4.57x
ROE5.46%
Beta0.49
50D MA$17.91
200D MA$17.13
Shares out0.01B
Float0.01B
Short ratio
Avg volume0.0M

Performance

1 week
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YTD
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