WallStSmart

Berkshire Hathaway Inc (BRK-A)vsECB Bancorp Inc. (ECBK)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

Berkshire Hathaway Inc generates 1007699% more annual revenue ($384.69B vs $38.17M). ECBK leads profitability with a 29.9% profit margin vs 22.3%. BRK-A trades at a lower P/E of 12.8x. BRK-A earns a higher WallStSmart Score of 74/100 (B).

BRK-A

Strong Buy

74

out of 100

Grade: B

Growth: 7.3Profit: 7.5Value: 5.0Quality: 8.5
Piotroski: 4/9Altman Z: 2.59

ECBK

Buy

65

out of 100

Grade: C+

Growth: 10.0Profit: 7.0Value: 6.0Quality: 3.5
Piotroski: 5/9Altman Z: -0.54

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

BRK-A6 strengths · Avg: 9.7/10
Market CapQuality
$1.09T10/10

Mega-cap, among the largest globally

Price/BookValuation
1.5x10/10

Reasonable price relative to book value

Operating MarginProfitability
32.6%10/10

Strong operational efficiency at 32.6%

EPS GrowthGrowth
107.8%10/10

Earnings expanding 107.8% YoY

Profit MarginProfitability
22.3%9/10

Keeps 22 of every $100 in revenue as profit

Debt/EquityHealth
0.179/10

Conservative balance sheet, low leverage

ECBK6 strengths · Avg: 9.5/10
Price/BookValuation
1.0x10/10

Reasonable price relative to book value

Operating MarginProfitability
45.8%10/10

Strong operational efficiency at 45.8%

Revenue GrowthGrowth
49.1%10/10

Revenue surging 49.1% year-over-year

EPS GrowthGrowth
129.4%10/10

Earnings expanding 129.4% YoY

Profit MarginProfitability
29.9%9/10

Keeps 30 of every $100 in revenue as profit

P/E RatioValuation
14.9x8/10

Attractively priced relative to earnings

Areas to Watch

BRK-A1 concerns · Avg: 2.0/10
PEG RatioValuation
9.682/10

Expensive relative to growth rate

ECBK4 concerns · Avg: 2.8/10
Market CapQuality
$180.08M3/10

Smaller company, higher risk/reward

Return on EquityProfitability
5.5%3/10

ROE of 5.5% — below average capital efficiency

Debt/EquityHealth
1.583/10

Elevated debt levels

Altman Z-ScoreHealth
-0.542/10

Distress zone — elevated risk

Comparative Analysis Report

WallStSmart Research

Bull Case : BRK-A

The strongest argument for BRK-A centers on Market Cap, Price/Book, Operating Margin. Profitability is solid with margins at 22.3% and operating margin at 32.6%.

Bull Case : ECBK

The strongest argument for ECBK centers on Price/Book, Operating Margin, Revenue Growth. Profitability is solid with margins at 29.9% and operating margin at 45.8%. Revenue growth of 49.1% demonstrates continued momentum.

Bear Case : BRK-A

The primary concerns for BRK-A are PEG Ratio.

Bear Case : ECBK

The primary concerns for ECBK are Market Cap, Return on Equity, Debt/Equity. Debt-to-equity of 1.58 is elevated, increasing financial risk.

Key Dynamics to Monitor

BRK-A profiles as a mature stock while ECBK is a growth play — different risk/reward profiles.

BRK-A carries more volatility with a beta of 0.60 — expect wider price swings.

ECBK is growing revenue faster at 49.1% — sustainability is the question.

BRK-A generates stronger free cash flow (5.6B), providing more financial flexibility.

Bottom Line

BRK-A scores higher overall (74/100 vs 65/100), backed by strong 22.3% margins. Both earn "Strong Buy" and "Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

Berkshire Hathaway Inc

FINANCIAL SERVICES · INSURANCE - DIVERSIFIED · USA

Berkshire Hathaway Inc. is an American multinational conglomerate holding company headquartered in Omaha, Nebraska, United States. The company wholly owns GEICO, Duracell, Dairy Queen, BNSF, Lubrizol, Fruit of the Loom, Helzberg Diamonds, Long & Foster, FlightSafety International, Pampered Chef, Forest River, and NetJets, and also owns 38.6% of Pilot Flying J; and significant minority holdings in public companies Kraft Heinz Company (26.7%), American Express (18.8%), The Coca-Cola Company (9.32%), Bank of America (11.9%), and Apple (6.3%).

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ECB Bancorp Inc.

FINANCIAL SERVICES · BANKS - REGIONAL · USA

ECB Bancorp Inc. serves as the holding company for East Cambridge Savings Bank, a community-oriented financial institution headquartered in Cambridge, Massachusetts. The bank provides a wide array of financial services, including residential and commercial lending, deposit products, and wealth management, catering to a diverse range of individual and corporate clients. With a strong focus on community involvement and operational excellence, ECB Bancorp is well-positioned for sustained growth and remains committed to delivering long-term shareholder value within the dynamic landscape of the financial services industry.

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