ECBK
ECB Bancorp Inc.
NASDAQ: ECBK · FINANCIAL SERVICES · BANKS - REGIONAL
$17.96
-0.88% today
Updated 2026-04-30
Market cap
$160.28M
P/E ratio
15.75
P/S ratio
4.61x
EPS (TTM)
$1.16
Dividend yield
—
52W range
$15 – $20
Volume
0.0M
ECB Bancorp Inc. (ECBK) Financial statements
SEC filings — annual and quarterly data.
Income statement — annual
| Item | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|---|---|
| Revenue | $22.77M | $23.60M | $30.56M | $55.83M | $68.27M | $79.51M |
| Revenue growth (YoY) | — | +3.6% | +29.5% | +82.7% | +22.3% | +16.5% |
| Cost of revenue | $5.93M | $4.04M | $8.46M | $30.79M | $42.23M | $47.80M |
| Gross profit | $16.84M | $19.56M | $22.10M | $25.04M | $26.04M | $31.71M |
| Gross margin | 74.0% | 82.9% | 72.3% | 44.9% | 38.1% | 39.9% |
| R&D | — | — | — | — | — | — |
| SG&A | $6.43M | $10.19M | $10.58M | $13.05M | $14.65M | $1.37M |
| Operating income | $6.53M | $5.47M | $3.50M | $5.99M | $5.37M | $10.38M |
| Operating margin | 28.7% | 23.2% | 11.4% | 10.7% | 7.9% | 13.1% |
| EBITDA | $6.88M | $5.77M | $3.80M | $6.26M | $5.67M | $10.38M |
| EBITDA margin | 30.2% | 24.5% | 12.4% | 11.2% | 8.3% | 13.1% |
| EBIT | $6.53M | $5.47M | $3.50M | $5.99M | $5.37M | — |
| Interest expense | $5.64M | $3.68M | $5.51M | $29.99M | $42.06M | $46.26M |
| Income tax | — | — | — | — | — | — |
| Effective tax rate | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% |
| Net income | $4.86M | $4.04M | $2.72M | $4.46M | $3.99M | $7.77M |
| Net income growth (YoY) | — | -16.8% | -32.7% | +63.8% | -10.4% | +94.7% |
| Profit margin | 21.3% | 17.1% | 8.9% | 8.0% | 5.8% | 9.8% |