CZWI
Citizens Community Bancorp Inc
NASDAQ: CZWI · FINANCIAL SERVICES · BANKS - REGIONAL
$20.75
-0.38% today
Updated 2026-04-30
Market cap
$197.68M
P/E ratio
14.06
P/S ratio
3.27x
EPS (TTM)
$1.46
Dividend yield
1.76%
52W range
$13 – $23
Volume
0.0M
WallStSmart proprietary scores
53
out of 100
Grade: C
Hold
Investment rating
4.7
Growth
C5.0
Quality
C+6.0
Profitability
B6.0
Valuation
B—/9
Piotroski F-Score
—
—
Altman Z-Score
—
—
Industry rank
—
View all highly rated stocks (75+) →200 stocks currently score above 75
Price targets
Analyst target
$21.25
+2.41%
12-Month target
$24.27
+16.96%
Intrinsic (DCF)
—
Margin of safety
—
0 Strong Buy2 Buy0 Hold0 Sell0 Strong Sell
Price chart
X-Ray snapshot
Strengths
+ Profit margin 23.90% — above average
+ Free cash flow $3.75M — positive
+ Revenue growth 25.10% QoQ
Risks
No major risks identified
Key financials
Revenue Net Income Free Cash Flow
| Metric | 2022 | 2023 | 2024 | 2025 | TTM |
|---|---|---|---|---|---|
| Revenue | $80.22M | $94.44M | $99.43M | $90.07M | $60.38M |
| Net income | $17.76M | $13.06M | $13.75M | $14.42M | $3.75M |
| EPS | — | — | — | — | $1.46 |
| Free cash flow | $25.69M | $11.76M | $19.29M | $10.38M | $3.75M |
| Profit margin | 22.14% | 13.83% | 13.83% | 16.01% | 23.90% |
Peer comparison
Smart narrative
Citizens Community Bancorp Inc trades at $20.75. representing a P/E of 14.06x trailing earnings. Our Smart Value Score of 53/100 indicates the stock is fair. TTM revenue stands at $60.38M. with profit margins at 23.90%.
Frequently asked questions
What is Citizens Community Bancorp Inc's stock price?
Citizens Community Bancorp Inc (CZWI) trades at $20.75.
Is Citizens Community Bancorp Inc overvalued?
Smart Value Score 53/100 (Grade C, Hold).
What is the price target of Citizens Community Bancorp Inc (CZWI)?
The analyst target price is $21.25, representing +2.4% upside from the current price of $20.75.
What is Citizens Community Bancorp Inc's revenue?
TTM revenue is $60.38M.
Company info
SectorFINANCIAL SERVICES
IndustryBANKS - REGIONAL
CountryUSA
ExchangeNASDAQ
CurrencyUSD
Quick metrics
P/S ratio3.27x
ROE7.86%
Beta0.56
50D MA$19.08
200D MA$17.21
Shares out0.01B
Float0.01B
Short ratio—
Avg volume0.0M
Performance
1 week—
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YTD—
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