WallStSmart
CZWI

Citizens Community Bancorp Inc

NASDAQ: CZWI · FINANCIAL SERVICES · BANKS - REGIONAL

$21.00
+0.97% today

Updated 2026-06-05

Market cap
$198.19M
P/E ratio
13.43
P/S ratio
3.23x
EPS (TTM)
$1.53
Dividend yield
0.51%
52W range
$13 – $23
Volume
0.0M

Citizens Community Bancorp Inc (CZWI) Earnings

Quarterly earnings history, analyst estimates, and stock price reaction.

EPS beat streak
8 of 8
Last 8 quarters
Avg EPS surprise
+8.0%
Last 4 quarters
Revenue YoY growth
+3.2%
Most recent quarter
EPS YoY growth
+21.9%
Most recent quarter

Earnings surprise history (last 12 quarters)

Beat estimate Missed estimate

Quarterly EPS and revenue trend

Quarterly revenue EPS (diluted)

How the stock reacts to earnings

Avg 1-day reaction
+0.5%
Last 3 reports
Positive reaction rate
33%
1 of 3 quarters
Largest single-day move
+2.9%
2026-04-27
Report dateEPS actualSurpriseClose beforeClose after1-day reaction
2026-04-27$0.39+8.3%$20.53$21.12+2.9%
2026-01-26$0.44+10.0%$18.01$17.86-0.8%
2025-10-27$0.37+0.0%$15.92$15.85-0.4%

Quarterly earnings history

Fiscal quarter endingEPS estimateEPS actualSurpriseRevenueYoY revenue
2026-03-31$0.36$0.39+8.3%$24.45M+3.2%
2025-12-31$0.40$0.44+10.0%$15.76M-33.6%
2025-09-30$0.37$0.37+0.0%$25.28M-0.3%
2025-06-30$0.29$0.33+13.8%$25.34M+3.9%
2025-03-31$0.27$0.32+18.5%$23.69M-8.7%
2024-12-31$0.27$0.27+0.0%$23.72M-3.2%
2024-09-30$0.27$0.32+18.5%$25.37M+4.7%
2024-06-30$0.27$0.36+33.3%$24.39M+2.9%
2024-03-31$0.26$0.39+50.0%$25.94M
2023-12-31$0.26$0.38+46.2%$24.51M
2023-09-30$0.27$0.24-11.1%$24.24M
2023-06-30$0.27$0.31+14.8%$23.70M

Frequently asked questions

Has Citizens Community Bancorp Inc beaten earnings estimates?

Citizens Community Bancorp Inc has beaten Wall Street EPS estimates in 8 of its last 8 quarterly reports, averaging a +8.0% surprise over the last 4. A consistent beat record suggests management guides conservatively and the business has predictable momentum, which tends to support the stock through earnings season.

How does CZWI stock react to earnings?

CZWI has moved an average of +0.5% the day after earnings over its last 3 reports, finishing higher after 1 of them. Next-day moves show how the market digests results in the short term, and repeated dips on strong reports usually mean expectations were already priced in.

What is Citizens Community Bancorp Inc's revenue growth rate?

Citizens Community Bancorp Inc reported year-over-year revenue growth of +3.2% in its most recent quarter, with EPS up +21.9%. EPS outpacing revenue is operating leverage at work, meaning profit is compounding faster than sales.