Berkshire Hathaway Inc (BRK-A)vsCitizens Community Bancorp Inc (CZWI)
BRK-A
Berkshire Hathaway Inc
$733,550.00
+2.11%
FINANCIAL SERVICES · Cap: $1.02T
CZWI
Citizens Community Bancorp Inc
$20.75
+0.97%
FINANCIAL SERVICES · Cap: $198.19M
Smart Verdict
WallStSmart Research — data-driven comparison
Berkshire Hathaway Inc generates 612298% more annual revenue ($375.39B vs $61.30M). CZWI leads profitability with a 24.4% profit margin vs 19.3%. CZWI trades at a lower P/E of 13.4x. BRK-A earns a higher WallStSmart Score of 61/100 (C+).
BRK-A
Buy61
out of 100
Grade: C+
CZWI
Buy53
out of 100
Grade: C-
Key Strengths & Concerns
Side-by-side fundamental analysis
Key Strengths
Mega-cap, among the largest globally
Reasonable price relative to book value
Earnings expanding 119.6% YoY
Conservative balance sheet, low leverage
Attractively priced relative to earnings
Generating 5.5B in free cash flow
Keeps 24 of every $100 in revenue as profit
Conservative balance sheet, low leverage
Attractively priced relative to earnings
Reasonable price relative to book value
Revenue surging 25.1% year-over-year
Areas to Watch
4.4% revenue growth
Expensive relative to growth rate
Smaller company, higher risk/reward
ROE of 7.8% — below average capital efficiency
Earnings declined 60.9%
Distress zone — elevated risk
Comparative Analysis Report
WallStSmart ResearchBull Case : BRK-A
The strongest argument for BRK-A centers on Market Cap, Price/Book, EPS Growth. Profitability is solid with margins at 19.3% and operating margin at 14.3%.
Bull Case : CZWI
The strongest argument for CZWI centers on Profit Margin, Debt/Equity, P/E Ratio. Profitability is solid with margins at 24.4% and operating margin at 16.6%. Revenue growth of 25.1% demonstrates continued momentum.
Bear Case : BRK-A
The primary concerns for BRK-A are Revenue Growth, PEG Ratio.
Bear Case : CZWI
The primary concerns for CZWI are Market Cap, Return on Equity, EPS Growth.
Key Dynamics to Monitor
BRK-A profiles as a value stock while CZWI is a growth play — different risk/reward profiles.
BRK-A carries more volatility with a beta of 0.62 — expect wider price swings.
CZWI is growing revenue faster at 25.1% — sustainability is the question.
BRK-A generates stronger free cash flow (5.5B), providing more financial flexibility.
Bottom Line
BRK-A scores higher overall (61/100 vs 53/100), backed by strong 19.3% margins. Both earn "Buy" and "Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.
This analysis is generated from publicly available financial data. Not financial advice.
Berkshire Hathaway Inc
FINANCIAL SERVICES · INSURANCE - DIVERSIFIED · USA
Berkshire Hathaway Inc. is an American multinational conglomerate holding company headquartered in Omaha, Nebraska, United States. The company wholly owns GEICO, Duracell, Dairy Queen, BNSF, Lubrizol, Fruit of the Loom, Helzberg Diamonds, Long & Foster, FlightSafety International, Pampered Chef, Forest River, and NetJets, and also owns 38.6% of Pilot Flying J; and significant minority holdings in public companies Kraft Heinz Company (26.7%), American Express (18.8%), The Coca-Cola Company (9.32%), Bank of America (11.9%), and Apple (6.3%).
Visit Website →Citizens Community Bancorp Inc
FINANCIAL SERVICES · BANKS - REGIONAL · USA
Citizens Community Bancorp, Inc. is a bank holding company for Citizens Community Federal NA providing a variety of traditional community banking services to businesses, agricultural operators, and consumers. The company is headquartered in Eau Claire, Wisconsin.
Compare with Other INSURANCE - DIVERSIFIED Stocks
Want to dig deeper into these stocks?