WallStSmart
COF

Capital One Financial Corporation

NYSE: COF · FINANCIAL SERVICES · CREDIT SERVICES

$183.93
-1.38% today

Updated 2026-06-05

Market cap
$121.11B
P/E ratio
59.88
P/S ratio
3.34x
EPS (TTM)
$3.25
Dividend yield
1.52%
52W range
$174 – $258
Volume
4.5M

WallStSmart proprietary scores

65
out of 100
Grade: B
Buy
Investment rating
7.3
Growth
B+
4.0
Quality
C
6.0
Profitability
B
5.7
Valuation
C+
2/9
Piotroski F-Score
Weak
-0.4
Altman Z-Score
Distress
Industry rank
View all highly rated stocks (75+) →199 stocks currently score above 75

Price targets

Analyst target
$273.93
+48.93%
12-Month target
$122.81
-33.23%
Intrinsic (DCF)
Margin of safety
5 Strong Buy14 Buy4 Hold0 Sell0 Strong Sell

Price chart

Stock snapshot

Strengths
+ Free cash flow $5.47B — positive
+ Revenue growth 46.30% QoQ
+ Debt/equity 0.45x — low leverage
Risks
- Piotroski 2/9 — weak financial health
- Altman Z -0.36 — distress zone
- P/E 59.88x — expensive valuation

Key financials

Revenue Net Income Free Cash Flow
Metric2022202320242025TTM2026 (E)
Revenue$38.37B$49.48B$53.94B$69.25B$36.31B$64.3B
Net income$7.36B$4.89B$4.75B$2.45B$2.17B
EPS$3.25$20.54
Free cash flow$12.88B$19.61B$16.95B$26.14B$5.47B
Profit margin19.18%9.88%8.81%3.54%8.88%

Recent insider activity

DateInsiderTypeSharesPrice
2026-06-02COOPER, MATTHEW WSale3,500$183.36
2026-05-13HAGGERTY, KAITLINSale119$182.59
2026-05-12HAGGERTY, KAITLINSale1,307$183.93

Peer comparison

CompanyMkt CapScoreGrowthProfitValueQualityMoSRating
COF$121.11B657.36.05.74.0Buy
BRK-B$1.07T626.76.55.08.0Buy
BRK-A$1.07T616.76.55.07.0Buy
JPM$855.84B738.08.05.73.0Strong Buy
V$615.82B748.710.05.75.5Strong Buy
MA$433.52B708.010.05.05.5Strong Buy

Smart narrative

Capital One Financial Corporation trades at $183.93. representing a P/E of 59.88x trailing earnings. Our Smart Value Score of 65/100 indicates the stock is good. The company scores 2/9 on the Piotroski F-Score. With an Altman Z-Score of -0.36, it sits in the distress. TTM revenue stands at $36.31B. with profit margins at 8.88%.

Frequently asked questions

What is Capital One Financial Corporation's stock price?

Capital One Financial Corporation (COF) trades at $183.93, on a P/E of 59.9x and a P/S of 3.3x. Those multiples show what the market is paying for each dollar of earnings and sales, which is the real starting point for judging whether the price is reasonable.

Is Capital One Financial Corporation overvalued?

Capital One Financial Corporation carries a Smart Value Score of 65/100 (Grade B), which we rate Buy. That score blends growth, quality, and valuation into one read.

What is the price target of Capital One Financial Corporation (COF)?

The 12-month analyst consensus target is $273.93, about 48.9% above the current $183.93. A consensus target is the average of Wall Street's 12-month forecasts, so it works as a sentiment gauge rather than a guarantee, and it resets with every earnings cycle.

What is the future stock price of COF by 2030?

Our research-backed model puts the 2030 base case at $1,673.66, built from revenue projections, a growth-adjusted P/S multiple, net debt, and share dilution. It is a scenario rather than a prediction, and the bull and bear cases around it matter more than the single number when you are sizing a position.

What is Capital One Financial Corporation's revenue?

Capital One Financial Corporation's trailing twelve-month revenue is $36.31B, and our model projects it reaching about $86.90B by 2030. Revenue scale anchors the valuation multiples and shows whether growth is reaching the top line, so it is best read alongside margin and growth trends to see if that revenue is getting more profitable over time.

Altman Z-Score?

Capital One Financial Corporation's Altman Z-Score is -0.36, which places it in the distress. The Altman Z-Score gauges bankruptcy risk from profitability, leverage, and asset efficiency, and a higher reading points to lower financial distress risk.

Company info

SectorFINANCIAL SERVICES
IndustryCREDIT SERVICES
CountryUSA
ExchangeNYSE
CurrencyUSD

Quick metrics

P/S ratio3.34x
ROE2.87%
Beta1.04
50D MA$189.60
200D MA$210.02
Shares out0.62B
Float0.61B
Short ratio
Avg volume4.5M

Performance

1 week+0.00%
1 month-3.50%
3 months+0.00%
YTD-25.45%
1 year
3 years
5 years