COF
Capital One Financial Corporation
NYSE: COF · FINANCIAL SERVICES · CREDIT SERVICES
$190.84
-0.66% today
Updated 2026-04-29
Market cap
$124.03B
P/E ratio
61.55
P/S ratio
3.78x
EPS (TTM)
$3.24
Dividend yield
—
52W range
$172 – $259
Volume
5.0M
Capital One Financial Corporation (COF) Earnings
Quarterly earnings history, analyst estimates, and stock price reaction.
EPS beat streak
5 of 8
Last 8 quarters
Avg EPS surprise
+18.6%
Last 4 quarters
Revenue YoY growth
+44.1%
Most recent quarter
EPS YoY growth
+8.9%
Most recent quarter
Earnings surprise history (last 12 quarters)
Beat estimate Missed estimate
Quarterly EPS and revenue trend
Quarterly revenue EPS (diluted)
How the stock reacts to earnings
Avg 1-day reaction
-2.1%
Last 3 reports
Positive reaction rate
33%
1 of 3 quarters
Largest single-day move
-5.9%
2026-01-22
| Report date | EPS actual | Surprise | Close before | Close after | 1-day reaction |
|---|---|---|---|---|---|
| 2026-04-21 | $4.42 | -3.3% | $205.71 | $199.43 | -3.1% |
| 2026-01-22 | $3.86 | -6.8% | $231.01 | $217.30 | -5.9% |
| 2025-10-21 | $5.95 | +36.5% | $214.87 | $220.38 | +2.6% |
Quarterly earnings history
| Fiscal quarter ending | EPS estimate | EPS actual | Surprise | Revenue | YoY revenue |
|---|---|---|---|---|---|
| 2026-03-31 | $4.57 | $4.42 | -3.3% | $19.32B | +44.1% |
| 2025-12-31 | $4.14 | $3.86 | -6.8% | $19.61B | +42.0% |
| 2025-09-30 | $4.36 | $5.95 | +36.5% | $19.82B | +43.7% |
| 2025-06-30 | $3.70 | $5.48 | +48.1% | $16.41B | +23.7% |
| 2025-03-31 | $3.65 | $4.06 | +11.2% | $13.40B | +2.4% |
| 2024-12-31 | $2.80 | $3.09 | +10.4% | $13.81B | +5.2% |
| 2024-09-30 | $3.76 | $4.51 | +19.9% | $13.80B | +7.7% |
| 2024-06-30 | $3.39 | $3.14 | -7.4% | $13.27B | +10.0% |
| 2024-03-31 | $3.38 | $3.21 | -5.0% | $13.09B | — |
| 2023-12-31 | $2.67 | $2.24 | -16.1% | $13.13B | — |
| 2023-09-30 | $3.24 | $4.45 | +37.3% | $12.82B | — |
| 2023-06-30 | $3.24 | $3.52 | +8.6% | $12.06B | — |
Analyst EPS and revenue estimates for upcoming years
| Period | EPS estimate | Revenue estimate | Revenue growth | Analysts | Confidence |
|---|---|---|---|---|---|
| 2026 (E) | $20.54 | $64.3B | +96.1% | 15 | high |
| 2027 (E) | $25.20 | $70.3B | +9.4% | 15 | high |
| 2028 (E) | $28.50 | $75.8B | +7.8% | 15 | medium |
| 2029 (E) | $31.80 | $81.2B | +7.0% | 15 | medium |
| 2030 (E) | $35.10 | $86.9B | +7.0% | 15 | medium |
Frequently asked questions
Has Capital One Financial Corporation beaten earnings estimates?
Capital One Financial Corporation has beaten Wall Street EPS estimates in 5 of its last 8 quarterly reports, with an average EPS surprise of +18.6% over the last 4 quarters.
How does COF stock react to earnings?
COF stock has moved an average of -2.1% in the trading day following earnings over its last 3 reports, with positive reactions in 33% of those quarters.
What is Capital One Financial Corporation's revenue growth rate?
Capital One Financial Corporation reported year-over-year revenue growth of +44.1% in its most recent quarter, with EPS growing +8.9% year-over-year.
What is the expected EPS for COF in 2026?
Analysts expect Capital One Financial Corporation to report EPS of $20.54 for fiscal year 2026, on revenue of $64.3B, based on estimates from 15 analysts.