COF
Capital One Financial Corporation
NYSE: COF · FINANCIAL SERVICES · CREDIT SERVICES
$190.84
-0.66% today
Updated 2026-04-29
Market cap
$124.03B
P/E ratio
61.55
P/S ratio
3.78x
EPS (TTM)
$3.24
Dividend yield
—
52W range
$172 – $259
Volume
5.0M
Capital One Financial Corporation (COF) Financial statements
SEC filings — annual and quarterly data.
Income statement — annual
| Item | 2006 | 2007 | 2008 | 2009 | 2010 | 2011 | 2012 | 2013 | 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | $15.17B | $19.03B | $17.80B | $15.95B | $19.07B | $18.52B | $23.18B | $24.18B | $23.87B | $25.04B | $27.52B | $30.00B | $31.88B | $33.77B | $31.64B | $32.03B | $38.37B | $49.48B | $53.94B | $69.25B |
| Revenue growth (YoY) | — | +25.5% | -6.4% | -10.4% | +19.5% | -2.8% | +25.1% | +4.3% | -1.3% | +4.9% | +9.9% | +9.0% | +6.3% | +5.9% | -6.3% | +1.2% | +19.8% | +29.0% | +9.0% | +28.4% |
| Cost of revenue | $4.55B | $7.18B | $9.06B | $7.20B | $6.80B | $4.61B | $6.79B | $5.25B | $5.12B | $6.16B | $8.48B | $10.31B | $10.16B | $11.41B | $13.38B | $-346.00M | $9.97B | $23.12B | $26.54B | $36.47B |
| Gross profit | $10.62B | $11.84B | $8.74B | $8.75B | $12.26B | $13.92B | $16.39B | $18.93B | $18.75B | $18.88B | $19.04B | $19.69B | $21.72B | $22.36B | $18.26B | $32.38B | $28.40B | $26.36B | $27.40B | $32.78B |
| Gross margin | 70.0% | 62.2% | 49.1% | 54.9% | 64.3% | 75.1% | 70.7% | 78.3% | 78.5% | 75.4% | 69.2% | 65.6% | 68.1% | 66.2% | 57.7% | 101.1% | 74.0% | 53.3% | 50.8% | 47.3% |
| R&D | — | — | — | $0.00 | — | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | — | — | — | — | — | — | — | — |
| SG&A | $2.69B | $3.12B | $2.86B | $2.98B | $2.59B | $3.02B | $3.99B | $4.48B | $4.59B | $4.97B | $5.20B | $5.90B | $5.73B | $6.39B | $6.80B | $7.42B | $8.43B | $9.30B | $9.40B | $12.47B |
| Operating income | $3.67B | $3.87B | $582.00M | $1.34B | $4.33B | $4.59B | $5.18B | $6.58B | $6.57B | $5.88B | $5.48B | $5.49B | $7.32B | $6.87B | $3.20B | $15.81B | $9.24B | $6.04B | $5.91B | $2.28B |
| Operating margin | 24.2% | 20.3% | 3.3% | 8.4% | 22.7% | 24.8% | 22.4% | 27.2% | 27.5% | 23.5% | 19.9% | 18.3% | 23.0% | 20.4% | 10.1% | 49.4% | 24.1% | 12.2% | 11.0% | 3.3% |
| EBITDA | $4.21B | $4.55B | $1.27B | $2.02B | $4.85B | $5.17B | $7.05B | $8.64B | $8.57B | $7.98B | $7.91B | $7.93B | $9.71B | $10.21B | $6.70B | $19.29B | $12.45B | $9.27B | $9.15B | $7.54B |
| EBITDA margin | 27.8% | 23.9% | 7.2% | 12.7% | 25.4% | 27.9% | 30.4% | 35.8% | 35.9% | 31.9% | 28.8% | 26.4% | 30.5% | 30.2% | 21.2% | 60.2% | 32.4% | 18.7% | 17.0% | 10.9% |
| EBIT | $3.67B | $3.87B | $582.00M | $1.34B | $4.33B | $4.59B | $5.18B | $6.58B | $6.57B | $5.88B | $5.48B | $5.49B | $7.32B | $6.87B | $3.20B | $15.81B | $9.24B | $6.04B | $5.91B | $2.28B |
| Interest expense | $3.07B | $4.55B | $3.96B | $2.97B | $2.90B | $2.25B | $2.38B | $1.79B | $1.58B | $1.63B | $2.02B | $2.76B | $4.30B | $5.17B | $3.12B | $1.60B | $4.12B | $12.70B | $14.83B | $15.82B |
| Income tax | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — |
| Effective tax rate | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% |
| Net income | $2.41B | $1.57B | $-46.00M | $883.78M | $2.74B | $3.15B | $3.72B | $4.34B | $4.43B | $4.05B | $3.75B | $1.98B | $6.01B | $5.55B | $2.71B | $12.39B | $7.36B | $4.89B | $4.75B | $2.45B |
| Net income growth (YoY) | — | -35.0% | -102.9% | +2021.3% | +210.4% | +14.7% | +18.2% | +16.6% | +2.1% | -8.5% | -7.4% | -47.2% | +203.5% | -7.8% | -51.1% | +356.5% | -40.6% | -33.6% | -2.8% | -48.4% |
| Profit margin | 15.9% | 8.3% | -0.3% | 5.5% | 14.4% | 17.0% | 16.0% | 17.9% | 18.6% | 16.2% | 13.6% | 6.6% | 18.9% | 16.4% | 8.6% | 38.7% | 19.2% | 9.9% | 8.8% | 3.5% |