WallStSmart
CFFI

C&F Financial Corporation

NASDAQ: CFFI · FINANCIAL SERVICES · BANKS - REGIONAL

$76.72
-2.64% today

Updated 2026-04-29

Market cap
$245.30M
P/E ratio
8.67
P/S ratio
1.85x
EPS (TTM)
$8.71
Dividend yield
2.49%
52W range
$56 – $81
Volume
0.0M

WallStSmart proprietary scores

66
out of 100
Grade: B
Buy
Investment rating
7.3
Growth
B+
6.0
Quality
B
7.0
Profitability
B+
6.7
Valuation
B
5/9
Piotroski F-Score
Moderate
Altman Z-Score
Industry rank
View all highly rated stocks (75+) →206 stocks currently score above 75

Price targets

Analyst target
$34.00
-55.68%
12-Month target
$87.87
+14.53%
Intrinsic (DCF)
Margin of safety

Price chart

X-Ray snapshot

Strengths
+ Profit margin 21.30% — above average
+ Free cash flow $1.13M — positive
+ Revenue growth 10.40% QoQ
+ Debt/equity 0.43x — low leverage
Risks
No major risks identified

Key financials

Revenue Net Income Free Cash Flow
Metric2022202320242025TTM
Revenue$123.45M$149.76M$166.51M$186.13M$132.37M
Net income$29.16M$23.60M$19.83M$26.84M$6.75M
EPS$8.71
Free cash flow$87.17M$37.35M$35.00M$22.16M$1.13M
Profit margin23.62%15.76%11.91%14.42%21.30%

Peer comparison

CompanyMkt CapScoreGrowthProfitValueQualityMoSRating
CFFI$245.30M667.37.06.76.0Strong Buy
BRK-B$1.03T543.37.55.08.0Buy
BRK-A$1.02T513.37.55.08.0Buy
JPM$828.64B738.08.05.75.5Strong Buy
V$636.99B687.310.05.05.5Strong Buy
MA$444.77B708.010.04.36.0Strong Buy

Smart narrative

C&F Financial Corporation trades at $76.72. representing a P/E of 8.67x trailing earnings. Our Smart Value Score of 66/100 indicates the stock is good. The company scores 5/9 on the Piotroski F-Score. TTM revenue stands at $132.37M. with profit margins at 21.30%.

Frequently asked questions

What is C&F Financial Corporation's stock price?
C&F Financial Corporation (CFFI) trades at $76.72.
Is C&F Financial Corporation overvalued?
Smart Value Score 66/100 (Grade B, Buy).
What is the price target of C&F Financial Corporation (CFFI)?
The analyst target price is $34.00, representing -55.7% downside from the current price of $76.72.
What is C&F Financial Corporation's revenue?
TTM revenue is $132.37M.
Piotroski F-Score?
5/9 — moderate financial health.

Company info

SectorFINANCIAL SERVICES
IndustryBANKS - REGIONAL
CountryUSA
ExchangeNASDAQ
CurrencyUSD

Quick metrics

P/S ratio1.85x
ROE11.30%
Beta0.35
50D MA$74.43
200D MA$70.94
Shares out0.00B
Float0.00B
Short ratio
Avg volume0.0M

Performance

1 week
1 month
3 months
YTD
1 year
3 years
5 years