CFFI
C&F Financial Corporation
NASDAQ: CFFI · FINANCIAL SERVICES · BANKS - REGIONAL
$72.17
+2.90% today
Updated 2026-06-05
Market cap
$236.88M
P/E ratio
8.36
P/S ratio
1.73x
EPS (TTM)
$8.71
Dividend yield
2.64%
52W range
$56 – $81
Volume
0.0M
WallStSmart proprietary scores
66
out of 100
Grade: B
Buy
Investment rating
7.3
Growth
B+6.3
Quality
B7.0
Profitability
B+6.7
Valuation
B7/9
Piotroski F-Score
Strong
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Altman Z-Score
—
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Industry rank
—
View all highly rated stocks (75+) →202 stocks currently score above 75
Price targets
Analyst target
$34.00
-52.89%
12-Month target
$87.87
+21.75%
Intrinsic (DCF)
—
Margin of safety
—
Price chart
Stock snapshot
Strengths
+ Piotroski 7/9 — strong financial health
+ Profit margin 21.30% — above average
+ Revenue growth 10.40% QoQ
+ Debt/equity 0.39x — low leverage
Risks
- Negative free cash flow $-7.89M
Key financials
Revenue Net Income Free Cash Flow
| Metric | 2022 | 2023 | 2024 | 2025 | TTM |
|---|---|---|---|---|---|
| Revenue | $123.45M | $149.76M | $166.51M | $186.13M | $132.37M |
| Net income | $29.16M | $23.60M | $19.83M | $26.84M | $6.75M |
| EPS | — | — | — | — | $8.71 |
| Free cash flow | $87.17M | $37.35M | $35.00M | $22.16M | $-7.89M |
| Profit margin | 23.62% | 15.76% | 11.91% | 14.42% | 21.30% |
Peer comparison
Smart narrative
C&F Financial Corporation trades at $72.17. representing a P/E of 8.36x trailing earnings. Our Smart Value Score of 66/100 indicates the stock is good. The company scores 7/9 on the Piotroski F-Score. TTM revenue stands at $132.37M. with profit margins at 21.30%.
Frequently asked questions
What is C&F Financial Corporation's stock price?
C&F Financial Corporation (CFFI) trades at $72.17, on a P/E of 8.4x and a P/S of 1.7x. Those multiples show what the market is paying for each dollar of earnings and sales, which is the real starting point for judging whether the price is reasonable.
Is C&F Financial Corporation overvalued?
C&F Financial Corporation carries a Smart Value Score of 66/100 (Grade B), which we rate Buy. That score blends growth, quality, and valuation into one read.
What is the price target of C&F Financial Corporation (CFFI)?
The 12-month analyst consensus target is $34.00, about 52.9% below the current $72.17. A consensus target is the average of Wall Street's 12-month forecasts, so it works as a sentiment gauge rather than a guarantee, and it resets with every earnings cycle.
What is C&F Financial Corporation's revenue?
C&F Financial Corporation's trailing twelve-month revenue is $132.37M. Revenue scale anchors the valuation multiples and shows whether growth is reaching the top line, so it is best read alongside margin and growth trends to see if that revenue is getting more profitable over time.
Company info
SectorFINANCIAL SERVICES
IndustryBANKS - REGIONAL
CountryUSA
ExchangeNASDAQ
CurrencyUSD
Quick metrics
P/S ratio1.73x
ROE10.63%
Beta0.35
50D MA$74.45
200D MA$72.02
Shares out0.00B
Float0.00B
Short ratio—
Avg volume0.0M
Performance
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