Berkshire Hathaway Inc (BRK-B)vsC&F Financial Corporation (CFFI)
BRK-B
Berkshire Hathaway Inc
$488.13
+1.98%
FINANCIAL SERVICES · Cap: $1.02T
CFFI
C&F Financial Corporation
$74.90
+2.90%
FINANCIAL SERVICES · Cap: $236.88M
Smart Verdict
WallStSmart Research — data-driven comparison
Berkshire Hathaway Inc generates 283501% more annual revenue ($375.39B vs $132.37M). CFFI leads profitability with a 21.3% profit margin vs 19.3%. CFFI trades at a lower P/E of 8.4x. CFFI earns a higher WallStSmart Score of 66/100 (B-).
BRK-B
Buy62
out of 100
Grade: C+
CFFI
Strong Buy66
out of 100
Grade: B-
Key Strengths & Concerns
Side-by-side fundamental analysis
Key Strengths
Mega-cap, among the largest globally
Reasonable price relative to book value
Earnings expanding 119.6% YoY
Conservative balance sheet, low leverage
Attractively priced relative to earnings
Generating 5.5B in free cash flow
Attractively priced relative to earnings
Reasonable price relative to book value
Keeps 21 of every $100 in revenue as profit
Strong operational efficiency at 25.6%
Earnings expanding 25.2% YoY
Areas to Watch
4.4% revenue growth
Weak financial health signals
Expensive relative to growth rate
Smaller company, higher risk/reward
Negative free cash flow — burning cash
Comparative Analysis Report
WallStSmart ResearchBull Case : BRK-B
The strongest argument for BRK-B centers on Market Cap, Price/Book, EPS Growth. Profitability is solid with margins at 19.3% and operating margin at 14.3%.
Bull Case : CFFI
The strongest argument for CFFI centers on P/E Ratio, Price/Book, Profit Margin. Profitability is solid with margins at 21.3% and operating margin at 25.6%. Revenue growth of 10.4% demonstrates continued momentum.
Bear Case : BRK-B
The primary concerns for BRK-B are Revenue Growth, Piotroski F-Score, PEG Ratio.
Bear Case : CFFI
The primary concerns for CFFI are Market Cap, Free Cash Flow.
Key Dynamics to Monitor
BRK-B profiles as a value stock while CFFI is a mature play — different risk/reward profiles.
BRK-B carries more volatility with a beta of 0.62 — expect wider price swings.
CFFI is growing revenue faster at 10.4% — sustainability is the question.
BRK-B generates stronger free cash flow (5.5B), providing more financial flexibility.
Bottom Line
CFFI scores higher overall (66/100 vs 62/100), backed by strong 21.3% margins and 10.4% revenue growth. Both earn "Strong Buy" and "Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.
This analysis is generated from publicly available financial data. Not financial advice.
Berkshire Hathaway Inc
FINANCIAL SERVICES · INSURANCE - DIVERSIFIED · USA
Berkshire Hathaway Inc. is an American multinational conglomerate holding company headquartered in Omaha, Nebraska, United States. The company wholly owns GEICO, Duracell, Dairy Queen, BNSF, Lubrizol, Fruit of the Loom, Helzberg Diamonds, Long & Foster, FlightSafety International, Pampered Chef, Forest River, and NetJets, and also owns 38.6% of Pilot Flying J; and significant minority holdings in public companies Kraft Heinz Company (26.7%), American Express (18.8%), The Coca-Cola Company (9.32%), Bank of America (11.9%), and Apple (6.3%).
Visit Website →C&F Financial Corporation
FINANCIAL SERVICES · BANKS - REGIONAL · USA
C&F Financial Corporation is the banking holding company for Citizens and Farmers Bank that provides banking services to individuals and businesses. The company is headquartered in Toano, Virginia.
Visit Website →Compare with Other INSURANCE - DIVERSIFIED Stocks
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