BLFY
Blue Foundry Bancorp
NASDAQ: BLFY · FINANCIAL SERVICES · BANKS - REGIONAL
$13.24
+0.00% today
Updated 2026-06-05
Market cap
$274.88M
P/E ratio
—
P/S ratio
5.86x
EPS (TTM)
$-0.51
Dividend yield
—
52W range
$8 – $15
Volume
0.3M
WallStSmart proprietary scores
36
out of 100
Grade: D
Sell
Investment rating
6.7
Growth
B4.0
Quality
C2.0
Profitability
F5.0
Valuation
C+6/9
Piotroski F-Score
Moderate
-0.5
Altman Z-Score
Distress
—
Industry rank
—
View all highly rated stocks (75+) →199 stocks currently score above 75
Price targets
Analyst target
$10.00
-24.47%
12-Month target
—
—
Intrinsic (DCF)
—
Margin of safety
—
Price chart
Stock snapshot
Strengths
+ Revenue growth 21.70% QoQ
Risks
- Altman Z -0.53 — distress zone
- Thin margins at -21.40%
- Negative free cash flow $-6.22M
Key financials
Revenue Net Income Free Cash Flow
| Metric | 2022 | 2023 | 2024 | 2025 | TTM |
|---|---|---|---|---|---|
| Revenue | $65.08M | $80.91M | $87.25M | $96.99M | $46.94M |
| Net income | $2.40M | $-7.40M | $-11.91M | $-10.03M | $-3.51M |
| EPS | — | — | — | — | $-0.51 |
| Free cash flow | $-2.58M | $-17.69M | $4.92M | $-8.31M | $-6.22M |
| Profit margin | 3.68% | -9.14% | -13.65% | -10.34% | -21.40% |
Peer comparison
Smart narrative
Blue Foundry Bancorp trades at $13.24. Our Smart Value Score of 36/100 indicates the stock is weak. The company scores 6/9 on the Piotroski F-Score. With an Altman Z-Score of -0.53, it sits in the distress. TTM revenue stands at $46.94M. with profit margins at -21.40%.
Frequently asked questions
What is Blue Foundry Bancorp's stock price?
Blue Foundry Bancorp (BLFY) trades at $13.24, on a P/S of 5.9x. Those multiples show what the market is paying for each dollar of earnings and sales, which is the real starting point for judging whether the price is reasonable.
Is Blue Foundry Bancorp overvalued?
Blue Foundry Bancorp carries a Smart Value Score of 36/100 (Grade D), which we rate Sell. That score blends growth, quality, and valuation into one read.
What is the price target of Blue Foundry Bancorp (BLFY)?
The 12-month analyst consensus target is $10.00, about 24.5% below the current $13.24. A consensus target is the average of Wall Street's 12-month forecasts, so it works as a sentiment gauge rather than a guarantee, and it resets with every earnings cycle.
What is Blue Foundry Bancorp's revenue?
Blue Foundry Bancorp's trailing twelve-month revenue is $46.94M. Revenue scale anchors the valuation multiples and shows whether growth is reaching the top line, so it is best read alongside margin and growth trends to see if that revenue is getting more profitable over time.
Altman Z-Score?
Blue Foundry Bancorp's Altman Z-Score is -0.53, which places it in the distress. The Altman Z-Score gauges bankruptcy risk from profitability, leverage, and asset efficiency, and a higher reading points to lower financial distress risk.
Company info
SectorFINANCIAL SERVICES
IndustryBANKS - REGIONAL
CountryUSA
ExchangeNASDAQ
CurrencyUSD
Quick metrics
P/S ratio5.86x
ROE-3.21%
Beta0.54
50D MA$13.38
200D MA$10.70
Shares out0.02B
Float0.01B
Short ratio—
Avg volume0.3M
Performance
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