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BLFY

Blue Foundry Bancorp

NASDAQ: BLFY · FINANCIAL SERVICES · BANKS - REGIONAL

$13.24
+0.00% today

Updated 2026-04-29

Market cap
$274.88M
P/E ratio
P/S ratio
5.86x
EPS (TTM)
$-0.51
Dividend yield
52W range
$8 – $15
Volume
0.3M

Blue Foundry Bancorp (BLFY) Financial statements

SEC filings — annual and quarterly data.

Income statement — annual

Item2019202020212022202320242025
Revenue$67.45M$50.06M$58.53M$65.08M$80.91M$87.25M$96.99M
Revenue growth (YoY)-25.8%+16.9%+11.2%+24.3%+7.8%+11.2%
Cost of revenue$23.17M$26.39M$11.28M$9.26M$36.74M$46.55M$50.05M
Gross profit$44.28M$23.67M$47.26M$55.82M$44.16M$40.69M$46.94M
Gross margin65.6%47.3%80.7%85.8%54.6%46.6%48.4%
R&D
SG&A$24.71M$27.25M$26.25M$29.63M$29.24M$30.29M$32.85M
Operating income$7.32M$-39.37M$-26.72M$2.73M$-7.40M$-11.91M$-10.03M
Operating margin10.9%-78.7%-45.7%4.2%-9.1%-13.7%-10.3%
EBITDA$9.24M$-37.45M$-24.38M$5.40M$-4.53M$-8.79M$-7.07M
EBITDA margin13.7%-74.8%-41.6%8.3%-5.6%-10.1%-7.3%
EBIT$7.32M$-39.37M$-26.72M$2.73M$-7.40M$-11.91M$-10.03M
Interest expense$21.91M$22.56M$13.10M$10.57M$37.19M$47.90M$47.92M
Income tax
Effective tax rate0.0%0.0%0.0%0.0%0.0%0.0%0.0%
Net income$5.48M$-31.51M$-36.34M$2.40M$-7.40M$-11.91M$-10.03M
Net income growth (YoY)-674.7%-15.3%+106.6%-408.7%-61.0%+15.8%
Profit margin8.1%-62.9%-62.1%3.7%-9.1%-13.7%-10.3%