WallStSmart

Blue Foundry Bancorp (BLFY)vsBerkshire Hathaway Inc (BRK-A)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

Berkshire Hathaway Inc generates 799563% more annual revenue ($375.39B vs $46.94M). BRK-A leads profitability with a 19.3% profit margin vs -21.4%. BRK-A earns a higher WallStSmart Score of 61/100 (C+).

BLFY

Hold

36

out of 100

Grade: F

Growth: 6.7Profit: 2.0Value: 5.0Quality: 4.0
Piotroski: 6/9Altman Z: -0.53

BRK-A

Buy

61

out of 100

Grade: C+

Growth: 6.7Profit: 6.5Value: 5.0Quality: 7.0
Piotroski: 4/9Altman Z: 2.59

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

BLFY2 strengths · Avg: 9.0/10
Price/BookValuation
0.9x10/10

Reasonable price relative to book value

Revenue GrowthGrowth
21.7%8/10

Revenue surging 21.7% year-over-year

BRK-A6 strengths · Avg: 9.2/10
Market CapQuality
$1.07T10/10

Mega-cap, among the largest globally

Price/BookValuation
1.5x10/10

Reasonable price relative to book value

EPS GrowthGrowth
119.6%10/10

Earnings expanding 119.6% YoY

Debt/EquityHealth
0.189/10

Conservative balance sheet, low leverage

P/E RatioValuation
14.7x8/10

Attractively priced relative to earnings

Free Cash FlowQuality
$5.45B8/10

Generating 5.5B in free cash flow

Areas to Watch

BLFY4 concerns · Avg: 3.0/10
EPS GrowthGrowth
0.0%4/10

0.0% earnings growth

Market CapQuality
$274.88M3/10

Smaller company, higher risk/reward

Debt/EquityHealth
1.043/10

Elevated debt levels

Return on EquityProfitability
-3.2%2/10

ROE of -3.2% — below average capital efficiency

BRK-A2 concerns · Avg: 3.0/10
Revenue GrowthGrowth
4.4%4/10

4.4% revenue growth

PEG RatioValuation
9.682/10

Expensive relative to growth rate

Comparative Analysis Report

WallStSmart Research

Bull Case : BLFY

The strongest argument for BLFY centers on Price/Book, Revenue Growth. Revenue growth of 21.7% demonstrates continued momentum.

Bull Case : BRK-A

The strongest argument for BRK-A centers on Market Cap, Price/Book, EPS Growth. Profitability is solid with margins at 19.3% and operating margin at 14.3%.

Bear Case : BLFY

The primary concerns for BLFY are EPS Growth, Market Cap, Debt/Equity.

Bear Case : BRK-A

The primary concerns for BRK-A are Revenue Growth, PEG Ratio.

Key Dynamics to Monitor

BLFY profiles as a growth stock while BRK-A is a value play — different risk/reward profiles.

BRK-A carries more volatility with a beta of 0.62 — expect wider price swings.

BLFY is growing revenue faster at 21.7% — sustainability is the question.

BRK-A generates stronger free cash flow (5.5B), providing more financial flexibility.

Bottom Line

BRK-A scores higher overall (61/100 vs 36/100), backed by strong 19.3% margins. Both earn "Buy" and "Hold" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

Blue Foundry Bancorp

FINANCIAL SERVICES · BANKS - REGIONAL · USA

Blue Foundry Bancorp (BLFY), headquartered in New Jersey, operates as a community-focused financial institution dedicated to delivering personalized banking solutions tailored to the needs of local individuals and businesses. The bank offers an extensive range of financial products, including deposit accounts, loans, and mortgage services, aimed at promoting regional economic growth. By integrating innovative digital technologies, Blue Foundry Bancorp enhances customer interactions while upholding rigorous risk management and regulatory compliance standards. Its strong commitment to community development and sustainable banking practices solidifies its role as a significant contributor to both the local economy and the broader financial landscape.

Berkshire Hathaway Inc

FINANCIAL SERVICES · INSURANCE - DIVERSIFIED · USA

Berkshire Hathaway Inc. is an American multinational conglomerate holding company headquartered in Omaha, Nebraska, United States. The company wholly owns GEICO, Duracell, Dairy Queen, BNSF, Lubrizol, Fruit of the Loom, Helzberg Diamonds, Long & Foster, FlightSafety International, Pampered Chef, Forest River, and NetJets, and also owns 38.6% of Pilot Flying J; and significant minority holdings in public companies Kraft Heinz Company (26.7%), American Express (18.8%), The Coca-Cola Company (9.32%), Bank of America (11.9%), and Apple (6.3%).

Visit Website →

Want to dig deeper into these stocks?