BCAL
Southern California Bancorp Common Stock
NASDAQ: BCAL · FINANCIAL SERVICES · BANKS - REGIONAL
$18.69
+0.48% today
Updated 2026-04-30
Market cap
$593.85M
P/E ratio
9.57
P/S ratio
3.14x
EPS (TTM)
$1.93
Dividend yield
0.54%
52W range
$14 – $20
Volume
0.2M
WallStSmart proprietary scores
54
out of 100
Grade: C
Hold
Investment rating
5.3
Growth
C+5.0
Quality
C+7.5
Profitability
B+6.7
Valuation
B—/9
Piotroski F-Score
—
—
Altman Z-Score
—
—
Industry rank
—
View all highly rated stocks (75+) →206 stocks currently score above 75
Price targets
Analyst target
$21.50
+15.03%
12-Month target
$17.35
-7.17%
Intrinsic (DCF)
—
Margin of safety
—
1 Strong Buy2 Buy0 Hold0 Sell0 Strong Sell
Price chart
X-Ray snapshot
Strengths
+ Profit margin 33.40% — above average
+ Free cash flow $20.81M — positive
Risks
No major risks identified
Key financials
Revenue Net Income Free Cash Flow
| Metric | 2022 | 2023 | 2024 | 2025 | TTM |
|---|---|---|---|---|---|
| Revenue | $98.02M | $126.90M | $184.58M | $233.00M | $189.00M |
| Net income | $16.11M | $25.91M | $5.43M | $63.06M | $13.79M |
| EPS | — | — | — | — | $1.93 |
| Free cash flow | $12.27M | $32.80M | $49.74M | $56.94M | $20.81M |
| Profit margin | 16.44% | 20.42% | 2.94% | 27.06% | 33.40% |
Peer comparison
Smart narrative
Southern California Bancorp Common Stock trades at $18.69. representing a P/E of 9.57x trailing earnings. Our Smart Value Score of 54/100 indicates the stock is fair. TTM revenue stands at $189.00M. with profit margins at 33.40%.
Frequently asked questions
What is Southern California Bancorp Common Stock's stock price?
Southern California Bancorp Common Stock (BCAL) trades at $18.69.
Is Southern California Bancorp Common Stock overvalued?
Smart Value Score 54/100 (Grade C, Hold).
What is the price target of Southern California Bancorp Common Stock (BCAL)?
The analyst target price is $21.50, representing +15.0% upside from the current price of $18.69.
What is the future stock price of BCAL by 2030?
Our revenue-driven model estimates Southern California Bancorp Common Stock could reach $36.81 by 2030, based on historical CAGR, margin trends, and capped P/E multiples.
What is Southern California Bancorp Common Stock's revenue?
TTM revenue is $189.00M.
Company info
SectorFINANCIAL SERVICES
IndustryBANKS - REGIONAL
CountryUSA
ExchangeNASDAQ
CurrencyUSD
Quick metrics
P/S ratio3.14x
ROE11.60%
Beta0.27
50D MA$18.16
200D MA$17.79
Shares out0.03B
Float0.02B
Short ratio—
Avg volume0.2M
Performance
1 week+1.19%
1 month+4.76%
3 months+3.89%
YTD+0.11%
1 year—
3 years—
5 years—