BCAL
Southern California Bancorp Common Stock
NASDAQ: BCAL · FINANCIAL SERVICES · BANKS - REGIONAL
$18.69
+0.48% today
Updated 2026-04-30
Market cap
$593.85M
P/E ratio
9.57
P/S ratio
3.14x
EPS (TTM)
$1.93
Dividend yield
0.54%
52W range
$14 – $20
Volume
0.2M
Southern California Bancorp Common Stock (BCAL) Earnings
Quarterly earnings history, analyst estimates, and stock price reaction.
EPS beat streak
7 of 8
Last 8 quarters
Avg EPS surprise
+12.3%
Last 4 quarters
Revenue YoY growth
-9.4%
Most recent quarter
EPS YoY growth
-19.2%
Most recent quarter
Earnings surprise history (last 12 quarters)
Beat estimate Missed estimate
Quarterly EPS and revenue trend
Quarterly revenue EPS (diluted)
How the stock reacts to earnings
Avg 1-day reaction
+0.7%
Last 3 reports
Positive reaction rate
33%
1 of 3 quarters
Largest single-day move
+5.2%
2025-10-28
| Report date | EPS actual | Surprise | Close before | Close after | 1-day reaction |
|---|---|---|---|---|---|
| 2026-04-28 | $0.42 | +5.0% | $18.84 | $18.60 | -1.3% |
| 2026-01-28 | $0.50 | +16.3% | $18.43 | $18.08 | -1.9% |
| 2025-10-28 | $0.48 | +23.1% | $17.21 | $18.10 | +5.2% |
Quarterly earnings history
| Fiscal quarter ending | EPS estimate | EPS actual | Surprise | Revenue | YoY revenue |
|---|---|---|---|---|---|
| 2026-03-31 | $0.40 | $0.42 | +5.0% | $53.78M | -9.4% |
| 2025-12-31 | $0.43 | $0.50 | +16.3% | $55.11M | +21.0% |
| 2025-09-30 | $0.39 | $0.48 | +23.1% | $59.86M | +8.2% |
| 2025-06-30 | $0.41 | $0.43 | +4.9% | $58.64M | +77.5% |
| 2025-03-31 | $0.40 | $0.52 | +30.0% | $59.39M | +81.8% |
| 2024-12-31 | $0.44 | $0.53 | +20.5% | $45.55M | +40.3% |
| 2024-09-30 | $0.24 | $0.33 | +37.5% | $55.30M | +71.2% |
| 2024-06-30 | $0.27 | $0.03 | -88.9% | $33.04M | +5.4% |
| 2024-03-31 | $0.26 | $0.29 | +11.5% | $32.68M | — |
| 2023-12-31 | $0.31 | $0.24 | -22.6% | $32.47M | — |
| 2023-09-30 | $0.37 | $0.35 | -5.4% | $32.30M | — |
| 2023-06-30 | $0.40 | $0.36 | -10.0% | $31.36M | — |
Frequently asked questions
Has Southern California Bancorp Common Stock beaten earnings estimates?
Southern California Bancorp Common Stock has beaten Wall Street EPS estimates in 7 of its last 8 quarterly reports, with an average EPS surprise of +12.3% over the last 4 quarters.
How does BCAL stock react to earnings?
BCAL stock has moved an average of +0.7% in the trading day following earnings over its last 3 reports, with positive reactions in 33% of those quarters.
What is Southern California Bancorp Common Stock's revenue growth rate?
Southern California Bancorp Common Stock reported year-over-year revenue growth of -9.4% in its most recent quarter, with EPS growing -19.2% year-over-year.