BCAL
Southern California Bancorp Common Stock
NASDAQ: BCAL · FINANCIAL SERVICES · BANKS - REGIONAL
$18.69
+0.48% today
Updated 2026-04-30
Market cap
$593.85M
P/E ratio
9.57
P/S ratio
3.14x
EPS (TTM)
$1.93
Dividend yield
0.54%
52W range
$14 – $20
Volume
0.2M
Southern California Bancorp Common Stock (BCAL) Financial statements
SEC filings — annual and quarterly data.
Income statement — annual
| Item | 2006 | 2007 | 2008 | 2009 | 2010 | 2011 | 2012 | 2013 | 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | $4.07M | $4.30M | $5.23M | $5.91M | $7.27M | $10.09M | $9.48M | $9.25M | $12.21M | $15.33M | $18.21M | $21.50M | $31.33M | $39.65M | $54.20M | $71.56M | $98.02M | $126.90M | $184.58M | $233.00M |
| Revenue growth (YoY) | — | +5.7% | +21.6% | +13.0% | +23.1% | +38.8% | -6.1% | -2.3% | +32.0% | +25.5% | +18.8% | +18.1% | +45.7% | +26.5% | +36.7% | +32.0% | +37.0% | +29.5% | +45.4% | +26.2% |
| Cost of revenue | $1.78M | $1.42M | — | — | — | — | — | — | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $7.84M | $10.42M | $4.56M | $11.74M | $30.30M | $78.50M | $48.06M |
| Gross profit | $2.28M | $4.30M | $5.23M | $5.91M | $7.27M | $10.09M | $9.48M | $9.25M | $12.21M | $15.33M | $18.21M | $21.50M | $31.33M | $31.81M | $43.78M | $67.00M | $86.27M | $96.60M | $106.07M | $184.93M |
| Gross margin | 56.2% | 100.0% | 100.0% | 100.0% | 100.0% | 100.0% | 100.0% | 100.0% | 100.0% | 100.0% | 100.0% | 100.0% | 100.0% | 80.2% | 80.8% | 93.6% | 88.0% | 76.1% | 57.5% | 79.4% |
| R&D | — | — | — | — | — | — | — | — | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | — | — | — | — | — | — | — |
| SG&A | $2.30M | $2.61M | — | — | — | — | — | — | $54232.00 | $8.14M | $8.70M | $9.38M | $12.81M | $12.73M | $22.24M | $35.52M | $38.02M | $40.10M | $51.26M | $70.89M |
| Operating income | $-1.59M | $-268000.00 | $-5.61M | $-960479.00 | $-677701.00 | $738313.00 | $760278.00 | $798073.00 | $3.15M | $3.46M | $5.17M | $17.91M | $632257.00 | $9.68M | $6.77M | $14.19M | $21.98M | $36.86M | $8.26M | $87.96M |
| Operating margin | -39.1% | -6.2% | -107.4% | -16.3% | -9.3% | 7.3% | 8.0% | 8.6% | 25.8% | 22.5% | 28.4% | 83.3% | 2.0% | 24.4% | 12.5% | 19.8% | 22.4% | 29.0% | 4.5% | 37.8% |
| EBITDA | $-1.45M | $-268000.00 | $-5.45M | $-694224.00 | $-432087.00 | $1.21M | $1.23M | $1.19M | $3.30M | $3.71M | $5.54M | $7.41M | $8.33M | $10.96M | $8.22M | $15.91M | $23.98M | $38.77M | $11.90M | $87.96M |
| EBITDA margin | -35.6% | -6.2% | -104.3% | -11.8% | -5.9% | 12.0% | 13.0% | 12.9% | 27.0% | 24.2% | 30.4% | 34.5% | 26.6% | 27.6% | 15.2% | 22.2% | 24.5% | 30.6% | 6.4% | 37.8% |
| EBIT | $-1.59M | $-268000.00 | $-5.79M | $-966859.00 | $-677701.00 | $738313.00 | $760278.00 | $798073.00 | $2.93M | $3.22M | $5.07M | $6.97M | $7.53M | $9.68M | $6.77M | $14.19M | $21.98M | $36.86M | $8.26M | — |
| Interest expense | $1.26M | $1.42M | $9701.00 | $50308.00 | $58856.00 | $48614.00 | $15715.00 | $15716.00 | $1895.00 | $55.00 | $8148.00 | $2318.00 | $104062.00 | $6.84M | $5.87M | $3.36M | $5.79M | $29.38M | $56.81M | $56.89M |
| Income tax | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — |
| Effective tax rate | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% |
| Net income | $-1.59M | $-269000.00 | $-5.79M | $-967658.00 | $-678501.00 | $1.06M | $1.14M | $1.23M | $4.07M | $1.91M | $3.01M | $3.96M | $5.26M | $6.77M | $4.72M | $10.71M | $16.11M | $25.91M | $5.43M | $63.06M |
| Net income growth (YoY) | — | +83.1% | -2053.2% | +83.3% | +29.9% | +256.2% | +7.4% | +7.9% | +231.3% | -53.0% | +57.4% | +31.8% | +32.6% | +28.8% | -30.3% | +126.8% | +50.5% | +60.8% | -79.0% | +1060.6% |
| Profit margin | -39.1% | -6.3% | -110.8% | -16.4% | -9.3% | 10.5% | 12.0% | 13.3% | 33.3% | 12.5% | 16.5% | 18.4% | 16.8% | 17.1% | 8.7% | 15.0% | 16.4% | 20.4% | 2.9% | 27.1% |