WallStSmart
BAP

Credicorp Ltd

NYSE: BAP · FINANCIAL SERVICES · BANKS - REGIONAL

$330.50
-1.23% today

Updated 2026-06-05

Market cap
$27.78B
P/E ratio
13.42
P/S ratio
1.27x
EPS (TTM)
$26.05
Dividend yield
4.08%
52W range
$204 – $366
Volume
0.4M

WallStSmart proprietary scores

75
out of 100
Grade: B+
Buy
Investment rating
8.0
Growth
A
6.5
Quality
B
8.0
Profitability
A
5.0
Valuation
C+
6/9
Piotroski F-Score
Moderate
0.5
Altman Z-Score
Distress
Industry rank
View all highly rated stocks (75+) →202 stocks currently score above 75

Price targets

Analyst target
$291.60
-11.77%
12-Month target
$331.54
+0.31%
Intrinsic (DCF)
Margin of safety
3 Strong Buy8 Buy3 Hold0 Sell0 Strong Sell

Price chart

Stock snapshot

Strengths
+ Profit margin 32.90% — above average
+ Revenue growth 25.60% QoQ
Risks
- Altman Z 0.51 — distress zone
- Negative free cash flow $-942.92M

Key financials

Revenue Net Income Free Cash Flow
Metric2022202320242025TTM2026 (E)
Revenue$20.63B$25.37B$27.00B$28.92B$21.92B$25.5B
Net income$4.65B$4.87B$5.50B$6.93B$2.06B
EPS$26.05$99.57
Free cash flow$-2.03B$2.93B$13.41B$7.74B$-942.92M
Profit margin22.53%19.18%20.38%23.95%32.90%

Peer comparison

CompanyMkt CapScoreGrowthProfitValueQualityMoSRating
BAP$27.78B758.08.05.06.5Strong Buy
BRK-B$1.02T626.76.55.08.0Buy
BRK-A$1.02T616.76.55.07.0Buy
JPM$806.43B738.08.05.73.0Strong Buy
V$603.46B748.710.05.75.5Strong Buy
MA$422.07B708.010.05.05.5Strong Buy

Smart narrative

Credicorp Ltd trades at $330.50. representing a P/E of 13.42x trailing earnings. Our Smart Value Score of 75/100 indicates the stock is good. The company scores 6/9 on the Piotroski F-Score. With an Altman Z-Score of 0.51, it sits in the distress. TTM revenue stands at $21.92B. with profit margins at 32.90%.

Frequently asked questions

What is Credicorp Ltd's stock price?

Credicorp Ltd (BAP) trades at $330.50, on a P/E of 13.4x and a P/S of 1.3x. Those multiples show what the market is paying for each dollar of earnings and sales, which is the real starting point for judging whether the price is reasonable.

Is Credicorp Ltd overvalued?

Credicorp Ltd carries a Smart Value Score of 75/100 (Grade B+), which we rate Buy. That score blends growth, quality, and valuation into one read.

What is the price target of Credicorp Ltd (BAP)?

The 12-month analyst consensus target is $291.60, about 11.8% below the current $330.50. A consensus target is the average of Wall Street's 12-month forecasts, so it works as a sentiment gauge rather than a guarantee, and it resets with every earnings cycle.

What is the future stock price of BAP by 2030?

Our research-backed model puts the 2030 base case at $5,235.69, built from revenue projections, a growth-adjusted P/S multiple, net debt, and share dilution. It is a scenario rather than a prediction, and the bull and bear cases around it matter more than the single number when you are sizing a position.

What is Credicorp Ltd's revenue?

Credicorp Ltd's trailing twelve-month revenue is $21.92B, and our model projects it reaching about $34.65B by 2030. Revenue scale anchors the valuation multiples and shows whether growth is reaching the top line, so it is best read alongside margin and growth trends to see if that revenue is getting more profitable over time.

Altman Z-Score?

Credicorp Ltd's Altman Z-Score is 0.51, which places it in the distress. The Altman Z-Score gauges bankruptcy risk from profitability, leverage, and asset efficiency, and a higher reading points to lower financial distress risk.

Company info

SectorFINANCIAL SERVICES
IndustryBANKS - REGIONAL
CountryUSA
ExchangeNYSE
CurrencyUSD

Quick metrics

P/S ratio1.27x
ROE18.56%
Beta0.86
50D MA$331.54
200D MA$301.66
Shares out0.08B
Float0.05B
Short ratio
Avg volume0.4M

Performance

1 week+0.00%
1 month+2.45%
3 months-0.50%
YTD+12.37%
1 year
3 years
5 years