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BAP

Credicorp Ltd

NYSE: BAP · FINANCIAL SERVICES · BANKS - REGIONAL

$318.06
-0.83% today

Updated 2026-04-29

Market cap
$25.24B
P/E ratio
13.00
P/S ratio
1.22x
EPS (TTM)
$24.46
Dividend yield
4.48%
52W range
$188 – $380
Volume
0.4M
OverviewPrice TargetsFinancialsValuationInsidersEarnings

Credicorp Ltd (BAP) Financial Forecast & Price Target 2030

Research-backed projections from analyst consensus, management guidance, and sector analysis.

Price target summary

Current
$318.06
Consensus
$291.60
-8.32%
2030 Target
$5,235.69
+1546.13%
DCF
—
—
5 analysts:
1 Buy2 Hold0 Sell

Management guidance

No specific CEO revenue targets or guidance ranges disclosed in available documents. Management has communicated focus on digital transformation (Yape expansion), capital allocation, and strategic acquisitions (Helm Bank USA for $180M), but no explicit revenue guidance through 2030 has been publicly stated.

Sources: Management guidance, analyst consensus, sector analysishigh confidence

Revenue & price projection

Actual revenue Projected revenue Base case Bull to bear range
Bull case (2030)
$8,737.49
$34.6B Rev × 20x P/S
Base case (2030)
$5,235.69
$34.6B Rev × 12x P/S
Bear case (2030)
$3,501.79
$34.6B Rev × 8x P/S

Financial forecast — research-backed

Metric2023202420252026 (E)2027 (E)2028 (E)2029 (E)2030 (E)
Revenue$25.4B$27.0B$30.3B$25.5B$27.7B$29.9B$32.2B$34.6B
Revenue growth—6.4%12.2%23.2%8.6%7.8%7.8%7.7%
EPS$61.01$44.64$24.87$99.57$112.40$126.95$143.05$160.15
P/S ratio———12.0x12.0x12.0x12.0x12.0x
Implied price———$3,841.77$4,181.75$4,521.73$4,861.71$5,235.69

Catalysts & risks

Growth catalysts
+ Digital wallet Yape expansion and lending integration driving non-traditional revenue streams
+ Helm Bank USA acquisition (announced Dec 2025, $180M) expanding US presence and fee-based income
+ Tenpo neobank launch in Chile (Jan 2026) positioning for regional digital banking growth
+ Peru economic recovery signals and strengthened asset quality (Q4 2025 results exceeded expectations)
+ Board refreshment with focus on AI/technology oversight indicating digital-first strategic pivot
Key risks
- Peru macroeconomic headwinds: political instability, currency depreciation, and economic slowdown moderating loan growth
- Geographic concentration: ~60% revenue from Peru operations creates single-country risk exposure
- Asset quality deterioration from digital lending expansion (Yape credit risk) amid economic pressures
- Emerging market volatility and FX headwinds impacting reported USD revenues and dividend sustainability
- Revised dividend policy with explicit solvency/regulatory conditions may cap capital returns vs. historical payout ratios

Methodology

Credicorp Ltd's forward estimates are derived from AI-powered research synthesis combining analyst consensus from 5 Wall Street analysts, management guidance from the latest earnings call, and sector growth forecasts from industry research. Revenue and EPS projections use analyst consensus where available and conservative extrapolation with growth deceleration for outer years. Price targets are calculated using a tiered Price-to-Sales (P/S) methodology, where the P/S multiple is determined by the projected revenue growth rate.

WallStSmart proprietary research model · Not financial advice · Past performance is not indicative of future results · Last researched: April 7, 2026.