BAP
Credicorp Ltd
NYSE: BAP · FINANCIAL SERVICES · BANKS - REGIONAL
$318.06
-0.83% today
Updated 2026-04-29
Market cap
$25.24B
P/E ratio
13.00
P/S ratio
1.22x
EPS (TTM)
$24.46
Dividend yield
4.48%
52W range
$188 – $380
Volume
0.4M
Credicorp Ltd (BAP) Financial statements
SEC filings — annual and quarterly data.
Income statement — annual
| Item | 2006 | 2007 | 2008 | 2009 | 2010 | 2011 | 2012 | 2013 | 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | $4.24B | $4.94B | $7.44B | $7.13B | $6.93B | $7.44B | $9.53B | $10.58B | $12.61B | $14.42B | $15.37B | $16.38B | $16.59B | $17.95B | $18.22B | $19.22B | $20.63B | $25.37B | $27.00B | $30.29B |
| Revenue growth (YoY) | — | +16.5% | +50.7% | -4.2% | -2.8% | +7.3% | +28.2% | +11.0% | +19.2% | +14.4% | +6.5% | +6.6% | +1.3% | +8.2% | +1.5% | +5.5% | +7.3% | +23.0% | +6.4% | +12.2% |
| Cost of revenue | $853.23M | $1.38B | $1.92B | $1.69B | $1.69B | $1.97B | $2.83B | $3.35B | $3.93B | $4.44B | $4.74B | $4.81B | $4.66B | $5.19B | $9.15B | $3.86B | $5.87B | $9.66B | $9.66B | $7.18B |
| Gross profit | $3.39B | $3.56B | $5.53B | $5.44B | $5.24B | $5.47B | $6.71B | $7.23B | $8.68B | $9.98B | $10.63B | $11.57B | $11.93B | $12.76B | $9.07B | $15.36B | $14.76B | $15.72B | $17.33B | $23.10B |
| Gross margin | 79.9% | 72.1% | 74.2% | 76.2% | 75.6% | 73.6% | 70.3% | 68.3% | 68.9% | 69.2% | 69.1% | 70.6% | 71.9% | 71.1% | 49.8% | 79.9% | 71.6% | 61.9% | 64.2% | 76.3% |
| R&D | — | — | — | — | — | — | — | — | — | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | — | — | — | — | — | — |
| SG&A | $1.07B | $1.85B | $3.07B | $3.09B | $2.65B | $2.72B | $3.56B | $4.11B | $4.72B | $5.02B | $4.32B | $4.54B | $4.74B | $5.09B | $6.39B | $7.80B | $5.96B | $6.68B | $7.21B | $4.91B |
| Operating income | $958.24M | $1.32B | $1.56B | $1.83B | $2.26B | $2.46B | $2.79B | $2.33B | $3.39B | $4.36B | $4.89B | $5.57B | $5.59B | $5.98B | $224.16M | $5.33B | $6.87B | $6.85B | $7.82B | $9.38B |
| Operating margin | 22.6% | 26.7% | 21.0% | 25.7% | 32.7% | 33.0% | 29.3% | 22.0% | 26.9% | 30.2% | 31.8% | 34.0% | 33.7% | 33.3% | 1.2% | 27.7% | 33.3% | 27.0% | 29.0% | 31.0% |
| EBITDA | $1.11B | $1.47B | $1.74B | $2.04B | $2.50B | $2.70B | $3.08B | $2.66B | $3.82B | $4.76B | $5.30B | $6.00B | $6.03B | $6.60B | $901.09M | $6.02B | $7.51B | $7.52B | $8.55B | $10.22B |
| EBITDA margin | 26.2% | 29.8% | 23.4% | 28.5% | 36.1% | 36.4% | 32.3% | 25.2% | 30.3% | 33.0% | 34.5% | 36.6% | 36.3% | 36.8% | 4.9% | 31.3% | 36.4% | 29.6% | 31.7% | 33.7% |
| EBIT | $958.24M | $1.32B | $1.56B | $1.83B | $2.26B | $2.46B | $2.79B | $2.33B | $3.39B | $4.36B | $4.89B | $5.57B | $5.59B | $5.96B | $224.16M | $5.33B | $6.87B | $6.85B | $7.82B | $9.38B |
| Interest expense | $866.20M | $1.30B | $1.76B | $1.22B | $1.19B | $1.40B | $1.82B | $2.12B | $2.17B | $2.53B | $2.91B | $2.96B | $3.03B | $3.29B | $2.98B | $2.49B | $3.92B | $5.86B | $5.75B | $4.91B |
| Income tax | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — |
| Effective tax rate | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% |
| Net income | $702.83M | $1.05B | $1.12B | $1.36B | $1.64B | $1.87B | $2.08B | $1.54B | $2.39B | $3.09B | $3.51B | $4.09B | $3.98B | $4.27B | $346.89M | $3.58B | $4.65B | $4.87B | $5.50B | $6.53B |
| Net income growth (YoY) | — | +49.6% | +6.9% | +21.3% | +20.0% | +14.0% | +11.5% | -26.0% | +55.2% | +29.5% | +13.7% | +16.4% | -2.6% | +7.1% | -91.9% | +933.3% | +29.7% | +4.7% | +13.1% | +18.7% |
| Profit margin | 16.6% | 21.3% | 15.1% | 19.1% | 23.6% | 25.1% | 21.8% | 14.5% | 18.9% | 21.4% | 22.9% | 25.0% | 24.0% | 23.8% | 1.9% | 18.7% | 22.5% | 19.2% | 20.4% | 21.6% |