ALLY
Ally Financial Inc
NYSE: ALLY · FINANCIAL SERVICES · CREDIT SERVICES
$43.81
-1.35% today
Updated 2026-04-29
Market cap
$13.65B
P/E ratio
10.78
P/S ratio
1.78x
EPS (TTM)
$4.12
Dividend yield
2.70%
52W range
$31 – $47
Volume
3.8M
WallStSmart proprietary scores
79
out of 100
Grade: B+
Buy
Investment rating
8.0
Growth
A3.5
Quality
D6.5
Profitability
B8.3
Valuation
A5/9
Piotroski F-Score
Moderate
0.0
Altman Z-Score
Distress
—
Industry rank
—
View all highly rated stocks (75+) →200 stocks currently score above 75
Price targets
Analyst target
$54.01
+23.28%
12-Month target
$40.58
-7.37%
Intrinsic (DCF)
—
Margin of safety
—
5 Strong Buy10 Buy4 Hold0 Sell0 Strong Sell
Price chart
X-Ray snapshot
Strengths
+ Revenue growth 19.70% QoQ
Risks
- Altman Z 0.04 — distress zone
- Negative free cash flow $-239.00M
Key financials
Revenue Net Income Free Cash Flow
| Metric | 2022 | 2023 | 2024 | 2025 | TTM |
|---|---|---|---|---|---|
| Revenue | $9.34B | $15.97B | $16.37B | $12.15B | $7.69B |
| Net income | $1.71B | $957.00M | $668.00M | $852.00M | $319.00M |
| EPS | — | — | — | — | $4.12 |
| Free cash flow | $2.71B | $1.80B | $1.07B | $-647.00M | $-239.00M |
| Profit margin | 18.35% | 5.99% | 4.08% | 7.01% | 18.20% |
Recent insider activity
| Date | Insider | Type | Shares | Price |
|---|---|---|---|---|
| 2026-04-17 | TIMMERMAN, DOUGLAS R. | Sale | 39,675 | $45.17 |
| 2026-04-09 | REILLY, DAVID | Buy | 829 | $39.23 |
| 2026-04-09 | GIBBONS, THOMAS P | Buy | 1,211 | $39.23 |
Peer comparison
Smart narrative
Ally Financial Inc trades at $43.81. representing a P/E of 10.78x trailing earnings. Our Smart Value Score of 79/100 indicates the stock is good. The company scores 5/9 on the Piotroski F-Score. With an Altman Z-Score of 0.04, it sits in the distress. TTM revenue stands at $7.69B. with profit margins at 18.20%.
Frequently asked questions
What is Ally Financial Inc's stock price?
Ally Financial Inc (ALLY) trades at $43.81.
Is Ally Financial Inc overvalued?
Smart Value Score 79/100 (Grade B+, Buy).
What is the price target of Ally Financial Inc (ALLY)?
The analyst target price is $54.01, representing +23.3% upside from the current price of $43.81.
What is Ally Financial Inc's revenue?
TTM revenue is $7.69B.
Piotroski F-Score?
5/9 — moderate financial health.
Altman Z-Score?
0.04 — distress.
Company info
SectorFINANCIAL SERVICES
IndustryCREDIT SERVICES
CountryUSA
ExchangeNYSE
CurrencyUSD
Quick metrics
P/S ratio1.78x
ROE9.36%
Beta1.12
50D MA$40.57
200D MA$41.02
Shares out0.31B
Float0.28B
Short ratio—
Avg volume3.8M
Performance
1 week-2.69%
1 month+11.67%
3 months+1.98%
YTD-3.27%
1 year—
3 years—
5 years—