ALLY
Ally Financial Inc
NYSE: ALLY · FINANCIAL SERVICES · CREDIT SERVICES
$42.74
+0.85% today
Updated 2026-06-05
Market cap
$13.60B
P/E ratio
10.77
P/S ratio
1.77x
EPS (TTM)
$4.12
Dividend yield
2.76%
52W range
$35 – $47
Volume
3.3M
WallStSmart proprietary scores
79
out of 100
Grade: B+
Buy
Investment rating
8.0
Growth
A3.5
Quality
D6.5
Profitability
B8.3
Valuation
A5/9
Piotroski F-Score
Moderate
0.0
Altman Z-Score
Distress
—
Industry rank
—
View all highly rated stocks (75+) →202 stocks currently score above 75
Price targets
Analyst target
$54.01
+26.37%
12-Month target
$40.58
-5.05%
Intrinsic (DCF)
—
Margin of safety
—
4 Strong Buy10 Buy4 Hold0 Sell0 Strong Sell
Price chart
Stock snapshot
Strengths
+ Free cash flow $666.00M — positive
+ Revenue growth 19.70% QoQ
Risks
- Altman Z 0.04 — distress zone
Key financials
Revenue Net Income Free Cash Flow
| Metric | 2022 | 2023 | 2024 | 2025 | TTM |
|---|---|---|---|---|---|
| Revenue | $9.34B | $15.97B | $16.37B | $12.15B | $7.69B |
| Net income | $1.71B | $957.00M | $668.00M | $852.00M | $319.00M |
| EPS | — | — | — | — | $4.12 |
| Free cash flow | $2.71B | $1.80B | $1.07B | $-647.00M | $666.00M |
| Profit margin | 18.35% | 5.99% | 4.08% | 7.01% | 18.20% |
Recent insider activity
| Date | Insider | Type | Shares | Price |
|---|---|---|---|---|
| 2026-05-15 | WEBER, TRACEY DRAKE | Buy | 3,632 | $41.99 |
| 2026-05-15 | SHARPLES, BRIAN | Buy | 3,632 | $41.99 |
| 2026-05-15 | RICHARD, STEPHANIE N | Sale | 5,000 | $42.14 |
Peer comparison
Smart narrative
Ally Financial Inc trades at $42.74. representing a P/E of 10.77x trailing earnings. Our Smart Value Score of 79/100 indicates the stock is good. The company scores 5/9 on the Piotroski F-Score. With an Altman Z-Score of 0.04, it sits in the distress. TTM revenue stands at $7.69B. with profit margins at 18.20%.
Frequently asked questions
What is Ally Financial Inc's stock price?
Ally Financial Inc (ALLY) trades at $42.74, on a P/E of 10.8x and a P/S of 1.8x. Those multiples show what the market is paying for each dollar of earnings and sales, which is the real starting point for judging whether the price is reasonable.
Is Ally Financial Inc overvalued?
Ally Financial Inc carries a Smart Value Score of 79/100 (Grade B+), which we rate Buy. That score blends growth, quality, and valuation into one read.
What is the price target of Ally Financial Inc (ALLY)?
The 12-month analyst consensus target is $54.01, about 26.4% above the current $42.74. A consensus target is the average of Wall Street's 12-month forecasts, so it works as a sentiment gauge rather than a guarantee, and it resets with every earnings cycle.
What is Ally Financial Inc's revenue?
Ally Financial Inc's trailing twelve-month revenue is $7.69B. Revenue scale anchors the valuation multiples and shows whether growth is reaching the top line, so it is best read alongside margin and growth trends to see if that revenue is getting more profitable over time.
Altman Z-Score?
Ally Financial Inc's Altman Z-Score is 0.04, which places it in the distress. The Altman Z-Score gauges bankruptcy risk from profitability, leverage, and asset efficiency, and a higher reading points to lower financial distress risk.
Company info
SectorFINANCIAL SERVICES
IndustryCREDIT SERVICES
CountryUSA
ExchangeNYSE
CurrencyUSD
Quick metrics
P/S ratio1.77x
ROE8.94%
Beta1.09
50D MA$42.89
200D MA$41.68
Shares out0.31B
Float0.28B
Short ratio—
Avg volume3.3M
Performance
1 week+0.00%
1 month+1.86%
3 months+18.35%
YTD-5.56%
1 year—
3 years—
5 years—