ALLY
Ally Financial Inc
NYSE: ALLY · FINANCIAL SERVICES · CREDIT SERVICES
$44.39
+1.32% today
Updated 2026-04-30
Market cap
$13.65B
P/E ratio
10.78
P/S ratio
1.78x
EPS (TTM)
$4.12
Dividend yield
2.70%
52W range
$31 – $47
Volume
3.7M
Ally Financial Inc (ALLY) Financial statements
SEC filings — annual and quarterly data.
Income statement — annual
| Item | 2006 | 2007 | 2008 | 2009 | 2010 | 2011 | 2012 | 2013 | 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | $35.34B | $28.07B | $21.19B | $16.13B | $16.28B | $9.02B | $10.06B | $9.62B | $9.85B | $9.84B | $9.82B | $9.85B | $10.42B | $11.56B | $7.64B | $8.91B | $9.34B | $15.97B | $16.37B | $12.15B |
| Revenue growth (YoY) | — | -20.6% | -24.5% | -23.9% | +0.9% | -44.6% | +11.5% | -4.4% | +2.4% | -0.1% | -0.3% | +0.4% | +5.8% | +10.9% | -33.9% | +16.7% | +4.8% | +70.9% | +2.5% | -25.7% |
| Cost of revenue | $17.56B | $17.47B | $13.54B | $12.69B | $7.11B | $4.77B | $4.38B | $3.82B | $3.24B | $3.14B | $3.55B | $4.00B | $4.55B | $5.24B | $4.68B | $2.15B | $-1.30B | $8.87B | $9.64B | $5.84B |
| Gross profit | $17.77B | $10.60B | $7.65B | $3.44B | $9.17B | $4.26B | $5.68B | $5.80B | $6.61B | $6.71B | $6.27B | $5.85B | $5.87B | $6.32B | $7.64B | $132.00M | $102.00M | $7.10B | $6.73B | $6.32B |
| Gross margin | 50.3% | 37.7% | 36.1% | 21.3% | 56.3% | 47.2% | 56.5% | 60.3% | 67.1% | 68.1% | 63.9% | 59.3% | 56.3% | 54.7% | 100.0% | 1.5% | 1.1% | 44.5% | 41.1% | 52.0% |
| R&D | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — |
| SG&A | $6.12B | $4.61B | $4.12B | $3.11B | $2.96B | $1.88B | $1.94B | $1.79B | $1.73B | $1.63B | $1.72B | $1.84B | $1.89B | $2.02B | $1.74B | $1.90B | $2.18B | $2.96B | $3.03B | $2.68B |
| Operating income | $2.23B | $-1.81B | $4.74B | $-6.91B | $1.14B | $-177.00M | $514.00M | $357.00M | $1.25B | $1.39B | $1.58B | $1.51B | $1.62B | $1.97B | $4.66B | $6.46B | $5.61B | $1.10B | $836.00M | $1.05B |
| Operating margin | 6.3% | -6.4% | 22.4% | -42.8% | 7.0% | -2.0% | 5.1% | 3.7% | 12.6% | 14.2% | 16.1% | 15.3% | 15.6% | 17.0% | 61.0% | 72.4% | 60.1% | 6.9% | 5.1% | 8.6% |
| EBITDA | $9.53B | $5.45B | $13.71B | $-951.00M | $5.24B | $2.54B | $2.90B | $3.22B | $4.18B | $4.19B | $3.96B | $3.37B | $3.27B | $3.52B | $5.51B | $7.03B | $6.53B | $2.33B | $2.04B | $2.45B |
| EBITDA margin | 27.0% | 19.4% | 64.7% | -5.9% | 32.2% | 28.1% | 28.8% | 33.5% | 42.5% | 42.6% | 40.4% | 34.2% | 31.4% | 30.5% | 72.1% | 78.8% | 69.8% | 14.6% | 12.4% | 20.1% |
| EBIT | $2.23B | $-1.81B | $4.74B | $-6.91B | $1.14B | $-177.00M | $514.00M | $357.00M | $1.25B | $1.39B | $1.58B | $1.51B | $1.62B | $1.97B | $4.66B | $6.46B | $5.61B | $1.10B | $836.00M | $1.05B |
| Interest expense | $15.56B | $14.41B | $10.44B | $7.09B | $6.67B | $4.61B | $4.05B | $3.32B | $2.78B | $2.43B | $2.63B | $2.86B | $3.64B | $4.24B | $3.24B | $1.91B | $2.86B | $6.90B | $7.47B | $6.41B |
| Income tax | $103.00M | $395.00M | $-136.00M | $74.00M | $153.00M | $42.00M | $-856.00M | $-59.00M | $321.00M | $496.00M | $470.00M | $581.00M | $359.00M | $246.00M | $328.00M | $790.00M | $627.00M | $144.00M | $167.00M | $199.00M |
| Effective tax rate | 4.6% | -20.4% | -7.9% | -0.7% | 12.5% | -36.5% | -251.8% | -19.5% | 21.8% | 27.8% | 30.6% | 38.5% | 22.1% | 12.5% | 23.2% | 20.5% | 26.8% | 13.1% | 20.0% | 18.9% |
| Net income | $2.13B | $-2.33B | $1.87B | $-10.30B | $1.07B | $-157.00M | $1.20B | $361.00M | $1.15B | $1.29B | $1.07B | $929.00M | $1.26B | $1.72B | $1.08B | $3.06B | $1.71B | $957.00M | $668.00M | $852.00M |
| Net income growth (YoY) | — | -209.7% | +180.1% | -651.3% | +110.4% | -114.6% | +861.8% | -69.8% | +218.6% | +12.1% | -17.2% | -12.9% | +36.0% | +35.8% | -36.7% | +182.0% | -44.0% | -44.2% | -30.2% | +27.5% |
| Profit margin | 6.0% | -8.3% | 8.8% | -63.8% | 6.6% | -1.7% | 11.9% | 3.8% | 11.7% | 13.1% | 10.9% | 9.4% | 12.1% | 14.8% | 14.2% | 34.3% | 18.3% | 6.0% | 4.1% | 7.0% |