Ally Financial Inc (ALLY)vsBerkshire Hathaway Inc (BRK-A)
ALLY
Ally Financial Inc
$38.80
+0.21%
FINANCIAL SERVICES · Cap: $11.78B
BRK-A
Berkshire Hathaway Inc
$811,947.00
+0.23%
FINANCIAL SERVICES · Cap: $1.14T
Smart Verdict
WallStSmart Research — data-driven comparison
Berkshire Hathaway Inc generates 4711% more annual revenue ($384.69B vs $8.00B). BRK-A leads profitability with a 22.3% profit margin vs 18.6%. ALLY appears more attractively valued with a PEG of 0.28. ALLY earns a higher WallStSmart Score of 76/100 (B+).
ALLY
Strong Buy76
out of 100
Grade: B+
BRK-A
Strong Buy74
out of 100
Grade: B
Key Strengths & Concerns
Side-by-side fundamental analysis
Key Strengths
Growing faster than its price suggests
Attractively priced relative to earnings
Reasonable price relative to book value
Strong operational efficiency at 27.3%
Mega-cap, among the largest globally
Strong operational efficiency at 32.6%
Earnings expanding 107.8% YoY
Keeps 22 of every $100 in revenue as profit
Conservative balance sheet, low leverage
Attractively priced relative to earnings
Areas to Watch
Elevated debt levels
Negative free cash flow — burning cash
Distress zone — elevated risk
Expensive relative to growth rate
Comparative Analysis Report
WallStSmart ResearchBull Case : ALLY
The strongest argument for ALLY centers on PEG Ratio, P/E Ratio, Price/Book. Profitability is solid with margins at 18.6% and operating margin at 27.3%. PEG of 0.28 suggests the stock is reasonably priced for its growth.
Bull Case : BRK-A
The strongest argument for BRK-A centers on Market Cap, Operating Margin, EPS Growth. Profitability is solid with margins at 22.3% and operating margin at 32.6%.
Bear Case : ALLY
The primary concerns for ALLY are Debt/Equity, Free Cash Flow, Altman Z-Score. Debt-to-equity of 1.67 is elevated, increasing financial risk.
Bear Case : BRK-A
The primary concerns for BRK-A are PEG Ratio.
Key Dynamics to Monitor
ALLY profiles as a value stock while BRK-A is a mature play — different risk/reward profiles.
ALLY carries more volatility with a beta of 1.10 — expect wider price swings.
BRK-A is growing revenue faster at 10.0% — sustainability is the question.
BRK-A generates stronger free cash flow (5.6B), providing more financial flexibility.
Bottom Line
ALLY scores higher overall (76/100 vs 74/100), backed by strong 18.6% margins. Both earn "Strong Buy" and "Strong Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.
This analysis is generated from publicly available financial data. Not financial advice.
Ally Financial Inc
FINANCIAL SERVICES · CREDIT SERVICES · USA
Ally Financial Inc., a banking holding company, offers a variety of digital financial products and services to consumers, business and corporate clients primarily in the United States and Canada. The company is headquartered in Detroit, Michigan.
Visit Website →Berkshire Hathaway Inc
FINANCIAL SERVICES · INSURANCE - DIVERSIFIED · USA
Berkshire Hathaway Inc. is an American multinational conglomerate holding company headquartered in Omaha, Nebraska, United States. The company wholly owns GEICO, Duracell, Dairy Queen, BNSF, Lubrizol, Fruit of the Loom, Helzberg Diamonds, Long & Foster, FlightSafety International, Pampered Chef, Forest River, and NetJets, and also owns 38.6% of Pilot Flying J; and significant minority holdings in public companies Kraft Heinz Company (26.7%), American Express (18.8%), The Coca-Cola Company (9.32%), Bank of America (11.9%), and Apple (6.3%).
Visit Website →Compare with Other CREDIT SERVICES Stocks
Want to dig deeper into these stocks?