AFL
Aflac Incorporated
NYSE: AFL · FINANCIAL SERVICES · INSURANCE - LIFE
$113.10
-0.44% today
Updated 2026-05-08
Market cap
$57.57B
P/E ratio
12.93
P/S ratio
3.18x
EPS (TTM)
$8.75
Dividend yield
2.07%
52W range
$95 – $119
Volume
2.4M
WallStSmart proprietary scores
81
out of 100
Grade: A
Strong Buy
Investment rating
6.7
Growth
B5.8
Quality
C+8.5
Profitability
A6.3
Valuation
B3/9
Piotroski F-Score
Weak
1.1
Altman Z-Score
Distress
—
Industry rank
—
View all highly rated stocks (75+) →195 stocks currently score above 75
Price targets
Analyst target
$111.79
-1.16%
12-Month target
$106.96
-5.43%
Intrinsic (DCF)
—
Margin of safety
—
2 Strong Buy1 Buy8 Hold2 Sell1 Strong Sell
Price chart
Stock snapshot
Strengths
+ Profit margin 25.60% — above average
+ Free cash flow $968.00M — positive
+ Revenue growth 27.90% QoQ
Risks
- Piotroski 3/9 — weak financial health
- Altman Z 1.11 — distress zone
Key financials
Revenue Net Income Free Cash Flow
| Metric | 2022 | 2023 | 2024 | 2025 | TTM | 2026 (E) |
|---|---|---|---|---|---|---|
| Revenue | $19.15B | $18.84B | $19.13B | $17.44B | $18.11B | $17.1B |
| Net income | $4.42B | $4.66B | $5.44B | $3.65B | $1.02B | — |
| EPS | — | — | — | — | $8.75 | $7.43 |
| Free cash flow | $3.88B | $3.19B | $2.71B | $2.56B | $968.00M | — |
| Profit margin | 23.07% | 24.73% | 28.46% | 20.91% | 25.60% | — |
Recent insider activity
| Date | Insider | Type | Shares | Price |
|---|---|---|---|---|
| 2026-04-09 | JAPAN, POST HOLDINGS CO., LTD. | Sale | 75,148 | $113.19 |
| 2026-04-09 | JAPAN, POST HOLDINGS CO., LTD. | Sale | 11,007 | $113.61 |
| 2026-04-08 | JAPAN, POST HOLDINGS CO., LTD. | Sale | 135,376 | $112.44 |
Peer comparison
Smart narrative
Aflac Incorporated trades at $113.10. representing a P/E of 12.93x trailing earnings. Our Smart Value Score of 81/100 indicates the stock is excellent. The company scores 3/9 on the Piotroski F-Score. With an Altman Z-Score of 1.11, it sits in the distress. TTM revenue stands at $18.11B. with profit margins at 25.60%.
Frequently asked questions
What is Aflac Incorporated's stock price?
Aflac Incorporated (AFL) trades at $113.10.
Is Aflac Incorporated overvalued?
Smart Value Score 81/100 (Grade A, Strong Buy).
What is the price target of Aflac Incorporated (AFL)?
The analyst target price is $111.79, representing -1.2% downside from the current price of $113.10.
What is the future stock price of AFL by 2030?
Our research-backed model estimates Aflac Incorporated could reach $419.82 by 2030, based on analyst consensus, management guidance, and sector analysis.
What is Aflac Incorporated's revenue?
TTM revenue is $18.11B.
Piotroski F-Score?
3/9 — weak financial health.
Altman Z-Score?
1.11 — distress.
Company info
SectorFINANCIAL SERVICES
IndustryINSURANCE - LIFE
CountryUSA
ExchangeNYSE
CurrencyUSD
Quick metrics
P/S ratio3.18x
ROE16.50%
Beta0.62
50D MA$111.50
200D MA$109.71
Shares out0.51B
Float0.50B
Short ratio—
Avg volume2.4M
Performance
1 week+0.19%
1 month+0.03%
3 months-3.46%
YTD+2.57%
1 year—
3 years—
5 years—