AFL
Aflac Incorporated
NYSE: AFL · FINANCIAL SERVICES · INSURANCE - LIFE
$113.67
-2.19% today
Updated 2026-04-30
Market cap
$58.56B
P/E ratio
12.99
P/S ratio
3.41x
EPS (TTM)
$8.75
Dividend yield
—
52W range
$95 – $119
Volume
2.3M
Aflac Incorporated (AFL) Earnings
Quarterly earnings history, analyst estimates, and stock price reaction.
EPS beat streak
5 of 8
Last 8 quarters
Avg EPS surprise
+9.0%
Last 4 quarters
Revenue YoY growth
-10.9%
Most recent quarter
EPS YoY growth
+0.6%
Most recent quarter
When is the next earnings report?
Reporting date
March 31, 2026
Consensus EPS estimate
$1.82
Fiscal period ending
2026-03-31
Earnings surprise history (last 12 quarters)
Beat estimate Missed estimate
Quarterly EPS and revenue trend
Quarterly revenue EPS (diluted)
How the stock reacts to earnings
Avg 1-day reaction
+4.2%
Last 3 reports
Positive reaction rate
100%
3 of 3 quarters
Largest single-day move
+4.8%
2026-02-04
| Report date | EPS actual | Surprise | Close before | Close after | 1-day reaction |
|---|---|---|---|---|---|
| 2026-02-04 | $1.57 | -7.6% | $112.04 | $117.47 | +4.8% |
| 2025-11-04 | $2.49 | +43.1% | $106.97 | $111.24 | +4.0% |
| 2025-08-05 | $1.73 | +1.2% | $98.56 | $102.31 | +3.8% |
Quarterly earnings history
| Fiscal quarter ending | EPS estimate | EPS actual | Surprise | Revenue | YoY revenue |
|---|---|---|---|---|---|
| 2026-03-31 | $1.82 | — | — | — | — |
| 2025-12-31 | $1.70 | $1.57 | -7.6% | $4.90B | -10.9% |
| 2025-09-30 | $1.74 | $2.49 | +43.1% | $4.79B | +57.9% |
| 2025-06-30 | $1.71 | $1.73 | +1.2% | $4.22B | -18.2% |
| 2025-03-31 | $1.67 | $1.66 | -0.6% | $3.45B | -36.5% |
| 2024-12-31 | $1.62 | $1.56 | -3.7% | $5.50B | +42.5% |
| 2024-09-30 | $1.68 | $2.16 | +28.6% | $3.04B | -39.7% |
| 2024-06-30 | $1.60 | $1.83 | +14.4% | $5.16B | — |
| 2024-03-31 | $1.58 | $1.66 | +5.1% | $5.44B | — |
| 2023-12-31 | $1.45 | $1.25 | -13.8% | $3.86B | — |
| 2023-09-30 | $1.49 | $1.84 | +23.5% | $5.03B | — |
Analyst EPS and revenue estimates for upcoming years
| Period | EPS estimate | Revenue estimate | Revenue growth | Analysts | Confidence |
|---|---|---|---|---|---|
| 2026 (E) | $7.43 | $17.1B | +-0.2% | 11 | high |
| 2027 (E) | $7.85 | $17.4B | +1.6% | 11 | high |
| 2028 (E) | $8.15 | $17.6B | +1.5% | 11 | medium |
| 2029 (E) | $8.50 | $17.9B | +1.7% | 11 | medium |
| 2030 (E) | $8.85 | $18.3B | +1.8% | 11 | low |
Frequently asked questions
When does Aflac Incorporated report next earnings?
Aflac Incorporated (AFL) is scheduled to report earnings on March 31, 2026. The consensus EPS estimate is $1.82.
Has Aflac Incorporated beaten earnings estimates?
Aflac Incorporated has beaten Wall Street EPS estimates in 5 of its last 8 quarterly reports, with an average EPS surprise of +9.0% over the last 4 quarters.
How does AFL stock react to earnings?
AFL stock has moved an average of +4.2% in the trading day following earnings over its last 3 reports, with positive reactions in 100% of those quarters.
What is Aflac Incorporated's revenue growth rate?
Aflac Incorporated reported year-over-year revenue growth of -10.9% in its most recent quarter, with EPS growing +0.6% year-over-year.
What is the expected EPS for AFL in 2026?
Analysts expect Aflac Incorporated to report EPS of $7.43 for fiscal year 2026, on revenue of $17.1B, based on estimates from 11 analysts.