Security National Financial (SNFCA)vsUnum Group (UNM)
SNFCA
Security National Financial
$8.79
0.00%
FINANCIAL SERVICES · Cap: $235.18M
UNM
Unum Group
$94.42
+0.12%
FINANCIAL SERVICES · Cap: $14.73B
Smart Verdict
WallStSmart Research — data-driven comparison
Unum Group generates 3873% more annual revenue ($13.35B vs $335.96M). SNFCA leads profitability with a 9.9% profit margin vs 5.3%. SNFCA trades at a lower P/E of 7.2x. UNM earns a higher WallStSmart Score of 55/100 (C).
SNFCA
Hold49
out of 100
Grade: D+
UNM
Buy55
out of 100
Grade: C
Key Strengths & Concerns
Side-by-side fundamental analysis
Key Strengths
Attractively priced relative to earnings
Reasonable price relative to book value
Conservative balance sheet, low leverage
Reasonable price relative to book value
Areas to Watch
Smaller company, higher risk/reward
Revenue declined 6.3%
Distress zone — elevated risk
0.3% revenue growth
ROE of 6.5% — below average capital efficiency
5.3% margin — thin
Weak financial health signals
Comparative Analysis Report
WallStSmart ResearchBull Case : SNFCA
The strongest argument for SNFCA centers on P/E Ratio, Price/Book, Debt/Equity.
Bull Case : UNM
The strongest argument for UNM centers on Price/Book. PEG of 1.03 suggests the stock is reasonably priced for its growth.
Bear Case : SNFCA
The primary concerns for SNFCA are Market Cap, Revenue Growth, Altman Z-Score.
Bear Case : UNM
The primary concerns for UNM are Revenue Growth, Return on Equity, Profit Margin.
Key Dynamics to Monitor
SNFCA carries more volatility with a beta of 0.68 — expect wider price swings.
UNM is growing revenue faster at 0.3% — sustainability is the question.
UNM generates stronger free cash flow (474M), providing more financial flexibility.
Monitor INSURANCE - LIFE industry trends, competitive dynamics, and regulatory changes.
Bottom Line
UNM scores higher overall (55/100 vs 49/100). Both earn "Buy" and "Hold" ratings respectively — the choice depends on your investment horizon and risk tolerance.
This analysis is generated from publicly available financial data. Not financial advice.
Security National Financial
FINANCIAL SERVICES · INSURANCE - LIFE · USA
Security National Financial Corporation is engaged in the life, cemetery and mortuary, and mortgage insurance businesses. The company is headquartered in Draper, Utah.
Visit Website →Unum Group
FINANCIAL SERVICES · INSURANCE - LIFE · USA
Unum Group is a Chattanooga, Tennessee-based Fortune 500 insurance company formerly known as UnumProvident.
Visit Website →Compare with Other INSURANCE - LIFE Stocks
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