WallStSmart

Manulife Financial Corp (MFC)vsSecurity National Financial (SNFCA)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

Manulife Financial Corp generates 9277% more annual revenue ($32.03B vs $341.58M). MFC leads profitability with a 20.0% profit margin vs 9.6%. SNFCA trades at a lower P/E of 7.6x. MFC earns a higher WallStSmart Score of 77/100 (B+).

MFC

Strong Buy

77

out of 100

Grade: B+

Growth: 8.7Profit: 6.5Value: 7.0Quality: 6.5
Piotroski: 5/9

SNFCA

Hold

47

out of 100

Grade: D+

Growth: 6.0Profit: 5.5Value: 6.7Quality: 7.0
Piotroski: 5/9Altman Z: 0.90

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

MFC6 strengths · Avg: 8.8/10
EPS GrowthGrowth
161.6%10/10

Earnings expanding 161.6% YoY

Market CapQuality
$64.15B9/10

Large-cap with strong market position

Profit MarginProfitability
20.0%9/10

Keeps 20 of every $100 in revenue as profit

Debt/EquityHealth
0.279/10

Conservative balance sheet, low leverage

PEG RatioValuation
0.788/10

Growing faster than its price suggests

P/E RatioValuation
15.3x8/10

Attractively priced relative to earnings

SNFCA3 strengths · Avg: 9.7/10
P/E RatioValuation
7.6x10/10

Attractively priced relative to earnings

Price/BookValuation
0.6x10/10

Reasonable price relative to book value

Debt/EquityHealth
0.269/10

Conservative balance sheet, low leverage

Areas to Watch

MFC0 concerns · Avg: 0/10

No major concerns identified

SNFCA3 concerns · Avg: 2.3/10
Market CapQuality
$252.05M3/10

Smaller company, higher risk/reward

Revenue GrowthGrowth
-3.6%2/10

Revenue declined 3.6%

Altman Z-ScoreHealth
0.902/10

Distress zone — elevated risk

Comparative Analysis Report

WallStSmart Research

Bull Case : MFC

The strongest argument for MFC centers on EPS Growth, Market Cap, Profit Margin. Profitability is solid with margins at 20.0% and operating margin at 19.1%. Revenue growth of 12.1% demonstrates continued momentum.

Bull Case : SNFCA

The strongest argument for SNFCA centers on P/E Ratio, Price/Book, Debt/Equity.

Bear Case : MFC

No major red flags identified for MFC, but monitor valuation.

Bear Case : SNFCA

The primary concerns for SNFCA are Market Cap, Revenue Growth, Altman Z-Score.

Key Dynamics to Monitor

MFC profiles as a mature stock while SNFCA is a value play — different risk/reward profiles.

MFC carries more volatility with a beta of 0.76 — expect wider price swings.

MFC is growing revenue faster at 12.1% — sustainability is the question.

MFC generates stronger free cash flow (3.5B), providing more financial flexibility.

Bottom Line

MFC scores higher overall (77/100 vs 47/100), backed by strong 20.0% margins and 12.1% revenue growth. Both earn "Strong Buy" and "Hold" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

Manulife Financial Corp

FINANCIAL SERVICES · INSURANCE - LIFE · USA

Manulife Financial Corporation, offers financial products and services in Asia, Canada, the United States and internationally. The company is headquartered in Toronto, Canada.

Visit Website →

Security National Financial

FINANCIAL SERVICES · INSURANCE - LIFE · USA

Security National Financial Corporation is engaged in the life, cemetery and mortuary, and mortgage insurance businesses. The company is headquartered in Draper, Utah.

Visit Website →

Want to dig deeper into these stocks?