Manulife Financial Corp (MFC)vsSecurity National Financial (SNFCA)
MFC
Manulife Financial Corp
$34.60
+0.48%
FINANCIAL SERVICES · Cap: $56.67B
SNFCA
Security National Financial
$9.24
-0.96%
FINANCIAL SERVICES · Cap: $242.77M
Smart Verdict
WallStSmart Research — data-driven comparison
Manulife Financial Corp generates 8889% more annual revenue ($30.98B vs $344.59M). MFC leads profitability with a 18.7% profit margin vs 9.3%. SNFCA trades at a lower P/E of 7.4x. MFC earns a higher WallStSmart Score of 66/100 (B-).
MFC
Strong Buy66
out of 100
Grade: B-
SNFCA
Buy60
out of 100
Grade: C+
Intrinsic Value Comparison
Multi-model valuation · Graham Formula
Margin of Safety
-149.9%
Fair Value
$15.16
Current Price
$34.59
$19.43 premium
Margin of Safety
+84.1%
Fair Value
$58.97
Current Price
$9.24
$49.73 discount
Key Strengths & Concerns
Side-by-side fundamental analysis
Key Strengths
Strong operational efficiency at 133.5%
Large-cap with strong market position
Conservative balance sheet, low leverage
Growing faster than its price suggests
Attractively priced relative to earnings
Reasonable price relative to book value
Attractively priced relative to earnings
Reasonable price relative to book value
Strong operational efficiency at 22.2%
Areas to Watch
Revenue declined 34.9%
Earnings declined 6.1%
4.7% revenue growth
4.1% earnings growth
Smaller company, higher risk/reward
Distress zone — elevated risk
Comparative Analysis Report
WallStSmart ResearchBull Case : MFC
The strongest argument for MFC centers on Operating Margin, Market Cap, Debt/Equity. Profitability is solid with margins at 18.7% and operating margin at 133.5%. PEG of 0.78 suggests the stock is reasonably priced for its growth.
Bull Case : SNFCA
The strongest argument for SNFCA centers on P/E Ratio, Price/Book, Operating Margin.
Bear Case : MFC
The primary concerns for MFC are Revenue Growth, EPS Growth.
Bear Case : SNFCA
The primary concerns for SNFCA are Revenue Growth, EPS Growth, Market Cap.
Key Dynamics to Monitor
MFC profiles as a declining stock while SNFCA is a value play — different risk/reward profiles.
SNFCA carries more volatility with a beta of 0.74 — expect wider price swings.
SNFCA is growing revenue faster at 4.7% — sustainability is the question.
MFC generates stronger free cash flow (8.6B), providing more financial flexibility.
Bottom Line
MFC scores higher overall (66/100 vs 60/100), backed by strong 18.7% margins. SNFCA offers better value entry with a 84.1% margin of safety. Both earn "Strong Buy" and "Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.
This analysis is generated from publicly available financial data. Not financial advice.
Manulife Financial Corp
FINANCIAL SERVICES · INSURANCE - LIFE · USA
Manulife Financial Corporation, offers financial products and services in Asia, Canada, the United States and internationally. The company is headquartered in Toronto, Canada.
Visit Website →Security National Financial
FINANCIAL SERVICES · INSURANCE - LIFE · USA
Security National Financial Corporation is engaged in the life, cemetery and mortuary, and mortgage insurance businesses. The company is headquartered in Draper, Utah.
Visit Website →Compare with Other INSURANCE - LIFE Stocks
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