Manulife Financial Corp (MFC)vsUnum Group (UNM)
MFC
Manulife Financial Corp
$44.32
-0.58%
FINANCIAL SERVICES · Cap: $74.57B
UNM
Unum Group
$90.56
+0.84%
FINANCIAL SERVICES · Cap: $13.63B
Smart Verdict
WallStSmart Research — data-driven comparison
Manulife Financial Corp generates 140% more annual revenue ($32.03B vs $13.35B). MFC leads profitability with a 20.0% profit margin vs 5.3%. MFC appears more attractively valued with a PEG of 0.78. MFC earns a higher WallStSmart Score of 75/100 (B).
MFC
Strong Buy75
out of 100
Grade: B
UNM
Buy55
out of 100
Grade: C
Key Strengths & Concerns
Side-by-side fundamental analysis
Key Strengths
Earnings expanding 161.6% YoY
Large-cap with strong market position
Keeps 20 of every $100 in revenue as profit
Conservative balance sheet, low leverage
Growing faster than its price suggests
Attractively priced relative to earnings
Reasonable price relative to book value
Areas to Watch
No major concerns identified
0.3% revenue growth
ROE of 7.2% — below average capital efficiency
5.3% margin — thin
Weak financial health signals
Comparative Analysis Report
WallStSmart ResearchBull Case : MFC
The strongest argument for MFC centers on EPS Growth, Market Cap, Profit Margin. Profitability is solid with margins at 20.0% and operating margin at 19.1%. Revenue growth of 12.1% demonstrates continued momentum.
Bull Case : UNM
The strongest argument for UNM centers on Price/Book. PEG of 1.03 suggests the stock is reasonably priced for its growth.
Bear Case : MFC
No major red flags identified for MFC, but monitor valuation.
Bear Case : UNM
The primary concerns for UNM are Revenue Growth, Return on Equity, Profit Margin.
Key Dynamics to Monitor
MFC profiles as a mature stock while UNM is a value play — different risk/reward profiles.
MFC carries more volatility with a beta of 0.78 — expect wider price swings.
MFC is growing revenue faster at 12.1% — sustainability is the question.
MFC generates stronger free cash flow (3.5B), providing more financial flexibility.
Bottom Line
MFC scores higher overall (75/100 vs 55/100), backed by strong 20.0% margins and 12.1% revenue growth. Both earn "Strong Buy" and "Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.
This analysis is generated from publicly available financial data. Not financial advice.
Manulife Financial Corp
FINANCIAL SERVICES · INSURANCE - LIFE · USA
Manulife Financial Corporation, offers financial products and services in Asia, Canada, the United States and internationally. The company is headquartered in Toronto, Canada.
Visit Website →Unum Group
FINANCIAL SERVICES · INSURANCE - LIFE · USA
Unum Group is a Chattanooga, Tennessee-based Fortune 500 insurance company formerly known as UnumProvident.
Visit Website →Compare with Other INSURANCE - LIFE Stocks
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