WallStSmart
UNM

Unum Group

NYSE: UNM · FINANCIAL SERVICES · INSURANCE - LIFE

$94.42
+0.12% today

Updated 2026-09-11

Market cap
$14.73B
P/E ratio
21.59
P/S ratio
1.10x
EPS (TTM)
$4.31
Dividend yield
2.00%
52W range
$68 – $97
Volume
1.4M

WallStSmart proprietary scores

55
out of 100
Grade: C+
Hold
Investment rating
3.3
Growth
D
6.8
Quality
B
4.5
Profitability
C
5.7
Valuation
C+
3/9
Piotroski F-Score
Weak
Altman Z-Score
Industry rank
View all highly rated stocks (75+) →251 stocks currently score above 75

Price targets

Analyst target
$101.85
+7.87%
12-Month target
$74.17
-21.45%
Intrinsic (DCF)
Margin of safety
2 Strong Buy7 Buy4 Hold0 Sell0 Strong Sell

Price chart

Stock snapshot

Strengths
+ Free cash flow $474.30M — positive
+ Debt/equity 0.35x — low leverage
Risks
- Piotroski 3/9 — weak financial health

Key financials

Revenue Net Income Free Cash Flow
Metric2022202320242025TTM
Revenue$11.88B$12.31B$12.79B$13.05B$13.35B
Net income$1.41B$1.28B$1.78B$738.50M$256.90M
EPS$4.31
Free cash flow$1.32B$1.07B$1.39B$555.40M$474.30M
Profit margin11.85%10.43%13.91%5.66%5.26%

Recent insider activity

DateInsiderTypeSharesPrice
2026-07-31WALKER, ANDREW DSale1,819$86.11
2026-05-26O, HANLEY RONALD PBuy2,191
2026-05-26O, HANLEY RONALD PBuy1,777

Peer comparison

CompanyMkt CapScoreGrowthProfitValueQualityMoSRating
UNM$14.73B553.34.55.76.8Buy
BRK-A$1.09T747.37.55.08.5Strong Buy
BRK-B$1.09T747.37.55.08.0Strong Buy
JPM$946.93B8110.08.05.73.0Exceptional Buy
V$691.65B686.710.04.35.0Strong Buy
MA$498.62B727.310.05.05.5Strong Buy

Smart narrative

Unum Group trades at $94.42. representing a P/E of 21.59x trailing earnings. Our Smart Value Score of 55/100 indicates the stock is fair. The company scores 3/9 on the Piotroski F-Score. TTM revenue stands at $13.35B. with profit margins at 5.26%.

Frequently asked questions

What is Unum Group's stock price?

Unum Group (UNM) trades at $94.42, on a P/E of 21.6x and a P/S of 1.1x. Those multiples show what the market is paying for each dollar of earnings and sales, which is the real starting point for judging whether the price is reasonable.

Is Unum Group overvalued?

Unum Group carries a Smart Value Score of 55/100 (Grade C+), which we rate Hold. That score blends growth, quality, and valuation into one read.

What is the price target of Unum Group (UNM)?

The 12-month analyst consensus target is $101.85, about 7.9% above the current $94.42. A consensus target is the average of Wall Street's 12-month forecasts, so it works as a sentiment gauge rather than a guarantee, and it resets with every earnings cycle.

What is Unum Group's revenue?

Unum Group's trailing twelve-month revenue is $13.35B. Revenue scale anchors the valuation multiples and shows whether growth is reaching the top line, so it is best read alongside margin and growth trends to see if that revenue is getting more profitable over time.

Company info

SectorFINANCIAL SERVICES
IndustryINSURANCE - LIFE
CountryUSA
ExchangeNYSE
CurrencyUSD

Quick metrics

P/S ratio1.10x
ROE6.50%
Beta0.26
50D MA$89.87
200D MA$81.12
Shares out0.16B
Float0.14B
Short ratio
Avg volume1.4M

Performance

1 week-1.49%
1 month+1.17%
3 months+2.83%
YTD+21.83%
1 year+25.49%
3 years
5 years